 Help.. Insurance won't consider my car a total loss...? |
| My current insurance company is allstate. I have a 2005 TL with significant damages. The repair estimate came out to be $18,000. The value of the car is about $30,000. The front frame rails must ... |
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 What should someone do with a dead body? |
| Let's just say, hypothetically, I know someone that might have a dead body he or she needs to dispose of. What should they do?... |
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 Home owner insurance question.? |
I had a lot of trees down on my fence during hurricane Ike and I found out my insurance company (American National) doesn't cover fences,but during Rita they did.
My policy doesn't ... |
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 What health insurance company do you like ? |
| I want a ppo and am looking for a good ... |
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 I'm buying a used car in Texas, and need car insurance coverage; what is the minumum required by law? |
| Car insurance in Houston is so expensive!! I was wondering what is the minimum coverage that I need to pay? I can't afford to pay almost half of my monthly payment on car insurance!! That'... |
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 Help! My insurance will not pay ANY of my $30,000 surgery bill!!!? |
I am a full-time college student working part-time and can simply NOT afford this. I had septoplasty and turbinate reduction for chronic sinus infections.
What would you suggest I do?
... |
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 How do you get hospitals to write off bill? |
| I have been recently hospitalized twice for depression. Unfortunatley, my insurance pays very little for psychiatric care. How do I successfully get the hospital to accept just what my insurance ... |
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 Car Insurance? |
I want to know if it is possible to carry no claims bonuses over.
I had 2 years no claims 3 years ago, since that time i haven't had my own insurance ive been on a traders policy for ... |
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 Illegal or just immoral?? |
| My husband and I got car insurance. Before our policy was up I got into a minor accident (me and my neighbor accross the street backed up at same time- it was ruled I was at fault --I had the slower ... |
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 Does medicaid cover circumcisions? |
| i was just wondering if utahs medicaid covered getting your baby boy circumcised. i have read to different things, i read that if u get it done after delivery it covers it and i also read it doesnt ... |
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 Baby health insurance question!!? |
| my insurance company told me when i called that i couldnt put my son down without a SS# but when i got the ss card i called back and they said i cant do it because it has been more than 31 days since ... |
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 How can i get life insurance for my family? |
What do i need to do to get life insurance for my family ,what exactly do i need,and how do i do it ?...and where do i go ?
Additional Details
whats the amount is best to ask for ?... |
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 This is really ridiculous. Two months ago I totaled a car that I am still financing. I didn't have full? ? |
coverage on it. I want to get this car out of the collision shop and junk it.
Today I heard one of the most ridiculous things- that I can't junk a car that I am still financing, EVEN if I ... |
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 What is workers comp? |
i was doing overnights at work, and i broke my toe. [i'm a HUGE klutz] but anyway. my parents told me to go through workers comp and i had to go to a different doctor and everything.
i have ... |
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 How much does insurance usually cover for a nose job? |
I'm thinking about getting a nose job when I'm 17
It's for a slight deviated septum and to make it smaller
How much does insurance usually cover?... |
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 Can an Insurance company take back paying for an illness after they have paid 10 months for all of your bills? |
| An insurance company has paid for a pregnacy - All doctor visit and the delivery and now they are saying that my daughter is not covered - Can they do that?... |
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 Do you have to use your primary health insurance at a doctor's visit, since I have secondary insurance? |
| I have a better secondary health insurance from my spouse. I tried to drop my primary insurance, but I have to wait a year by law to drop it. I went to the hospital for a MRI. It would cost me $600 ... |
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 Question about insurance? |
| i plan on going to school next fall and joining the football team but I have to have insurance to join. My parents want nothing to do with me after i graduated from highschool and don't want to ... |
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 Who are health insurance companies accountable to? |
In other words, if you have a compliant or need to resort to some legal measure, to whom are some people you can report a given insurance company?
To be specific: the problem is that I was ... |
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YoItsTravo | I have life insurance for 50,000 dollars that my employer gave me for free, is this a good amount? |
Ok so I was called to the HR guys office to day, and I was given the option to receive dental, health and life insurance. The life insurance was free, and they said that when i die, 50,000 goes to whoever I want. Is this good compared to most employers or about average? It seemed like a lot to me, but this is the first time ive ever had insurance of any kind so i wouldnt know. |
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MoniqueLise
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Usually, if you are serious about having life insurance, you'd want to have enough to clear off any debts that you have -- your mortgage, your car, and any other small debt. However, if you are single and don't have any dependents or people that you want to leave an estate to, $50,000 will definitely cover your funeral arrangements, and help out with any costs that come from liquidating your assets to pay outstanding debts.
Just be sure to have a will. Without a will, whatever ideas you might have about how to disperse your money may not be honoured. Also, it usually costs your estate more if you die without a will. |
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snakekeeper27
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They gave you life insurance for free? That's great! $50,000 is a good amount. How old you are and if you have a spouse and/or kids to support make a difference on how good it is.
If you are single, then that's great money. That more than covers your funeral and other costs and debts. If you are married and/or have kids, than that still covers your funeral and gives your family some money.
With that kind of money, I would make a will now. You can die anytime. Don't just think that because you are 20 yrs old (I have no idea how old you are), that you'll live for a long time yet. If you have kids and/or spouse, you need to specify in a will what you want done with that money when you die. For example: pay for funeral and what ever is left goes into trust funds for kids under 18 yrs of age, or donated to your fave charity, or left to your parents, or your best buddy, or any combination of any of the above. For example: pay for funeral, then 10 grand to parents, 2 grand to fave charity, 3 grand to best friend, whatever.
That's quite a bit of money and if you have parents and a spouse with/out kids, you will have people fighting over it when you're gone. If you are single, then you can specify that one person gets it (like your parents).
That's good that you get insurance. My hubby works 80-100 hours a week and we have no coverage from his employer. |
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Arcangel005
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You need to D I M E yourself...
Add up all these and you will have the exact amount of insurance you need.
D - Debt
I - Income - ( if you are leaving a wife etc, does she need income? Take your monthly amount times 20 years.)
M - Mortgage
E - Eduacation ( any children need to be eduacted?) |
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been_there_done_that
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It is actually on the low side. What you want to factor in when deciding how much life insurance is enough is what the money is going to be used for. If you would leave a spouse and children behind, then, no, it is nowhere near enough. If you are single, it will probably do. Keep in mind that depending on many factors, funerals can cost $10,000 or more. |
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z-man100@sbcglobal.net
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yes it is . it more than what i got i got only 18 grand were do i apply |
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william w
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thats alright if thats all you want to leave somebody but you have to remember a funeral cost about 10,000.00 dollars and if theres still a balance owed on the house and you really want them taken care of with no worries get a larger amount. |
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mbrcatz
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Most employers offer it as 1x, 2x, or 3x your annual salary, or a multiple of that.
As to is it a good amount - well, it's better than nothing, and it's FREE.
Obviously, you don't seem to have a goal that you want life insurance to fulfill, so I'd just take it and be happy. If you're THINKING about it, though, establish the goal FIRST, then go shopping for life insurance. |
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