 What can I expect for health insurance costs as an early retiree? |
| I'm 35 now and plan to retire around 40 or 41. I'm not exorbitantly rich, though; I've just saved enough to support my expenses and will do what I want instead of going to work every ... |
|
 Is my room covered by home and contents insurance? |
| I rent a room in an apartment from the owner and the owner's brother rents the other room. There was a burglary and mostly my stuff was stolen. The owner made a claim on the home and contents ... |
|
 Why was I denied for health insurance...I'm never sick? |
| I've always been under my parents, but now I need to get my own because I turned 25. I have no health conditions at all. The only thing I've been to the doctor for recently was a Urinary ... |
|
 My tools were stolen from the car dealership i work for they said their insurance wont reimburse me? |
| I dont think this is correct, some one broke into the dealership overnight and took the dealers things and the other mechanics as well they told me that my home owners insurance will cover this, but ... |
|
 My travel insurance co refused to pay my claim, because they said they did not believe the amount I claimed ? |
| had been stolen. They accused me of fraud, by saing the amount was higher than it really was, and refused my claim. I had a police report. Is this common for them to do this and is it worth telling W... |
|
 Can a person be denied for a life insurance just because a of past drug addiction? |
| 2 years ago i was arrested for possesion and use of illegal drugs i did 3 months and jail went into rehab for a year, I have been clean and sober for 2 years and few months, I recently try to get a L... |
|
 Is the landlord responsible if you have a electrical fire and you have no rental insurance in New Jersey? |
The smoke detector's wiring caught fire. The firefighters said the whole electrical needs to be done.
Additional Details
In this sense I'm wondering if the landlord's ... |
|
 Does homeowners insurance cover renters property if property is damaged by the house? |
storm caused power surge and because house is not grounded surge destroyed renters property
Additional Details
we just learned that the house was not grounded, electricians say its the ... |
|
 When i apply for a Identification card, will DMV take a copy of my birth certificate? or do they need original |
| because i do not have my original all i have is a copy of it, but i know my ss number, and i also do not have the original of that either just a copy.... |
|
 Has anyone here taken the insurance license exam? |
| Is it hard? I'm studying right now, but I'm nervous if it's a hard test?!... |
|
 5 yrs ago my mom lied and said she had insurance, I had an accident now I'm being sued. Who pays? |
| I turned 18 5 yrs ago, my mom bought an old taurus and said I couldn't drive it until she had insurance. She started letting me drive it to work about a month after I turned 18. While picking my ... |
|
 Does my insurance cover this crazy incident with Oprah? |
so... i accidentally spilled some mayonnaise on oprah's silk shirt, but she doesn't know yet since i took her glasses. where can i get insurance to cover this problem?
question ... |
|
 Can anybody recommend a good HEALTH insurance company? We can't afford our employer's plans...? |
| We just got out of the military and no longer have tri-care benefits. Our employers charge well over $500 per month for a healthy family of 3 (2 20 somethings and a 1 year old). Unfortunately, we ... |
|
| What is the best type of health insurance for my wife and I during her pregnancy? |
| My wife is pregnant and we are looking for coverage while I am in-between jobs. We don’t qualify for access because my wife will make too much and COBRA is expensive but it is the only option that ... |
|
|  |
kathryn s | I have recently been to the ER , the bill is 2,500 and they want full payment now ,? |
I am self employed and I just do not have the resources to do this , I do have insurance but it did not cover this Help |
 |
 
Nette
|
They will always try to work with you before sending your info to a credit bureau. Think about it, once they do they loose at least 30% off the top. Call the business office at the hospital and tell them you cannot afford to pay this bill in full and ask to set up payment arrangements. If you can't get anywhere with them, tell them you want to speak to a manager.
I'm curious though as to why you insurance would not cover your ER visit. That's unusual. |
|
Insurance Biz CT
|
Kathryn,
Speak with the billing office. They have "free bed" programs that will help pay this bill. Of course, you will have to qualify for a program like this. It will depend on your income. They may think you can pay based on your income, even if you don't think so.
If that doesn't work, offer to make a payment arrangement with them. They will allow you to make monthly payments until the bill is paid.
After that, you might want to consider looking into a more comprehensive insurance plan. If yours doesn't cover Emergency Room visits, you can do better |
|
catharina p
 |
PEMIER HEALTH CARE SAVING BENIFIT PLAN
Is Americas number one non-insurance alternetive to reducing health care cost.
We work with over 300.000 physicions, hospitals, dentist, and as well as 85%
of phamacies nation wide.
As a member of our premier health care savings plan this is what you will get
. AN AVERAGE OF 30-40% ON HOSPITAL STAY AND DOCTOR VISITS
.PREMIER HEALTH CARE SAVINGS WILL PAY UP TO $2000 FOR ANY ACCIDENTS WITH ONLY A $100 DEDUCTABLE(THERE IS NO LIMIT TO THE NUMBER OF ACCEDENTS)
. PRESCRIPTION DRUGS-SAVINGS UP TO 40% OFF EACH PRESCRIPTOIN
. DENTAL-SAVING UP TO 60% ON ALL PROCEDURES.
. CHIROPRACTIC-SAVING UP TO 30-40%
IN ADDITION TO THESE SAVINGS YOU WILL GET.
. FREE LONG DISTANCE FOR YOUR HOME
. FREE CELL PHONE WITH $250 WORTH OF FREE MIN A MONTH/YOU MUST BE ENROLLED IN OUR PLAN FOR 90 DAYS THEN WE WILL SHIP YOU YOUR FREE PHONE.
REMEMBER
WE ARE NOT HEALTH INSURANCE WE ARE HAELTH CARE SAVINGS THERFORE ALL PRE-EXISTING CONDITIONS APPLY AND THERE IS NO WAITING PERIOD
THERE ARE OTHER GREAT PLANS TOO
FOR THE PLAN ABOVE YOU ONLY PAY $52 A MONTH PLUS ONE TIME REG FEE
if you want to save please email me at blackjewl2000@yahoo.com AND I WILL GET YOU STARTED |
|
zippythejessi
|
They always ask for full payment. Try calling the billing office (number should be on the bill) and ask them if you send them $X now (whatever you can afford) and $x a month - is that acceptable? They should agree. If they don't - ask for a supervisor. |
|
dougall18
|
I am not surprised that your company did not cover the claim. The first step is to find out why not. If it is because they feel that it was not an emergency. If it is because you just don't have ER visits (way out there). If the provider billed in error. Speak to your insurance company and find out the reason. They will tell you how it denied. If there is any sort of medical reason or if there is a coding issue (ie location, procedure, diagnosis) then they will advise you to contact the ER since they can not tell you without violating HIPAA laws.
Now if it was not covered because your insurance company feels that it was not an emergency what you will need to do is write/fax in an appeal to your insurance stating why you feel that it was an emergency and basically plead your case. You need to understand that the doctors in the er may not have submitted anything other than a claim showing a ER/urgent care visit. Good luck and let me know if I can be of any help. My e-mail is available. |
|
sam hill
 |
insist that you only have 20 dollars a month. They will work with you. Sometimes insurance is cheaper than the bill... |
|
mbrcatz
|
You need to call the billing office, and work out a payment schedule with them. They are usually very willing to do that, as the alternative is not getting anything at all. |
|
Ide fixxe
|
Good Luck! my daughter was hopitalized and our insurance didin't pay for everything. They wanted the payment in full or nothing else. They actually gave it to a collection agency quick. We evenually paid the agency, -30 %. |
|
once_known_as_big_almac
|
That's one good reason why it sucks to live in the USA. I can go to the ER here in Canada, and it will cost me nothing! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 39 minutes(s) ago
| | | |
10 | 58 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 2 month(s) ago
| | | |
10 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
