 What is my insurance plan telling me? |
I have a deductible of $500 per calendar year. My maximum out-of-pocket limit is $2,500 per calendar year. I have a copay of $15 per visit to my PCP.
So I pay the entire amount of my ... |
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 Home insurance rates.? |
| Recieved a letter yesterday from my insurance company. They are now going to base home insurance rates based on your credit score....WHAT?... |
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 My husband was in a reck with his sgt and his sgt didnt have insurance the day he rearended my hubby...? |
ok so i have a crazy situation, my husband will be a car and his sgt will be b car..
a car was in front of b car and was driving down the road a car had to swerve to the side of the road ... |
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 I jumped from my fathers roof trying to get down.I broke both feet and had surgury.? |
| I lost my job over it and will be out for several more months.It was my fault, I did a stupid thing.I live with my father.I don,t have any med insurance now, and need therapy.Can I get money from his ... |
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 What happens if you cancel your homeowners insurance if you have your home paid off? |
Are there places where the towns require you to maintain insurance? Of course, if you had a catastrophe, you would have to fund it with your own money.....
Additional Details
I have had ... |
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 Can I cover my fiancee under an employer dental plan? |
| I don't want to ask HR if this is a no-brainer and embarass myself, but I've been living with my gf for 2 years now, and we're engaged (waiting to be in a better financial spot so we ... |
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 What are the best life insurance companies? |
| I live in KC, MO and i'm a stay at home mom of 4 soon to be 5 kids, and i'm looking for a good life insurance for my hubby.... |
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 Can my family still be covered by my health insurance? |
i am in ny and i pay for family coverage for my x-wife and daughter,as long as i pay the premiums is this coverage still good.they are in florida
Additional Details
i have a 1000.00 ... |
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 How can you tell how much your homeowner's ins. will go up if you make a claim? |
| I have a great deal of water damage under my house due to unknown plumbing leak. I am not able to cover the costs myself and was advised to turn it in on my ins. Will the adjuster be able to tell ... |
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 I am pregnant and my insurance got terminated...? |
| I am 40 weeks pregnant and should be having my baby any day now. I am 21 and had insurance under my parents because I was full time college student. I have taken the semester off to prepare and give ... |
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 Can you explain how an insuarance company works? |
I have an interview, it is in the HR department so I am not supposed to know finance but I guess it would be an advantage...
I am not completely stranger to the field,having worked in ... |
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 Health insurance vs life insurance? |
Additional Details
thanks a lot 4 ya responses i m sure this will help me out for sure i m doin a project which is based on health insurance case study icici pru diabetes ... |
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| Can you believe that a combination of LIC policies can yield up to 12% returns p.a.?? |
| Yes. It is possible. A combination of plans named as "J.S.Plus" by me can yield upto 12% p.a. It will provide for a high risk cover. The term can be as flexible as you want. The premium ... |
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 My baby fell at a resturant and they said their insurance didnt cover it...but they had to cover the bill....? |
| due to the fact that they had accident insurrance. So they being the insurrance company said they could only pay half the bill and sent me a check. I think they were giving me the go around because ... |
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 If your daughter gets pregnant, will your insurance cover it? |
| Let's say you have a pregnant 19 year old daughter who has no insurance of her own, but she is still covered on your insurance until she is 23. Will your maternity benefit cover her, or will she ... |
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Duke | I have found that my home insurance has lapsed, how would I go about getting insurance now? |
aparently when I redid my loan with my mortgage company last year, due to the type of loan or whatever, home insurance was no longer part of the monthly premium as I thought it was. now I have found that the home insurance lapsed as of 12/05/05. i need to find a insurance company that will work with me on getting insured again. |
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529s.com
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Actually most insurance companies ask if you are purchasing the house now or if you have owned it and if you have owned the property then they will want to know who currently provides coverage on the property. Its not a good idea to lie about this. If the mortgage company issued coverage you may be able to use that as your current coverage. Try here for a list of local agents: http://www.insuremyhouse.com Most agencies can write a non-preferred policy for a year to re-establish prior insurance and then convert you to a preferred policy. |
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random33
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As others have said, contact an independent insurance agent immediately. It's imperative that you get immediate coverage on your house. However, unlike what others said, it might not be easy. Many insurance companies will not be willing to write a new applicant that has had a lapse in coverage. It's a pretty standard guideline among many insurance carriers that risks that have a lapse in coverage are a prohibited class that they don't write.
That's why I recommend contacting a local independent agent and not an agent that represents just one company, like AllState or State Farm. An independent agent represents many different companies and should be able to find one that can accept a risk with a lapse in coverage.
Also, when you refinanced, I'm assuming you had an escrow account through your mortgage holder and now your new mortgage holder doesn't do this. Make sure this is correct so your future bills will be going to the right place. |
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Bob
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As long as your home is in good shape and you don't have previous losses you will be able to find a company that will insurance you. Do it soon because your mortgage company has placed a dwelling fire policy on the property to protect their interest, and you are paying for it. |
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ChCh01
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Like the first answerer said - any company will write a policy for you. You WILL NOT have to pay more. Some companies reward you with discounts for having a policy continuously with them for a certain number of years but I know of none that penalize you for not having coverage for the past 6 months. The only problem you may encounter is with your lender who may try to charge you for "their" plan for that lapse in coverage. |
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A K
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call nation wide |
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Prytanic_Kitra
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Contact an independant insurance agent. You can find them in your local yellow pages. They should be able to help you. You might have to pay a higher premium for a while, but they should be able to hook you up with a policy. |
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nelson_devon
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Any of them will--that is how they make money. Just go to a local agent. It isn't like cars where it is against the law not to have it. |
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payal_kothari_acclaris
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I think there should not be any problem in getting a insurance from any of the insurance companies. To name a few, Cholamandalam General Insurance, New India Assurance, Oriental Insurance, National Insurance.
Since ur insurance has lapsed so ur case is a Break in Insurance case, which will call for some inspection from the Insurer's side and u will be done with that. |
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Tom W
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Since your loan company seemed to have dropped the reins, go to a good dependable insurance company like(Allstate, State Farm, Farmers, etc.) and get some quotes. Most companies have monthly payments now so look into it. |
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