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 I Need Health Insurance?
I am currently 19years of age and a full time college student.
I am not working but I need to find affordable health coverage. My insurance ran out as soon as i turned 19 and what i paid before ...


 Why do insurance co. not pay?
my kids were in a bad wreck not my or my kids fault my son 13 yrs at the time had a broken pelvice a lot of asphalt burns stiches allover surgries to put 8in. stainles plate in to repair the pelvice ...


 Is it possible to stay under my moms car insurance plan if I get my own place?
I am planning on moving out, but I am on my moms car insurance right now, is it possible to keep it under her name if I move out?

If not, will my insurance go up alot??...


 Insurance says the doctor didn't bill correctly and the doctor says talk to the insurance company. Now what?
We went to an Ob/Gyn who did an annual exam and now the insurance company won't pay for the visit and says the doctor billed everything wrong. The doctor says take it up with the insurance ...


 Do single person with no dependents need life insurance?
I'm 37 years old single no children do i need to purchase life insurance i have no other family so if i get life insurance who will be the beneficiary and according that finance lady suze orman ...


 Owning a business, (Website only, no employees), business insurance????
I was wondering if you need business insurance no matter what kind of business you own. I am starting a business that is nothing more than a website that is free for users and only makes revenue ...


 Liposuction - how can I get my insurance to pay for it?
I have about 80 pounds I want removed from all over my body.

If insurance can pay for gastric bypass, there should be a way to get them to pay for this....


 What car insurance can i get with no down payment?
...


 Wal-marts hurts :(...?
Hi,

I got a small question for you all. I am an associate at Wal-Mart and I was injured wile at work. I have been on Worker saftey insurance for two weeks now. My question to you all is ...


 Can an insurance company deny you coverage due to pre existing condition?
If you are currently employeed and insured for you and your dependants and wish to quit your job and start your own business and buy private insurance somewhere else, can an insurance deny your ...


 TRUE? Wal-mart Wal-Mart carries their own life insurance policies on their employees. payable to Walmart?
Wal-Mart staff ordered to search store after bomb threat
http://snipurl.com/t6z0 (more detail in link)

I was then told:
Since Wal-Mart carries their own life insurance policies ...


 Do i have to pay a deductible for a car accident that wasn't my fault?
I got into a car accident about 3 weeks ago and the person ran the red light and hit my car. DO i have to pay the deductible when it's not my fault? Please answer me soon i need some insight ...


 Renters Insurance? What Kind? Is it really worth it?
I am renting a condo from a friend, got a good deal, just signed the lease, he recomended that i get Renters Insurance because he said damages I make to the place or to other owners in the condo I am ...


 I had an accident can my insurance or .................? Help Please?
I had an accident is been a month and 4 days my insurance has settle everything with me they paid me for a renatl car medical bills etc. After that accident my car will loose value is it possible for ...


 What does the basic Homeowner's. policy cover if YOU are injured on YOUR OWN property? Thanks.?
...


 What does flood insurance cost?
Technically, I'm not in a flood zone, but I got flooded out last June......


 My parents insurance pays 60 percent of everything, If they pay 60 percent of 500 dollars how much will I pay?
...


 HOW LONG TILL I GEt MY CHECK FROM THE INSURANCE COMPANY?
I have filed a claim with homeowners insurance regaurding the items stolen out of my car when it got broken into. i sent in all the prove of ownership and it was recieved by my agent one week ago. ...


 Improperly park pick up truck ran into home, owner 's insurance to pay damages?
I would like to hear from anyone who has had to deal with this. the front porch and steps damaged as ? foundation. What about structural damage? I asked for a structural assessment and the insurance ...


 No health insurance. live with adult children. can they be held responsible for any medical bills i might have
...



Dellajoy
I have an insurance policy in case of accidental death...Is murder considered accidental?
After my car accident I got worried about leaving my daughter nothing and orphaned (her dad is already dead) so I signed up for accidental death coverage since it was only $5/month. So I've always wondered if I were to be murdered, would that count as an accident for insurance purposes?
Additional Details
I know suicide is not included in coverage but was just curious about being murdered. Of course I don't actually expect to be murdered.
                     
 




deep5223
Rating
You need to check your policy closely. Some accident policies state exactly what accidents are covered such as auto only. Some cover any accident and yes, unlike some of the people here have said, murder generally is considered an accident. It may be investigated and if found that you some how started a fight that resulted in your death, you may not be covered. It would be much better if you purchased a term policy to make sure your daughter has something regardless of how death occurs. It can be purchased for a little more than what you are paying for the accident only policy. Try www.insureme.com.


starsmoak
Rating
I would think so, but you might want to read the fine print... you should know exactly what you're getting for your money, or what you're not getting.

Are you on someone's bad side or something that you're actually wondering what would happen if you got murdered? Just try being nice to people. :) JK


Wonder
Policies explicitly do not pay out on murder or suicide.


seraphim8585
Rating
Yes, it is. Suicide isn't and if you commit the murder you can't collect the insurance money because you can't profit from your illegal activities.


Kelly T
It depends on who you have coverage with and the state you live in.

Usually murder is covered, but terrorism and acts of war are not.

The appeal of accident policies is that they are inexpensive. There are a lot of things that are excluded in their coverage.

If you are truly concerned about your daughter, get a term policy on your life for as many years as it takes until she is 21 or so. Make the beneficiary payable to the guardian you have appointed for her. When she turns 18, change the beneficiary to her.

Be sure the company you go with has an "A" rating with AM Best. Term policies are not that expensive and be sure the premium will never increase and the benefit never decrease.


mbrcatz
Rating
No, murder is not accidental death.


dth256
Yes. It is an accident for you.


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