 Looking for a company who will provide life insurance for someone extreemly overweight? |
I would like to know if anyone knows of a insurance company who will cover someone who is around 290 to 300 lbs with pre-existing high blood pressure....coverage for life insurance
please..... |
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 Does my doctors office have to tell me if they drop my insurance? ? |
| I've been going to the same pain doctor for a year. Last time I went, my insurance put it through as "out of network". I called to alert them of the error and they said as of July 1... |
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 Which one is better All State or Farmers Insurance for cars? |
| I am looking for another car insurance company: Does anyone have any input on which is gives better service?... |
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 Can't believe what the insurance company say ...? |
| My baggage went missing on a flight back from Morocco. I hate carrying things so always stick everything into my main bag including my lappy - so this bag goes missing. This is over a month ago and ... |
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 My grandmother took out life insurance on her daughter, my mother. How do I find out if this is true? |
I was told that if I go to a funeral home they can find out for me. Is this true?
Additional Details
My Grandmother died in the '60s. I am asking this question because my mother ... |
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 Will health insurance cover getting rid of a birthmark? |
If it will, how can I find out insurance information for my family without asking my dad (I'm 19 and I'm under his plan beacuse I'm student and I still live at home)
I have ... |
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 Is it necessary to be insured to contribute to an HSA account? |
| I am choosing to drop my insurance coverage completely and I am not covered by any group health insurance. However, I would still like to establish an HSA savings account for medical expenses. Can I... |
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 Does anyone know how to get help with excessive medical bills? |
| My friends mother is un-insured and she got sick and was in our local hospital and was air lifted to Erlanger Hospital in Chattanooga, TN. Are there programs or groups that could assist her with ... |
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 Umbrella insurance: what does it cover? |
I'm specifically concerned with my wife's candle making craft.
She plans on selling a few candles to family and friends. Very small operation.
If one of these people burn their ... |
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 Advice on buying life insurance? |
| A Primerica/Citibank representative visited with me on yesterday and gave me her spill on buying life insurance. Does anyone have any experience with this comapny? How would you rate their services,... |
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| Does another person's insurance have to repair your car in an accident despite your car's value? |
| I understand that if a person gets into an accident where they are at fault, the person's insurance can total out their car if the damage exceeds the value of the car. I want to know if a ... |
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 I have a health insurance question. |
I am planning to apply for the HIPAA plan (Health Insurance Portability and Accountability Act) and it comes with a $25 co-pay and $2,500 per year annually.
How would I figure out the ... |
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 If I sell a $1000 auto policy and my commission rate is 25%, does that mean I get $250? |
I have my P&C insurance license and a potential employer told me my commission rate will be 25%. I'm new to the industry and I don't know how the commission works.
So, if I ... |
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 Long Term Care Insurance Question? |
| I have signed up for it through my employer and it is appx. $80 a month with inflation protection for $200 a day coverage through John Hancock. Anyone else have it? Is it REALLY worth it? I met ... |
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krista_guerrero | I have a ring listed on my Home Owners Insurance which I lost.? |
If I file a claim to have it replaced. Will there be any repercussions by filing a claim? Loss of Home Owners Insurance, penalties, etc? |
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Sue
|
All companies are different, but one claim usually does not mean any changes to your homeowners policy (as long as there was not any real negligence on your part). If you have been claim free with your company for 3 or more years, you are probably OK. If you are new to the company (one year or less) it is possible they could non-renew or change your tier, I have seen that happen. If you are new to the company but have a history with the agent (Independent agent that just changed your policy), they can normally fight for you to keep the policy as is. Also, if you file a claim, the maximum you can get is the amount listed (even if it costs more to replace the ring) and it is possible that you can be paid less if the company can find a replacement at a lower cost (which they may be able to because they have access to wholesalers that you may not). Hope this helps. |
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Mr.Know It All
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No loss of home owners insurance, but there may be penalties. Call your agent. Thats what they are paid for. Worse case you don't file the claim, but make them do there job and have them look it up for you. They can't make you file a claim if you call and ask. |
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529s.com
 |
Unless this was a scheduled piece of jewelry, its probably not covered. The best option is to call your agent and ask if its covered and what effects a claim will have on your premium. |
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mbrcatz
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Well, you'll lose a loss-free discount, if you have any, and depending on the carrier/state, you might be "downrated" to a more expensive tier, but it is more than likely worth it to file the claim. |
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Io
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Talk to your insurance agent. Does your policy cover "lost" items? That would be good to know. If your policy does cover it, you'll probably have to pay a deductible. Good luck. |
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Yo' Mama
 |
Only the underwriting department can answer that question. If you've had a number of questionable losses, they might cancel you. Usually, however, making a claim for the loss won't cancel your insurance. Why else would you insure the ring against loss if you don't intend to make a claim? |
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