 I am 19, live in massachusetts asnd have no health insurance. am i going to get fined? and if so, how do i obt |
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**** i am 19, live in massachusetts and have no health insurance. am i going to get fined? and if so, how do i obtain insurance if i am unemployed?... |
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 $25,000 medical bill!!??? |
| uggghhh i had health insurance from the state and now the hospital is sending me a bill due on the 14th for 25,000!!! what so i do ?? i do not have that much not even saved im saving for a down ... |
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 How much does it cost to buy insurance for a small business? |
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insurance for the building.
and health benefits.... |
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 If a life insurance agent works solely on commission and they sell to a customer a term policy .....? |
| and they sell a term policy to a customer that's about 600K, how much would that agent make off of that sale?... |
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 Life insurance question? |
| My dad lives with me and I completely support him. he's only 60 years old but has problems with his eyes and cant work. The problem is, he wont get life insurance. He says when he dies the VA ... |
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 Do you need to pay for home insurance if you're only RENTING? |
| This is for a project about future living plans, and I'm not too sure if it's necessary to pay for monthly housing insurance if you're renting an apartment.... |
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 Job/insurance termination question? |
after being terminated from job is blue cross blue shield immediately terminated or does it last so many days? do they notify you in writing?
and what about COBRA after blue cross is ... |
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 My friend was just assaulted and his jaw was broken- he has no insurance- what does he do?!? |
| Last night my best friend was assaulted and punched in the face. He went to the ER and it turns out his jaw is broken in two places. The hospital can't get him into the OR for THREE days- his ... |
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 Health Insurance for my son? |
| I need a low cost health insurance plan for my son. I live in orange county, CA and I DO NOT qualify for medi-cal or healthy families. I make too much money. I do not need health insurance for myself ... |
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 Will my insurance go up a lot if i fail to stop at a stop sign? |
I just got a ticket for not stopping at a stop sign do u know how much my insurance go up?
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i live in cal sac and this is my first ticket will it go up?... |
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 Isn't all cash value policies are term insurance? |
Whether its whole life, universal life, or variable life, when you pay your premiums, your premiums are being paid for two things: 1) Term insurance and 2) Cash value.
At the beginning, ... |
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MissBall | I got injured at work, and my boss was paying me under the table? |
I was working as a superintendent (construction) on a home remodel for a month. On a day that no one else was working, my boss asked me to shovel a 3 ft high pile of dirt into a walk-in trash bin. I used a wheelbarrel up a ramp. The ramp dropped and the wheelbarrel fell over half full of dirt on the trash bin, on top of me. My boss got upset when I told him I was injured. He intimidated me. I'm bruised all over and I've sprained my arm. I'm truly in bad shape but everyone is so upset at me for getting hurt. Its been a week and a half. I've been going to the doctor, I've been paying. I need x-rays and physical therapy. I don't know where to start. He's scaring me. The problem is I was settling a personal injury case from 7 months ago. I
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I got a job a month ago as a superintendant of a home remodel. I schedule subcontractors. One day my boss asked me to shovel dirt into a walk in trash bin. I was surprised. I not a very strong women. So I used a wheelbarrel. Well the ramp slipped and the wheel barrel fell off the trash bin on top of me. My boss has been intimidating me. He knows I was closing a personal injury case from 7 months ago. I don't know where to start. I've been going to the doctor. I'm afraid to talk to him. I'm truly hurt and I've lost feeling in my right hand. I can't even write. need help |
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MSAD
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Going out on a limb here.......
Let me guess......you were committing insurance fraud......working under the table (and off the books) while pursuing an injury claim. Where you probably did not report your under the table/off the book work when you got hurt....
hmmmm.....
That karma's a funny thing. |
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src50
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Both of you were doing something illegal and both knew it - If he was paying you off the books, it's doubtful that he has workers comp insurance and since you were not an "on the books" employee, you wouldn't be covered anyway. You'll have to pay the medical bills. |
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mbrcatz
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Likely, it's going to take a lawsuit to sue your "employer", and then you'll have to prove he was paying you. Hopefully, he paid you by check, AND you paid taxes on it.
IF he had workers comp, it would cover you - and then he'll get into a world of legal trouble for the tax evasion thing.
If you were NOT paying taxes on it . . . or YOU want to avoid tax evasion/fraud charges, you're not going to be able to do a blessed thing about it.
Going after him for workers comp - although he owes it to you - will open up a huge, legal bucket of worms for BOTH of you. |
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Jengen G
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Sounds to me like you are S.O.L. (sh@# out of luck) |
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Don Drapers woman
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Provided you are a legitimate employee, you can file a claim and he can't intimidate you or he can be in a lot of trouble for doing so. Depending on your state, most have some sort of industrial board that will help you file a claim. He is obligated to have work comp insurance and if he does not want you to file a claim because he is worried his premiums will go up, that is too bad. You need medical treatment and your personal insurance case has no bearing on your work comp claim. |
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A decent answer
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This is a very tricky case. One you are working under the table and it's considered illegal. Two your "boss" is doing insurance fraud and can get in big trouble.
So what to do? When you where working for him how did he pay you? Did he pay you in cash or check? If there was a check it would help your case if you have something written in the memo area. Because they can argue that a blank memo doesn't mean anything, could mean he paid you for a TV you sold him. Was there an agreement between you and the boss such as a contract? If there was you will need to present this to an adjuster as well.
Witnesses? They are tough to help because they don't want to get involved and the boss might intimidate them to tell them the wrong information during the investigation. However if they are asked to appear in court they will have to tell the truth. A good adjuster will have an investigator interview the witnesses and get recorded statements.
Right now what you should do is see a doctor who does work comp. Just to get the claim running, because if you don't file the claim than you'll be stuck. So you want to do that to protect your rights. Has your doctor filed the claim yet?
You'll probably will need to seek the advice of an attorney. Probably a few attorney's and let them know your story and what they can do. The reason I say this is that some attorney's will think about it and than not help because it's a sure loser. But doesn't hurt to try it. You need evidence, because right now you would be considered an outside contractor who was not on the payroll.
You obviously in some pain, and if you have private insurance you'll have to get this fixed and let your private insurance pay for it while the work comp works this out.
Good luck |
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