 Do I pay my deductible once a year? |
| I'm pregnant and on a new insurance plan through my husband's job. There's a $500 deductible per individual and a $1000 for the family. I need to go in for a regular pre-natal visit ... |
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 High Deductible health plan? |
| What are the advantages/disadvantages or a High deductible health plan?... |
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 Do I need maternity coverage? |
| my husband and I plan to start trying to conceive in about a year and a half from now. we're about to purchase health insurance for the first time and want to know if we should get maternity ... |
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 I recently had to go to the emergency room...i don't have insurance and i wait tables? |
| 3 different bills came and add up to over $3000...i don't know what to do. my bf told me that if i don't pay them, it won't really effect my credit, but i don't want to be that ... |
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 I love having to get any possible treatment pre-approved with my PPO. Is American-style health-care for me? |
Additional Details
I guess I just really enjoy having a for-profit company tell me whether it's ok to see a doctor. It's just a good feeling, you know?... |
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 Are AFLAC policies a ripoff? |
| My company offers AFLAC as an "employee paid" benefit. I find their package confusing and hard to figure out. My first reaction is that they are very expensive for the limited coverages ... |
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 I have a leasehold flat and the freeholder is supposed to be paying for the building insurance? |
I don't think they have and it is written in my lease. Do I have a claim and can I sue them? I need to claim because my dishwasher leaks and has damaged my laminate flooring. Thanks
A... |
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 Insurance question, sent check, i spent it? |
| My health insurance company sent a check to me for the amount of the my hospital bill (well some of it) for when I had my daughter. My husband and I needed extra money so we used some of it for other ... |
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 I have a life insurance question? |
| how do I get life insurance on my BF? or do he have to get one and make me the beneficiary?... |
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 Help! Incorrect Insurance Billing for pregnancy? |
| This is making my husband and myself crazy! I am 6 months pregnant and the Insurance Handbook clearly states that all my prenatal care is covered, with the exception on the initial $30 co-pay at the ... |
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 I need to get rental insurance, where should I look and what should I look for? |
the only thing i am worried about is my computer, books, and flood.
and i have never bought insurance before so i don't get all the terms.... |
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 Home insurance... am looking to be covered on the inside and outside of the house, where do i start? any ? |
any advice on who is best company to be with and not to expensive!! all answers would be a massive help! is contents in or outside the house? and how muchcover contents would you put down.
... |
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 How do I get out of an HMO I am enrolled in...? |
| I just got my first paycheck of the year and I am paying almost double what I paid last year...398 dollars a paycheck for coverage...what can I do to get out of this...My open enrollment period is ... |
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 Will any doctor who accepts medicaid see me before i get my card? |
| will any doctor who accepts medicaid see me before i get my card? i had a miscarriage and i am pregnant agian and want to get to a doctor asap to see how things are going. i am six weeks and 2 days.... |
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 "can i take out term insurance at my age? I am sixty-nine yrs ? |
| Since the insurance company are so restricted is it possible for me or anyone older then dirt-take out term life insurance???,thinks for any answer!!... |
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captivachillin | I have health insurance through where i work, smokey bones. how do i cancel my health insurance..?? |
so ..i got health insurance through darden ..the company that owns olive garden, red lobster, and smokey bones, etc. ..i have tried to ask how to cancel my insurance on the company site and havent gotten a worthy answer ..i would have to say their h/r department needs some hel ..and i cant find any way to stop the insurance ..its almost $40 a week ..and with money being a little tight ..i'd rather have that cash in the bank ..call me stupid ..but ..yeah ..if anyone has any ideas ..please help |
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Tom Z
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I have never heard of a group plan where the participants are not allowed to cancel their insurance until open enrollment.
You can't make changes to the plan you selected or add optional coverages until open enrollment but there is no group plan that mandates you carry the coverage until the end of the plan year.
You need to contact the HR department (not the company website) to complete the appropriate forms to request cancellation.
One caution, when you cancel the coverage you will not be able to re-enroll until the next open enrollment period or worse, you might even have to prove insurability.
You need to talk to HR before you make this move to find out what your options are if you want to return to the plan at a later date. |
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Zefina
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Since your coverage is through and employer/group you must go thought the group or benefit administrator at your HR department. The insurance company can not cancel you. Your employer pays a bulk premium for everyone on the plan, hence they are in charge of telling the insurance company who they are enrolling or dis-enrolling. It is up to them, also, if you can cancel now or not. They make make you wait until open enrollment, or show proof of alternate coverage. |
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Squat1
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You probably signed up at hire or "open enrollment" - In some Companies you can only change during the "open enrollment" period.
Your H.R. department will be able to help you. |
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Tim
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Have you spoken to your manager? Your manager should be able to go up the chain to help you. |
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mbrcatz
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You can't cancel the insurance, unless it's open enrollment time, or you have a qualifying event.
You can only change your insurance options once a year on a group policy. Unless you quit. |
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kittie_in_ca
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If your contributions are paid pre-tax (via a S125 POP) then you are only able to make changes at your annual Open Enrollment (the plan anniversary date). If there is no S125 in place, you can drop your coverage effective the first of the month following the date of submission.
You must go thru HR to do this as there is an a form that must be completed and signed by you to do it. |
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