 If you pay cash for a car does the dealership still have to offer gap insurance? |
| I bought a van and paid with a check from another finacing company the deajership did not offer us gap insurance and they are saying that they did not have too because we basicaly paid cash which we ... |
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 Can i use my car that i own to lease out to a company to make money? |
Additional Details
I have a car that I own and i dont need it because i own 2 other ones. Can i lease out my car to a company or have a company use my car and pay me for them using it ... |
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 Term Insurance...help!? |
| Hey so I'm recently married and want to buy some level term insurance but am not sure which is a good company to buy from. Anyone have any suggestions as to where to buy this stuff and how much ... |
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 Medicaid Question...? |
Okay I need someone who REALLY knows that they're talking about. Seriously.
Okay I am 3 months pregnant and going to apply for medicaid this wednesday (December 10th)...I am ... |
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 Will homeowners insurance cover needed decking once roofing underway? |
| I am in the process of having roof replaced after hail damage. My insurance company (Travelers) adjustor had given me the verbal go ahead to do roof based on the estimate that we received. We have ... |
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 Anyone ever heard of insurance paying your hospital MORE than what was billed? |
Our insurance company paid $500.00 dollars more than the actual bill plus they want us to pay a 20% copay! Anyone been through this before!!!!!!
Additional Details
I need to add to this ... |
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 How important is insurance to you? |
| Insurance companies sell them in many different forms. Life , Critical illness, Pet etc... We never used to have so much insurance in good old days but nowawadays we seem to have an insurance ... |
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 My husband lost his job and we have been out of medical insurance for 8 months now. My son is sick and in the |
| E.R. right now with health complications and we are running lots of medical bills. Do you know if it is possible, since it has been under a year without insurance, if we can file for Cobra coverage ... |
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 Would I win if I sued this insurance company? |
| About 3 months ago I filled out a life insurance application, took the physical etc. The policy was for My wife, my child and I. My wife and I are both 21 years old with no medical problems etc. The ... |
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 Universal life insurance a good idea for dev. disabled heir? |
| I have a developmentally disabled daughter. I would like to be sure leave her money when I do die. I have a 30 year term life insurance, I'm 35 now. I'm afraid that when I'm 65, I ... |
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 Where can I get a good life insurance policy for my father? |
| He is already 63 years old, a smoker, and not so great health. I don't want a million dollar policy just enough to cover a funeral and his last debts as I will be the one to take care of this. A... |
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 Have you ever had a problem canceling a health insurance plan? |
| I work a full-time and a part-time job and have carried medical insurance through both employers. I no longer want to carry the insurance from the part-time employer. When I sent letter(s) to the ... |
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 Homeowners insurance that lets you have a trampoline!? |
| I want a trampoline and i also need homeowners insurance.This is when you tell me a company that lets you have a trampoline.... |
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 Term Insurance. How much do I need and for how long? |
| I am married and in my thirties my wife is the same age. We have an 18 month child and another baby on the way. After doing some research between Whole Life and Term Insurance I decided that Term I... |
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 My house is over 150 years old, has had subsidence in the past where can I get buildings insurance?? |
| No one wants to insure me for buildings insurance as my house has had subsidence in the past, no evidence of it moveing in the last 70 years. Insurance companies will insure for contence though, ... |
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 Denied medical coverage? |
| I am currently going for fetility treatment and was told by Dr. Office that I had coverage for pretesting.I checked a second time with billing and was told again that I had the coverage. Now I am ... |
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 Pre-existing? |
| Okay we applied for Healthy New York medical insurance. It is by Community Blue but has lower premiums for small business owners. My question is I just found out that I am about 5 weeks pregnant. The ... |
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campbell62k | I had renters who burned down my home, my insurance company is reviewing the case any advise? |
I have a home owners insurance policy and assumed that was enough coverage, the renters had renters insurance when they rented from me but did not keep up their payments. The insurance company said they need to review my claim because they are questioning whether my policy should cover this because I did not inform them of renters. My agent knew I was renting the property. I did not know that I was required to have a bigger policy than I already have. Isn't home owners coverage supposed to protect the home owner? |
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Jamir N
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Home insurance covers lots of different things. I don't understand all the fine print of my policy, but my homeowners insurance agent is always helpful. Try calling your agent or a agent in your city. http://www.easyhomeinsuranceguide.com They should be able to help you. |
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ohh_herro
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well this should be interesting for you. You weren't really a homeowner, you were a landlord. Likely your premiums would have been higher due to the increased risk of others living in your rented home. this is the stuff insurance companies love...anyway to screw someone over. |
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mbrcatz
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Did you notify your insurer that the house was no longer owner occupied? One of the premises behind HOMEOWNERS, is that the owner lives there.
You are required to have a completely different policy, if you don't live there, it isn't your HOME, it's your RENTAL property.
I seriously expect the insurance company to deny your claim, but at least you can sue your agent, if you can prove that he knew it was a rental, and you didn't live there. |
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acermill
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mbrcatz hit it right on the nail. You had incorrect insurance coverage. When you rent premises, you need a business owner's policy for such coverage. As well, you CAN sue your agent (hopefully, he has E&O coverage) for your loss if your insurer refuses. However, be prepared to prove that the agent knew you were renting the property. That could be tough, if nothing is in writing.
And the next time you decide to play landlord, insist that your tenants send you regular proof of coverage in the form of an insurance certificate.
Good luck. |
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MSAD
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All you can do is follow up with your adjuster and your agent.
We don't have anywhere near enough information to really tell you anything.
But any total fire with a coverage question is going to be reviewed. Reviewing it does not mean they are going to deny it - just that they are going to look into it. Sometimes you review a coverage question and pay the claim - Sometimes you review a coverage question and determine that coverage is not applicable. |
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src50
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You could be in big trouble - they may have grounds to deny your claim. You ABSOLUTELY have to alter your insurance coverage when you change a property from owner-occupied to a rental. |
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CAROLYN W
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I am not going to say I am one hundred percent sure about the answer.Besides it really depends on the personal feelings.SO it would better for you to find yourself.Here http://www.InsuranceFreeTip.info/insurance-for-free.htm is a good resource. |
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