Can we recover the paid amount (premiums) even after the policy get lapse.? |
| I just wanted to know that can we recover the amount(not total policy amount but the amount what we have paid as premiums) even after the policy get lapse. My father got a LIC policy but it was ... |
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SOMEBODY HELP!! How can I get rid of $4200 bill they are trying to charge me for a stupid accident? |
| OK, I was driving a car without insurance, I was parked, backed up and other car coming in the middle of the street crash my car, he got the left front light broken and may be the bumper, but that... |
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Life Insurance as a supplemental investment? |
| I want to buy universal life insurance as an investment option to supplement my 401K and Roth IRA. I am 40 and single, no health concerns. Is this a good option to build cash value? If so, what ... |
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I thought insurance was supposed to take the worry away? |
| As a responsible pet owner I have pet insurance for both of my cats. My male cat has been suffering from a number of different problems which should all be covered by this insurance. However the vets ... |
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Is neighbor responsible for the damage to my condo caused by her toilet overflowing while she's on vacation? |
| My ceiling on two floors and in three rooms is ruined by water that came from our upstairs neighbor's running toilet. She lives on the 3rd floor and we live on the first floor. Our unit is &... |
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I am going to lose my dependent status on my parents insurance policy. How do I apply for COBRA? |
| I am a junior in college and I am planning ahead to get married with one semester left to go in college. The dilemma is that I have a preexisting condition, Type I Diabetes. I cannot get covered by ... |
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What would you do??? Please read details!? |
| We hired a restoration company that was referred to us by my insurance company. At the beginning of their repairs they damaged our flat screen TV that we have mounted on a wall. Today I was told ... |
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Currently living at home on parent's auto insurance policy, can I get my own? |
| I am a full-time student with a daughter and will be living at home until next Fall. I have been on my mother's insurance policy (paying for my part of the premium) since I had my license at 16.... |
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Is this a fraud promotion? |
I recieved a check for $2,194.00, from the Authentic claims, Inc. It says I am to send the check to cover taxes, surcharges, and insurance on the winnings. Then they will transfer funds of
$54,00... |
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Life Insurance Questions.....? |
| What kind of tests do they make you do when you get life insurance? I know they will probably check your height/weight and blood pressure. But what else will they do?... |
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Apartment Insurance? |
| I live in the basement of a house. Am I covered on my landlords insurance policy, or should I invest in renters insurance?... |
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Life insurance / suicide clause? |
| My husband committed suicide 3 weeks ago, and left me w/ a lot of bills and 2 kids. He has some insurance policies, some of which he has had for 20 years. My question is, will the older policies most ... |
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Is there help for families with no health insurance.? |
| I'm pregnaunt and in need of insurance but made $700 too much last year for state insurance. I must have a c section and need to see a doctor but we can not afford it. No doctors want to see me ... |
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Is there any where that will take 14 year olds to work? |
| Ok well i am 14 and i am desperate for a job i really need the money but i dont know whether there is anywhere that will take 14 year olds as they do not have there own insurance. I live in th UK in ... |
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RSL800000 | I have a credit card but i lost my job,but have insurance will they pay it each month? |
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Enid B
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It depends on why you lost your job and the terms of the insurance. If you lost your job because you were negligent and were sacked they won't pay up.
My insurance pays a percentage of the outstanding amount each month (however you won't be able to use the card, it will be suspended) which means over time (and how long they cover you from) you would end up with nothing left to pay
ie if you had £100 on your card and they said they would pay 10% of the outstanding balance, the first month's payment would be £10 reducing the debt to £90
Next month at 10%, they pay £9, reducing debt to £81.
Next month, they pay £8.10 reducing debt to £72.90
Can you see the pattern?
Good luck with finding a new job |
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Avalon
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stop using it |
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lester
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That depends on the small print! They once refused me because they said I hadn't been working long enough |
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Rich S
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Yes but only after 90 days and you still have to make the repayments whilste they are dciding whether or not to pay up. |
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alatoruk
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they should, but only the minimum, so the interest will still keep piling on, and i will take about 10 years to pay off if you dont get a new job. |
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newyorkgal71
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Will who pay it each month, your employer? If that is your question, call them and ask. |
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shevlad2004
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they will pay as long you have not breached the terms set in the insurance agreement, usually things like, they wont pay if you just left your job, or if you was sacked for Gross Misconduct etc |
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nooka
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It depends on quite a few factors:
1. How long have you been in employment (usually 6 months min to be able to claim)
2. Why have you lost your job (if you were sacked you won't be able to claim, aware of redundancy not able to claim)
3. Are you currently in arrears on your credit card?
Mostly, you have to be off work for a period of, for example, 30 days before you will be able to submit a claim. No-one can give you a definite answer apart from your insurers. Phone them first thing tomorrow and explain your position, they should be able to tell you if your claim is valid and send you a claim form.
Check any exclusions on your policy before you phone! |
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Lisa P
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You need to look at your terms and conditions with your credit card provider, I was made redundant and my company would not pay.. You need to ring your credit cards customer service department. Hopefully they will pay. |
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