 Insurance? |
| I have to make up an insurnace company for me webdesign class and build a website about it. gahhh i don't even know what insurance is. how boring! I have to have 3 info pages. one on an ... |
|
 How can I get FREE Insurance???? Please I really need help :(? |
I need free Insurance so bad. Its hard for me cause i dont have anyone to help me and my dad no longer covers me for his insurance cause i just turned 20.
Please how can i apply for Free I... |
|
 Life insurance? |
| My mom has term life insurance for 10 years for New York Life.. is it true that in 10 years, she'll be able to renew it another 10 years? Won't that be more expensive? Also, what happens ... |
|
 Can someone in a car accident be given a donation? |
| If someone is in a very bad car accident, being driven in a taxi, can they be given donations? What are the quickest and fastest ways to set up a channel to receive donations? Please consider ... |
|
 With a life insurance death benefit, does the face amount divided by premium tell when it is paid for 100%? |
This death benefit is 10k, and the monthly premium is $40. 10k/40 = 250 months, or 20 years
Or a 5k benefit with $40 premium would be 10 years?
So I am betting I will die before it is paid ... |
|
 What does AIG fall mean to my Life Insurance Policy? |
| I know that AIG is still liquid but there is a lot of speculation on their future. I have a 30 year life insurance policy that I just bought last year. What does this all mean to me? Is there ... |
|
 Does insurance cover the cost of scoliosis surgery? |
I found out the scoliosis surgery cost was 100,000 dollars and was just wondering if medical insurance covered any of the cost?
Additional Details
Thank for the info i sure hope ... |
|
 Can I be denied insurance? |
| I am currently getting health insurance from Health Partners through my mom's employer, but I will be losing my coverage at the end of the month, since I got married. I applied to continue ... |
|
 So what happens when you find out your pregnant and don't have Maternity coverage? |
Hi,
My husband and I found out we were pregnant in February, the pregnancy was unexpected, even though we did use contraceptives (birth control pills). Unfortunately, my health insurance cut me ... |
|
 Health insurance for dummies?? (that dummy would be me)? |
| Ok I'm leaving my parents coverage in a few months and am scouting health insurance companies....thing is...I have no clue what they are talking about!!! The thing I am most confused about is ... |
|
 Is this considered insurance fraud? |
| A deer recently hit my car while i was doing about 65mph. The bank owns the car, so they will write a check to me AND THE SHOP. I got a quote from a big shop for $4000. I know a guy with a small time ... |
|
|  |
mecca | I didnt know that it matters how much insurance the person at fault had. Did you ? |
The person at fault hit 4 parked cars an my car is damaged bad. I have a 2001 Grand am annd the other person had an 2005 camry with full caverage but only $5000 worth of coverage for damages. Now Im stuck in a hole with no car. I only have liability with limited tort. I know now is if I get cheap insurance I will make sure I have full tort.
I figuered that if a insured person hit your vehicle then you should be fine when it comes to your damages.
I guess I learned something. |
 |
 
jmi0975
|
Yep - there are variable limits available for the different kinds of coverage and pretty often, the minimums set forth by a state or other area aren't much or even close to enough, especially in serious accidents. |
|
ChicagoGuy
 |
you would have to look into this more, but i am pretty sure you have the right to take the person to court to get the rest of the money that you are out |
|
Weed
|
I never knew that, I just got fully comp,I hope that covers things, { no accidents as yet } |
|
lorifountain@sbcglobal.net
|
Each state sets minimum limits of liability coverage that you are required by law to have. This covers the other person's vehicle(s) if you are at-fault in the incident. Unfortunately, these limits are usually set way too low. Is $5,000 the miminum required in your state? You can find out by calling an insurance agent. If this person is underinsured, you can contact the police. If not, the only recourse you have at that point is the sue him/her in small claims court, but that's usually very time consuming and most often, you never see the money if you do win.
I'm so sorry. Good luck! |
|
bud68
 |
You can't control what the other person has. What you need is adequate uninsured/underinsured motorist coverage to protect you when struck by such a driver. |
|
cridler
 |
I agree with the above statements and I also learned from experience that cost me money. I have found that agents do a poor job in making sure the customer understands exactly what the coverage and thus the risks really are. This is especially true in our mobile society as every state has different rules and limits that shape how policies are written.concerning coverage.
In the 70's I moved to Massachusetts, a no fault state, and got coverage. A few months later my car was hit in a parking lot and had several hundred dollars damage. I had collision but was told I didn't have extra territorial coverage (coverage on private property). When I asked the agent why not his reply was you didn't ask for it. It only added about $10/yr. It was something unique to Mass and no fault and I had just move from Louisiana, how did I know? Now I ask what coverage a prudent person should have and don't change companies very often. |
|
mbrcatz
|
Yes. Which means, you need to look at YOUR limits. How much property damage coverage does YOUR policy have?
YOU are underinsured! YOU didn't buy enough coverage! You bought just what you needed to hang the plate! It's not the TORT coverage that's killing you - it's the not having COLLISION coverage. If you had collision (the most expensive thing), your insurance company would pay you!
You can't blame the other guy - he did exactly what YOU did. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 17 minutes(s) ago
| | | |
7 | 57 minutes(s) ago
| | | |
7 | 3 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
7 | 8 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 5 day(s) ago
| | | |
8 | 1 week(s) ago
| | | |
7 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
