Though my company provides insurance (premium paid by me not company) , is it ok to move to my wife company medical insurance and stop my insurance? Do you foresee any problems with this?...
We live in Arkansas and my husband is self employed. We want something in case of an accident, and maybe a co-pay for doctor's visits. Not to costly....
I have a question...Me and my fiancee are getting married in about two years...we will be young (20) what is holding us back is finding insurance that will cover us....For a normal couple i dont ...
my husband works full time but can't get Insurance inless he has been there for a year and he has not and I have Pcos and I cant afford the coast of going back and forth to my doctor and plus ...
I live in Louisiana and have no serious medical issues. I don't know which medical plan to use. I've looked at Blue Cross so far. Additional Details I also need it to cover ...
I purchased extra life insurance through Met Life while I was employed at my last job. I got fired in August. I paid a lot of money out of my pocket and I want to keep the policy. What do I do? ...
Additional Details My Neighbors recently sold their home for 500 k.
Their house was built at the same time as mine, and is the same floor plan.
How much should the dwelling be ...
felecia l
I dont understand why my mortgage payment went up and I have a fixed rate, something about pmi?
If it's your escrow account, either your insurance went up, or your taxes went up.
But why ask us?? You need to call your mortgage company and ask THEM.
Angie
Are you sure it's pmi? Usually when a fixed rate mortgage goes up it's due to the escrow account. If you have money added to your payment to pay taxes and insurance that can cause your payment to go up. The bank estimates that the account will need more money (i.e. increase in taxes) so the payments go up. Not sure this is your problem right now, but it is a possibility.
robert w
call the mortgage people to find out. do make the extra payments.
Dr. Deth
real estate taxes could have increased, or the escrow amount that was included in your monthly payment wasn't enough to cover the taxes, so they had to increase it - that's happened to me each of the first 2 yrs I've had my mortgage
Dont_taze_me_bro
Did you have PMI? Did they add it?
patrick
PMI is mortgage insurance. It is the money you pay to an insurance company to cover the risk of you defaulting on the loan. It is required on most loans made with less than 20% down.
PMI rates do not generally rise. Usually the cost is fixed. Call the mortgage servicing department, and demand an explanation as to why your payment went up.
Tom Z
Looks like your lender has added PMI insurance to your loan.
PMI is extra insurance that lenders require from most home buyers who obtain loans that are more than 80 percent of their new home's value. In other words, buyers with less than a 20 percent down payment are normally required to pay PMI.
Kathryn
Is it possible that your house is worth less than when you purchased it (meaning that you owe more than 80% of the current value)? If so, perhaps they added PMI to your mortgage?
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