 Is there a way to get liability insurance on a vacant house? ? |
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Additional Details
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ntljnbrgss or Natalie | I have found a life insurance policy, with the owner being my father.? |
He passed away 8 Months ago. This policy shows a face value amount as of march 2004. Also was part of a class action law suit. Does this mean There could be an amount if insurance monies to claim. I would also like to know the meaning of the term "Measuring Life" Please, any help appreciated. |
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waggy_33
 |
I assume the policy is on his life and he was the owner. There should be a beneficiary designation either attached to the policy paperwork or on file with the insurance company.
If the policy is on his life not yours or someone Else's then his life is the measuring life. The measuring life is the life expectancy of the person that is being covered for the death benefit.
If there is a designated beneficiary the executor of your dad's estate should take steps to file for the death benefit. This is done by contacting the insurance company and having them give the procedures that need to be taken. Generally they will need forms completed and a certified copy of the death certificate in order to process the claim. |
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mbrcatz
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You need to take that life insurance policy, and call the company to ask them if it's still valid as of his date of death. Then you need to ask them for a claim form if it is.
Don't worry too much about the class action law suit - most of the time you don't get enough out of them to pay for a Big Mac. Usually the lawyers are the "big winners". |
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Flixy
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Talk to a lawyer |
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Byron Udell
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Sorry to hear about your father's passing.
Call the life insurance carrier. They'll be able to tell you how much money the policy is worth, who the beneficiary(s) is and what you (if you're the beneficiary) need to do to claim the death benefit. |
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babbles
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I'm sorry to hear about your dad's passing.
If you call the company up that's on the insurance paperwork, they'll tell you if there's any monies available to you or whomever you dad added as a beneficiary. If the insurance folks won't tell you anything becuase you're not the beneficiary, ask them who is and go from there. If they stall, go seek advice from a lawyer.
also ask the insurance company for a statement so you can see what's happened to that policy since March 2004. Also, go through your dad's bank statements to see what he spent his money on. There might just be another account with money left in it for you?
Good luck! |
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Joe
 |
Contact the insurance company right away and try to get a local agent's name. The Agent will be able to help track down the policy and they will have the claim forms needed to submit your claim if the policy was in force at his death. Make sure you have a death certificate and if possible the actual policy or your statement that is from 2004 with you when you talk to the Agent. They will need his info to give you any type of information on the policy.
Be nice and they will generally help you. If the insurance company is not willing to work with you then tell them you will be contacting your state insurance department to file a complaint and that they will hear from your lawyers. Usually this helps but sometimes you will have to ask for a professional to help get the information.
Insurance agents are free to help get a claim, Attorneys are not but they will get to the bottom of it, over time and after some billed hours.
Good luck. |
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