 I just got a letter from my insurance company? |
regarding a trip to the emergency room i had in may.
it says "if you had recent health coverage, your prior company should have sent you a "certificate of health plan coverage&... |
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 Who’s the best (cheapest) insurer for a first time driver on a 1.2 Corsa ?? |
| Any one had any cheap quotes as a first time driver for a Vauxhall Corsa, 1or 1.2 litre, 2000 - 2003 model???...Cheers!... |
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 What's on your social insurance card exactly? |
Your social insurance card or just social insurance is just so the government can keep track of your money and how much your making right?
How much information does it have on you exactly? ... |
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 Do I need health insurance? What kind? |
| Right now I'm paying between $300-$400 in monthly prescriptions without insurance. But I'll only be needing these prescriptions for less than a year. My dad is paying for my doctor visits, ... |
|
 Washington Mutual in trouble? |
I just heard from a friend today that she heard rumors that Wamu is in financial trouble and might close down (don't know what that means).
Has anybody heard something similar?... |
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 If a life insurance company goes bankrupt, what happens to whole life insurance benefits? |
| My Dad purchased whole life insurance through AXA Equitable which is all paid for. What happens if the life insurance company goes bankrupt or their assets are under water like so many other ... |
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 Im age 23. Would it be beneficial to me to buy a whole life policy? |
| The policy is participating and through a mutual insurance company (guardian Life). I figure after about 15 years of paying, the dividends could end up paying for the policy and id have it for the ... |
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 Where do insurance companies get all the money? |
| How does an insurance company afford to pay out all that money on insurance claims?... |
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 Who will they sue? I need help!? |
| Over the weekend my friend was visiting my apartment and she fell on one of the staircases. It was outside of my actual apartment in a common area. She wants to sue my apartment complex. I called ... |
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 Car Insurance, i have paid my insurance in full. 5 months before end of my policy i have changed my car,? |
| i had nissan sunny 1993 1.4 auto and now i have peugeot 206 1.6 convertible auto. There is a big difference in price, how can i change my current policy without having to pay an arm and a leg for my ... |
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 I am a uk citizen flying to the states to have a boob job, do i need to get health insurance? |
| i am flying to las vegas to have a boob job. i am a uk citizen so we don't have health insurance anyway but if anything was to go wrong after the operation and i had to go to hospital do i need ... |
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 Which is Better for Me: Term or whole life Insurance? |
| 1'm 40 years old, have a 7 month old baby, my family annual in come is $80,000. thank you!... |
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 Is there any legal obligation to buy total mortgage protection cover plan with halifax? |
| I am borrowing amount X as mortgage with halifax. however i do not want to buy any of their total mortgage protection cover plan which covers critical illness etc etc... i am a young fit gentleman ... |
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 My health ins. paid for surgery after I was in a car accident. Will they want to be reimbursed when I settle? |
| My health insurance has forked out approximately $50,000 in the last few years. I'm just wondering if they can come after anything I get in a settlement. Need Help!!!... |
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 Should I talk to the insurance adjuster or get an attorney? |
| I was recently in a car accident; a car ran a red light and hit me, totaled my car and I was taken to the ER. I have some substantial cuts and bruises, but no major or long-lingering injuries. The ... |
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 How much would insurance be? |
I am a single parent with three kids....10, 5 and 4. No health issues. We live in Tennessee.
I am to start my own business from home and wanted to make sure I could afford insurance. I... |
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 THE UK GALES - if my neighbour's tree is blown onto my house whose insurance has to pay? |
| they have a tree and every time there are strong winds I worry the bloody thing is going to come crashing down into my house - who's insurance will pay up, mine or theirs?... |
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mikey | I have filed a claim on a life insurance policy. It has been almost 3 months and the insurance company .....? |
....still have not paid. Is there a time line for the insurance to pay out? Are there policies by the State requiring they to pay in a timely manner? The company did not give me a definate answer. I don't want to hire a lawyer. I belive 3 months is a long time to process a claim. |
 |
 
$$Cypher
 |
There are a couple of factors to consider here. Was the life policy less than 2 years old when you filed the death claim? If so it is considered to be in the 'contestable period' where any insurance company can take their time to investigate and process your claim. If they don't find anything out of sorts, they will eventually pay it.
It the policy was older than 2 years old, then no matter the cause of death, they should pay the claim.
I suggest you contact your states' Department of Insurance and file a complaint (many states have forms on-line) against the life carrier to get things moving for you. Try www.naic.org to get to your states' department of insurance link and contact info.
If that doesn't work then you may need to contact an attorney. |
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JC
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definitely contact your states insurance board and file a complaint asap. once they get a call from them and start an inquiry you should see a check. make sure when you report them you have all your info: office, agent, company, policy number. good luck, and sorry to hear about your loss....peace |
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missyhardt
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Insurance companies always take their time to pay you. They are porbably investigating the death to validate you are entitled to the money. |
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mei-lin
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I would call and ask what you can do to speed up the process. Do you have any idea what is delaying the claim? Are they investigating the death of the insured?
They will pay interest from the date of death to the settlement date. |
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LifeInsuranceAgent
|
Contact the claims department of the company and ask them if there is a reason why it is taking so long. How did the person die?
If the policy is less than 2 years old it is still contestable by the insurance company. Regardless, they should be able to provide feedback to you and let you know why it is taking this long.
Before hiring a lawyer, contact the state first and file complaint so they become involved and help you. |
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Caity.Esq.
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I hate to tell you this but the insurance company can take however long they want to pay you on your claim. The only laws regarding timeliness involve how long the claimant (you) has to file his or her claim before being barred from filing at all. These are called the Statute of Limitations. Have patience, it will come. |
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NONAME
|
Your state regulates insurance companies. Find the agency in your state that governs that, typically Commerce. |
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mbrcatz
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It is a long time. The big question is, what's the holdup. For a life insurance policy, the most likely holdup is if the policy is less than 3 years old, and there's a possibility that they are contesting the claim due to misrepresentation on the application. That means, they think the insured person lied on the application, and they are trying to get medical records to see if they can verify that.
You can call them, and ask them what the holdup is, and what's the time frame when you can expect payout. You can ALSO ask them for an advance on the payout. |
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