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Hi,
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I have not had motor insurance for three years I did have full no claims bonus,I have no paperwork policy No?
I do know who my insurers were will they issue a cert
on name and address only more to the point will I still be
on their records or am I wasting my time contacting them
You will need to shop around if your no claims bonus (NCB) is significant. Most insurers will not recognise NCB if it is more than 2 years old. A while ago, however, I did manage to find someone who would recognise my NCB after I'd been working overseas for a couple of years.
trevor j
I agree with the other answers, after a lapse of three years you will find it very difficult to ascertain the records or find a company able or willing to access them. sorry matey :-(
DAVE P
You only qualify for no claims bonus if you reinsure within 18 months.
Ian W
I work in insurance. 9 times out of ten, earned NCB at whatever level can be used again BUT only for a maximum of 2 years after the expiry date. So I doubt even if you manage to track it down, you will be eligible to use it.
Sorry.
foxy
your always on record and you should get your no claims if you did not claim
WAYNE B
hi sally, it will be very difficult if you don't know who you were insured with, if you can remember then they will still have your details on file, usually name and date of birth and they will find you.
suziejoy
no they will have their records still as its only 3 years
Kat G
They need to hold records for 7 years. Also where is the policy and Id cards who did you make the checks payable to? You can always contact the insurance department if you are not getting anywhere they will help.
Joel
Sadly you will have to start all over again as new business I think a lapse of more than a year cancels out any no claims bonus in any case three years is definitely too long
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