 I was declined for medical insurance. Why? |
| I'm 54 and in good health. Last year about this time I applied for a medical insurance policy outside of my employment. I applied with Blue Shield. I currently take medication for high ... |
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 Lack of heath insurance in Georgia? |
| My friend's husband got into a motorcycle accident recently and ended up going to the E.R. Problem is, they don't have health insurance because he was fired from his job. I've been ... |
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 Why should we pay for hurricane insurance year round? |
| There is a hurricane "season" after all! A law should be made that non season months we are not charged and they cannot raise the payment for the hurricane season months once the other non ... |
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 Insurance question? |
| Is it necessary to get full replacement insurance for a home or is this the more expensive level needed for home ownership. example, we are being insured for what it would cost to replace the home 25... |
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 Why can't I find out what complaints State Farm? |
| I have search the BBB, NAIC, AMbest.com I am not paying a penny to insurance until I can determine what complaints exist, how many, and for what reasons. Does anyone keep track of these records?... |
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 I have a serious doubt with regard to term plan insurance. In the present scenario, 21st Century, is it worth? |
In term plan insurance, if the sum assured is 10 lakhs for 20 years, paying Rs.2500 annually as premium, then if the person is still alive after 20 years, will he receive a single penny back?
W... |
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 Is $50,000 life insurance policy enough or should I get more (more info in details)? |
| I currently have a $50,000 7-yr term for $5/mo right now. I have been thinking about getting $250,000 30-yr term policy. But I don't know if I really need it right now. I am 27 and married with ... |
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 When someone leaves a job voluntarily, are they able to carry over their employers insurance at a fee? |
| I am specifically wondering about carrying over health care insurance during a stretch between employment.... |
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 During buiding work there has been a considerable amount of damage. The builder will not repay me.? |
| He destroyed my Vacuum cleaner, my fridge freezer and threw away a carpet I was planning to refit. The total comes to £1250. He has already been paid for the work and claims that it was not his ... |
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 What Insurance will cover my cousin who dosen't have insurance and has currently got into an accident .? |
| What Insurance will cover my cousin who dosen't have insurance and has currently got into an accident in the fog and drove into a 100 ft ditch and was air lifted to the hospital, and the ... |
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 Life insurance policy? |
do i need life insurance when im 20 wit no kids.
i currently have it with state farm but i didnt pay last months premium
its like no point....should i still keep it tho?... |
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 I will be 60 next month, should I purchase life insurance or an annuity? |
| I want access to my investment and I want to pass funds on to my son when I die.... |
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 Switching homeowners insurance companies... do i need to ? |
| let the mortgage holder know?? it is not escrowed into our mortgage but do i need to notify the bank or anything like that?... |
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 For high risk car insurance how ? |
how many accidents do you need to be moved up to a high risk insurance company? I got in a car accident a year ago and last week I came very nearly close to one twice.
how much is the ... |
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 I received money as a bebeficary of a friends accident insurance after his death can anyone question it? |
Additional Details
I was designated beneficiary but I'm not family can his family is there any chance they could get it changed in court?... |
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 Life Insurance: Do you have it ? How old were you when you start paying for it ? Try AIL? |
| I was 21. Since I started paying in to it @ 21, my fam would be left w/ approx $40 000 after my death. I wonder if I'll have a fam by then... Right now I have no husband or kids so right now I�... |
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yea boy1 | I have state farm insurance ..how long does it take for a ticket to be cleared from insurance? |
Additional Details
i live in ohio and the ticket coming up on 3 yrs is a minor accident...
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zyberianwarrior
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state and nature of ticket dictates how long it is on your "driving insurnace record" |
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mymoon
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It depends on what the ticket was for. If it was a minor violation- speeding, improper lane change, etc. - it takes 3 years to come off your driving record. If it was a major violation - ticket for DUI - that takes 5 years to come off your record. However, with State Farm whether or not they are rating for the ticket depends on if your policy is in Mutual or Fire & Casualty. If your policy is in Mutual, then they don't "rate" for tickets, unless of course you have too many, then you would either be cancelled or offered a rate in Fire & Casualty. |
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Steve
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3 years. |
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woptie
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sometimes forever if your insurance company finds fault in every little thing wrong on your credit. But if they can't get away with your complaints it takes 3 years. |
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TaxMaven
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FIVE freaking years in TX. I found this out the hard way. May be different rules in other states. |
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Matt1331
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In Minnesota the ticket stays on your record (at least record accessible by the insurance company/agency) for 5 years. Typically minor tickets (speeding, seat belt, running a red light) count against you for three years (unless you have several of them) and major tickets (DWI, Reckless Driving) count against you for 5 years.
Don't know if all states do it the same, I would assume not, but it's probably similar state to state. |
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mbrcatz
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It depends on what STATE you live in, not what insurance company you are with. Most states hold the ticket against you from 3 - 5 years. One that I can think of off the top of my head (Massachusetts - but I don't think State Farm writes there) is 7 years. |
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hightechchic
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Tickets, accidents, etc. are chargable for three years (meaning that they will be used to factor your premium as well as factoring into whether or not you qualify for "standard" rates.)
Even after the three years, when they are no longer used for rating purposes, they can still be used for as long as five years to determine rating class. In other words, you may still be stuck in non-standard rates even beyond the time you actually are charged for the incidents. You may not notice because the rates would go down if the charges were removed. |
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