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 Deductibles?
what do they mean on the insurance? does it mean I have to of paid that much with copays before they pay something?...


 Workmans comp rules and regulations?
if someone works for u and u have workmans comp an they get hurt an the drug test at the hospital is bad does work comp pay the ...


 Why do we pay for health insurance?
I keep hearing more and more stories about health insurance companies refusing to pay for a procedure for various reasons like "it's experimental", and etc. So why do we even pay for ...


 What is a disclaimer?
what is a ...


 Havent Met Deductable- How much will Dr Visit Cost?
So I have aquired me insurance, but I havent met my deductable, but I do need to go and see an obgyn I have my co-pay information and all that, but I was just curious how all the insurance will work ...


 Does anyone in your home collect anything?
...


 I only had a wind insurance policy on my home can my lender still force place insurance on my prooperty?
I recently had a forced place insurance policy put on my home by a lender who aquired my loan from another company. they are telling me that my wind policy is just supplemental and doesnt count as ...


 Can you get life insurance if you have Parkinson's Disease?
...


 What type of life insurance should I get that I can take money out after 20 years if I don't die?
I'm 32 years old and in excellent health. I want to have at least $500,000 life insurance for my family. What type of life insurance should I choose....


 Am diabetic, I have no health insurance, am disabled, live in AJ Ariona, I need a doctor, where can I go?
I am diabetic, I have no health insurance, am disabled, live in Apache Junction, Arizona, I need a doctor, where can I go?
My husband cannot get medical insurance through his work, AHCCS denied ...


 How long does nicotine from cigarettes stay in your blood for an insurance test?
...


 Health insurance question: what does some of this stuff mean? Coinsurance, 4th quarter carryover, etc?
My health insurance just changed. We got a form that shows the differences between the two companies. I have a few questions about stuff that I don't understand. (I am a veterinarian, not a ...


 Question about insurance liabilty when driving a drunk friend home in his car?
My friend asked me to drive his car for him to pick him up because he was drinking. I picked him up and on the way home got into a fender bender at my fault. His insurance paid for the damages done ...


 Is a sales men for a insurance company a good job to get into?
I went to an interview today for an insurance company and practically was offered the job on the spot, but how do i know he wasnt just selling me the job also?...


 How good are umbrella policis against todays numerous and nonsense suits?
In these days people sue for anything and sometimes win. How good are homeowner Umbrella polices and do they guard you against almost anything. Is there any other supplemental insurance to cover ...


 My father left me Life insurance money when he died that i can get once i turn 18?
but my mother is claiming that shes not going to let me have it. Can she really stop me from having the money that my father left me for when i turn 18?...


 I received an insurance check made out to me and the mortgage co. I need to cash it. what can i do?
...


 Travel insurance for disabled people with mobility problames?
Please can somebody Help
A few days ago I booked a cottage in Southern Ireland.
My Bank the nat west In formed me that they can not cater For People who take Doctor prescribed Drugs I.E. D...


 Student Health Insurance - any help?
Starting nursing school, was told to use on-line health insurance companies. Anyone have feedback on reputible company? I'm in the state of PA....


 What do I do or who do I call if I've lost my Social Security Card?
...



marcus w
I just baught a fixer upper and need home insurance?
Does anyone know any good insurance company for fixer uppers? The home need alot of work and I need insurance on it. Thanks
                     
 




mbrcatz
If it needs a lot of work, you're probably looking at either your state FAIR plan (ask your agent) or Foremost insurance - www.foremost.com.


Queen B
what are you using the home for? are you living in it? if so you need a homeowners policy. is it vacant and you are renovating to sell? if so, you need to write a vacant dwelling policy. is it being rented out? if so you need a landlord policy. call a local independent agent, let them know what the situation is, and htey can find you exactly what you need.


src50
Call an independent insurance agent that handles homeowners' insurance.


Gambit
It depends on the extent of the repairs you are doing and where you live currently. If the repairs are mostly cosmetic and you are planning to live in the home, you should be able to find an insurer, although due to the condition of the home the rates may be substantial. If the repairs are mostly cosmetic and no one is going to live in the home, then you will need a Vacant Dwelling policy. If the repairs involve some minor or major demolition work (i.e. removing drywalls, redoing subfloors, structural work, etc.) you will need a Course of Construction policy. Speak to a local agent/broker to better discuss which type of policy will best fit your needs.


Joe B
Rating
Homeowner policies are individual, depending on what you need exactly. And they must all comply with federal regulations, regardless of what company you go with.

That being said, here is a resource you may want to check out:
http://www.newcreationtechnologies.com/suggests/Homeowners_Insurance

Or you may consider getting real estate insurance. It might work better if you are fixing up the home to flip it or rent it out. You can find that through this link: (use the drop down menu on the quote type)

http://www.newcreationtechnologies.com/suggests/US_Insurance

Good luck with your house!


Bradley S
Why not let an insurance broker do the shopping for you? A broker works with several companies and can find the best rates and coverage. To find a broker, log on to a website like http://www.homeownerswiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you. Good luck!


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