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 Should I not be the owner of my life insurance policy?
I have read somewhere that if I own my life insurance policy - when I die the beneficiaries will have to pay taxes on the proceeds, because it is like a gift to them.....


 Can animals be beneficiaries of life insurance?
...


 Can they make me pay back my unemployment? (Ohio)?
I was fired from my job, applied for unemployment and was initially turned down. Long story short, employer said I disregarded company policy, but what they accused me of was untrue. I filed an ...


 Why does low credit score make your auto insurance higher?
...


 Need info just about to turn 18 and i will have no heath insurance?
Is there any kind of free heath insurance that i could get?, cause i won't be working for 3/4 years i won't have no money cause i'll be going to college please help me...
A...


 Which health insurance is best for us? I live near Los angeles.?
I am a freelance computer technician so nobody's paying for our health insurance. I make about $2,500/months after tax. My wife stays home. We both are healthy. I am 37 years old. My wife ...


 Rant about health insurance! Call me callous. I don't care.?
There is a woman I work with who is sitting here complaining about how she and her husband make too much money to receive free health insurance from the state (they have to now pay $30 for her whole ...


 Football Event?
If I was to organise a football league - I'd obviously need Employer and (best practice) Public Liability Insurance.

The insurance I'm going to take excludes player to player ...


 IBM is charging outrages costs for pre 65 retiree health insurance are there any alternatives in NY?
Due to IBM's anti retiree policy Pre 65 persons forced into so called retirement are being charged very high rates for insurance. Is there any ...


 Is life insurance with cashback just a gimmick?
My husband has taken one out and I feel that we could get basic life cover for a lot cheaper and invest our own "cashback" in our own way. Am I right to think this?...


 Could homeowners insurance cover a car stolen from the driveway?
the car has only minimal insurance on ...


 How do you become a claims investigator for an insurance agent?
my mom has been in the insurance business for a year now and needs to make more money. She wants to go in another direction but still stay in the insurance business. She is interested in the ...


 I hit a tree and was injured will my insurance pay me pain and suffering?
...


 What is your dream retirement plan ?
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 Can Churchill really save me money on my car insurance?
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 Somebody Please Help Me?
I am a financial consultant or usually we said that "Insurance Agent". And I'm still Freshmen. A half an hour ago, I made my 1st presentation to a man in a shop.
I am so nervous ...


 Question about medicaid?
I applied for medicaid last week because I am not able to get insurance through work right now. I haven't been employed through them long enough. Anyways, I also suffer from severe depression. W...


 Hi, i am 26, single and i work full time. Do i need a life insurance?what r the benefits having a life insuran
what do you have to pay usually a month?what happens with the money imagine if it was a 30 yr term and after 30 yrs will the money be paid out?...


 Should the attorney cleint privilege keep lawyers from announcing their client's plans to kill another person?
...


 If you get married out of state, can your parents insurance drop you.?
Is this true? I was not able to find anything on it, and I doubt it is true. I would like to try though.
Additional Details
Well thanks for the answers, I have a child on the way and I ...



Jennifer W
I have had two put in a claim with my insurance company the sewer drain at the back became blocked?
and the manhole cover had been concreted over. the insurance company have sent three different companies round to access this the problem is that now they want to send a forth company the problem is this has taken over two months the sewer manhole turned out to be located in an extention to the rear of the house this backs into my kitchen flies are manageing to get down it I also have condensation and fumes this I have along term health condition and am it is really making me sick now they want to send in this other company it could be over a month before it's resolved had anybody got any advise as to my legal rights?
Additional Details
This is in the U.K I am thinking that it is not possible to wait potentially longer thatn a month to resolve this issue. If I pay for the work to be done could this jepodise my claim.
                     
 




hawk
I would say that you have a very slim chance of a claim and will find your self in a long running battle.....
the person you bought the house from could be sued as there should have been a manhole fitted and the extension , depending when built should have had planning permission and there fore a building inspector ( enviromental health ) would have been involved , the insurance company could say poor workmanship !! I would suggest just sorting the problem out your self via a firm and swallow the cost as the problem needs to be resolvd as a matter of urgency and you can not put up with that.. i would strongly reccomend contacting your solicitor re house purchase !! if you had a full survey done then you can sue the surveyor 100 %.
you can also sue the previous owner too.
I happen to be a plumber by trade and have dealt with these situations before , as for insurance companys these days they have clamped down a lot on these types of claims IF THE CAUSE OF BLOCKAGE WAS DUE TO AN ACCIDENT YOUR CHILD FLUSHING A TOY DOWN THE TOILET for example you may get a claim that way as cause was accidental damage


Kaushik A
Rating
Hi,

If you've become sick because of unhygienic condition,you've the every right to claim. I don't know details about UK insurance. But basic law of insurance tells that your health problem caused due to defective sewer which is the proximate cause and you're not responsible for this.So, I find no reason why do you not get paid your hospital expenses. Other things are immaterial in respect of your health problems or claim.


angie n
In the first place who covered the manhole, was this mentioned when you bought the house,have you employed some one to build an extension and who's has concreted over the manhole,making claims from insurance can take time it seems very much that the insurer is sending in firms to rectify the problem when the firms arrives they don't seem to know how to make the matter right,try contracting them tell them of all that has gone on, most good insurer's will now be sending in an assured agent and putting the matter right, You need to forget all about health issue's the insuring company doesn't need to know and the company dealing with you to repair more the likely can't be bothered,see you doctor about health issue's but try not to worry


daddyporky@verizon.net
sound s like the previous person caused this that is why all the different agents.. and it was done wrong.. sounds like the person put it on a wrong angle and the sewage is backing up.. a lot of money to seal this off.. are you using this extension or another one.. hard to decide with out more facts


Deafro
Contact your local CAB asap


submissivmsle36
Rating
hi you
firstly there looking for the cheapest price to get it fixed and you do have many right in this area you can report them to the ombusman for insurance companies your local health broad you could take them to Court your rights or endless here tell them hoe long you have given them to sure out the problem and if no work is done by the end of the week your left with no options but to take the matter up with to the ombusman you could get you lawyer to send a letter to the reason they taking there time is your not getting on to them about it


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