 Life agent? |
| what's the average income for a new self-employed life agent?... |
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 Have issue with state farm insurance company.State Frarm is looking to deny my claim.What should i do.? |
| I cooperated completely but now they want all my financial records,phone records, etc.. plus a 3 hour deposition under oathe. Ive already given to recorded ... |
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 My Obgyn nurse is a.....? |
| Need advice!!!! OK. on July 11 I went in to talk to my obgyn because I wanted to get an iuc inserted. He told me I was a good candidate I was healthy and could defenatly get it if that was my choice ... |
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 Why would I pay more for less coverage in whole life insurance? |
| when I can get the right amount of coverage I need for less money in term insurance?... |
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 What are options when health insurance coverage is cancelled? |
| My daughter recently lost her job and a few days later needed to be hospitalized. The hospital checked her insurance coverage and told us it was okay. We have since been called by the hospital and ... |
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 Am I allowed to use two different Health insurance policies for visitng the doctor and paying for meds? |
| I have two different inssurance policies and I am not covered by one of them for certain meds that I need. However, the other insurance policy I have does cover the med. Now I have used the one that ... |
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 Where can I get insurance to cover my wife and I for a year as we have two cruises booked for 2009 ? |
| My health is not to good and I find some companies put the price way over the top any suggestions for( europe) plus we are both over 65... |
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 What if insurance denied hubby for tumor on his leg? |
My husband had this giant growth (bigger than basketball) on his inner thigh. He wanted to get it removed, but the insurance denied him (they felt it was cosmetic!!!)
Well, a few months ... |
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 Limit time payment whole life VS VUL? |
| I would like to know limite year payment whole life (5years, 10yearss or 15years) VS VUL insurance, which one is better down the load and why? I don't consider term life in this point. the ... |
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 Pet insurance? |
| My dog has got insurance with direct line but has been very ill this year i did not realise i only had cover 4 12months 4 her conditions and now the insurance is due 2 expire and no insurance company ... |
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 Life insurance advice please...(UK Law)? |
| When I was married my husband took out a life insurance policy on me. We are now divorced. I rang the insurance company today and asked what my options were and apparently I can do ntohing..not even ... |
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 I received a medical bill that insurance should have paid? |
| Near the end of my last semester of College, I received an MRI/MRA for my head with Student Health Insurance through Blue Cross. Now, three months later, I have received a patient statement saying ... |
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 Insurance policy ? |
| how important is an insurance policy for a working couple ? in case i invest 50,000 now and seeing the rate of inflation, will i get the amount that worth after 15-20 yrs ? even in the case of a ... |
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 Is there any justice for accident victims?? |
| I was in a wreck.. The guy that hit me will not get in touch with his insurance. They say if they do not hear from him, even though there is an accident report, they will drop him and the accident ... |
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 Can a car be double insured? |
| I have an insurance policy that says that anything I drive temporarily will be covered by my insurance. If I'm driving a car which is insured on a separate policy, but with me as a driver, does ... |
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 What deductible should I chose for renters insurance? |
| I ran a quote for renters insurance thru my bank. They also had a little section where you can build your own quote. One of the catagories I can adjust is the deductible. I went with the lowest ... |
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Olivia D | I have employer insurance but the cost is high. Can someone refer an affordable insurance company? |
Also is an application fee normal when getting quotes for insurance? |
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Autumn Relief
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Quotes should be 100% free, there are plenty of Comparison sites out there fighting to get your business and you can and should get quoted till you find someone you feel contented to go with. See
http://www.simplyinsurancequotes.com/2health-insurance-quote.php?cab
and
http://www.simplyinsurancequotes.com/health-insurance-quote.php?cab
you get to compare about 12 carriers in a few minutes and for free as it should be. I am sure you'll find more on this very page and in Yahoo/Google. Don't go for the first one, but take your time and shop around, you are entitled to it!
Also here http://findahealthcenter.hrsa.gov/ http://www.simplyinsurancequotes.com/links.php?cab you will be surprised to find very low cost government funded health insurance, so check it all out. |
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BusyMomof3
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Our family has a discount benefit plan. We were tired of traditional insurance and the high cost of premiums. We chose to bank our premium money and go with a low cost benefit plan. We pay $40 a month and get Medical, Hospital, Ancillary Services, Nurse-line, Dental, Vision, Rx and Chiropractic Services for the whole family. We have saved thousands of dollars on our bills. It's wonderful! They have a few different plans depending on your needs. There are no application fees to get a quote. You just call or go to their site and it's all in black and white. You can contact them for detailed answers to your questions too. We've been so happy with our plan. We saved $2200 on orthodontic work for my husband, my niece saved 50% off her LASIK surgery, we have saved thousands on regular doctor and dentist visits too.
I found them here: http://www.HealthandDentalOptions.com |
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Tom Z
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Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant. This often is why group coverages can be more expensive than individual plans.
On the other hand if you are young and healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.
You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.
Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.
An application fee is unusual. |
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src50
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You should see an independent agent that handles individual health plans. But it is very unlikely that you will find comparable coverage for less than an employee group plan. Anyplace asking for fees up front is a scam. |
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toyyyo b
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues. |
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Zarnev
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Depending on the company, an application fee is normal when applying for the insurance but it is not normal for getting quotes. An application fee of $25 or less is standard; any fee greater is probably either a scam or a discount plan.
Group policies are usually higher in cost because of the state mandated coverage. Visit a local agent that works with all the major companies in your area. The agent can explain what all of the plans cover and will make sure you have the coverage you need. There is no extra charge using an agent.
FYI - in most cases you will not be able to drop your current coverage until open enrollment so you'll need to find out when that is for your policy before you apply for an individual plan. |
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