 For high risk car insurance how ? |
how many accidents do you need to be moved up to a high risk insurance company? I got in a car accident a year ago and last week I came very nearly close to one twice.
how much is the ... |
|
 I received money as a bebeficary of a friends accident insurance after his death can anyone question it? |
Additional Details
I was designated beneficiary but I'm not family can his family is there any chance they could get it changed in court?... |
|
 Life Insurance: Do you have it ? How old were you when you start paying for it ? Try AIL? |
| I was 21. Since I started paying in to it @ 21, my fam would be left w/ approx $40 000 after my death. I wonder if I'll have a fam by then... Right now I have no husband or kids so right now I�... |
|
 I need help pleasseeeeeeee!!!!!!!!!!!... |
| i doing this business work and it's abt insurance. i hv to find the advantages and disadvantages of Insurance but i can't think of any. pls help me!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!1... |
|
 How much should we expect to pay for Life insurance? |
| We are both non smokers 29 (male) and 25 (Female) we want a 30 year term life for 250K each. No signficant health issues and we would fall under the "standard" category most likely. How ... |
|
 Can you buy life insurance for a sick relative ? |
| My father is very ill and has no life insurance, can I buy a policy for him listing myself or my siblings as beneficiary to pay funeral expenses?... |
|
 Whats better ppo or hmo?? |
| just wondering which is better??... |
|
 Is there a way to make yourself and your husband a company so that you can obtain group health insurance? |
| I clean and maintain investment properties as a job and sometimes my husband helps me with repairs, etc. Can we form a company and get health insurance at group rates? How do you do that? Thanks for ... |
|
 Should I report my tenants on the home insurance policy? |
| I used to live in my house but now I am renting it out. Should I tell my home insurance company that I will no longer live there and tell them about the tenants?... |
|
 Why is it health insurance can't pay 100 percent when 80 percent usually leaves most with a huge bill? |
| One big problem healthcare in my family (married couple, 2 children) is that even when our insurance does pay, it only pays 80 percent, and we are stuck with a huge bill or bills especially after a ... |
|
 Insurance quote!? |
| Any State Farm Insurance agents want to give me a quote in California? I have contacted two State Farm Agents in my area and not one has gotten back to me. I have 11 apartments.... |
|
 Is this fair compensation or not??? |
My wife recently had a slip & fall and has a diagnosed concussion (mild) she has been suffering with terrible headaches and pain in her neck.
She doesn't like noise, and feels generally ... |
|
 Life Insurance? |
| Okey dokey, so roughly how much would $250,000 of term life insurance cost annually for a 40 year old male non-smoker for a 20 year term?... |
|
 Can I get life insurance on my mother without her knowing or signing anything? |
| I recently got a scare when my mother was admitted into the hospital from smoking complications. She was having trouble breathing and she was put on a respirator. The nurses and doctor kept saying ... |
|
 I need Health insurance Quick? |
| Does anyone know where I can get health insurance in NY or PA. I dont work and need it quick. I cannot afford it really.... |
|
 How do you feel about Insurance Companies? |
| Have you ever had a claim and been glad you had insurance, or have you ever felt that an Insurance Company was less than ethical. If the law did not require you to have insurance, would you still ... |
|
 Can i file unemployment after being injured at work and quitting my job? |
| i got robbed and pistol whipped at my job. This happend in jan. 2007 i went back to work in february 2007 then quit in may 2007 because i was too scared to continue. i havent worked since then. can i ... |
|
|  |
Query | I have a serious doubt with regard to term plan insurance. In the present scenario, 21st Century, is it worth? |
In term plan insurance, if the sum assured is 10 lakhs for 20 years, paying Rs.2500 annually as premium, then if the person is still alive after 20 years, will he receive a single penny back?
What about Endowment plan and ULIP policies!! I am really confused. Which one should I stick on. I am into my early thirtees. Going to marry. Entered into job recently only. |
 |
 
Bharat
 |
There is a fact in market economy that nothing is free. Even if you buy insurance. If you buy insurance in any of the product, you pay for it. This is called mortality charge. In traditional insurance product like endowment, your return is already calculated after deducting the mortality charge actually. In ULIP you seperately pay this charge at an incremental rate (with your age). In term plan you just pay for the mortality charge & admin charge.
I have written an article on my blog on term insurance. Go through it
http://www.personnelfinance.blogspot.com/ |
|
mayank b
 |
term insurance is a wastage of money,its only for big establishments to take such policies for their employees.
better option is a policy like jeevan mitra triple cover plan from lici.which give term insurance benefit along with endowment. |
|
Arvind Kalol
|
Listen Listen
If u got Max New York Life Term Insurance then u can change Term Plan in to Whole life Plan (((( If i am customer i don't like Term insurance )))) if u like term then take "Sefty Net plan"
now u can change to whole life ok and it's worth |
|
Shreeniwas Gadiyar
|
Term Insurance is the purest form of Life Insurance. If you go by concept of "Human Life Value" some portion has to come from term insurance. Also in the unsecure times that we are today in a large term insurance makes sense. imagine paying only Rs. 8000 p.a. to get cover of Rs. 25 lacs.
This cover is useful as a counter security for housing loan or personal loan.
One should built life insurance portfolio consisting of term, endowment and ULIP.
Each has different purpose and solution to offer.
Remember to look at life insurance as "risk cover" product and not a product and not as a "investment" |
|
sindhu_sindhu76
 |
hey you havnt specified the policy you are having currently
how much you can invest,your depended..
take a traditional policy for now
later take a ULIP not now
any doubt contact me |
|
atul
|
term insurance policies are for risk cover only
under this policies risk covers continue till the term of the policy and nothing is payable at the end of the term if the person is survived but if you go for bima gold plan of lic it is a combination of term insurance and endowment
always go for long term
and when you are thinking for insurance dont and never club insurance and SHARE MARKET TOGETHER ULIP is short cut to earn high return which is totally not guaranted and it depends on the share market hence i suggest looki ng to your young age go for endowmennt policies only and that is also FROM LIC ONLY and dont go with any pvt players |
|
deeptijindal19
|
Hi Dear,
U wont be receiving any amount back in the Term Plan as it is Pure Insurance Cover i.e., Risk Cover.
Rather you can Select Ulip as they give you Good Growth to ur Capital and also a Good Insurance Cover.Plus u can Withdraw the Amount After Completion of your 3 Years as they are The Tax- Saving Plans.So,they have a Lock-in Period of 3 years.
Better to take a Plan from Reliance Life Insurance as they have some Plans That Offer huge Amount of Risk Cover.Like,I myself has Taken a Plan From Reliance in which my Risk Cover is of Rs.34 lacs.
You can Contact a Concern Person Mr.Munish Dagar on munish_1104@yahoo.co.in.
He'll help u out in the Same.As he is a Financial Consultant who will First Analyse Your Needs and ur requirements and then Only he'll Suggest you the Best plan that will Change according to your Age..
Thanks |
|
HMT
 |
A Term Plan is the purest form of insurance.
People who undertake their own study in matters of investment, buy a Term Plan.
People who take advice from insurance agents invest in traditional policies.
They do not understand that the purpose or goal of insurance is not investment or to earn money.
Term plans are cheap and risk cover is very high. That is real insurance.
Invest your money elsewhere wisely for good returns. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 36 minutes(s) ago
| | | |
8 | 47 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
8 | 2 day(s) ago
| | | |
8 | 3 day(s) ago
| | | |
8 | 4 day(s) ago
| | | |
8 | 2 week(s) ago
| | | |
8 | 1 month(s) ago
| | | |
8 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
