At the beginning of this year I was supposed to receive health insurance through my employer. I can't go into all the details, but in a nutshell, I made numerous calls to my HR rep as well as the corporate Benefits Center, talked with my supervisor and yet it took 4 months for me to get my coverage because for some unknown reason I continued to show up in their system as a former employee who was ineligible. Shortly after the problem was cleared up I left the company. Now ironically, they apparently don't know that I am no longer an employee and I am still receiving benefits! My benefits should have ended back in May, but they failed to notify me or offer the COBRA option. Apparently they still have me listed as an employee with coverage. Now if I continue to use my health coverage, and they later find out that I left the company in May, can they turn around and hold me responsible for whatever they paid out?
Normally I would just call them and notify them of their mistake, but this is a result of their remarkable incompetence and I'm not inclined to call them again after I already called them numerous times while I was an active employee, yet it took them 4 months to give me the coverage that I should have had at the beginning of the year!