 Any suggestions on how to fight my insurance company so they will pay for gastric lap-band surgery? |
| I have decided that I would like to have gastric lap-band surgery. Over the past 15 years my weight has yo yo-ed and I cannot seem to maintain the weight I lose. Please refrain from lectures on ... |
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 How do Insurance companies know if you have a pre-existing medical condition? |
| Lets say you tell them you dont have any problems, then you get the health insurance then begin to see a doctor concerning your problem, knowing you have problems that should be treated, how will ... |
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 Can you refuse to give you insurance info? |
| There was a flood at my apartment this past weekend. I had to stay in hotels. I called my insurance and they said that they would not cover the stay, and since the flood was caused by faulty work by ... |
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 Personal injury claim/Premium query? |
| A friend was involved in a car crash recently where she was the passenger. She was injured and in a position to claim. However, will a claim on the insurance (policy belongs to her husband) mean ... |
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 Is $250/ month a lot to pay for health insurance? |
| Just my husband and I would be covered. Seems like a lot compared to what we paid at his old job.... |
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 How do I convice my ex that I want to take out a life insurance policy on him for our son's sake? |
| My ex and I were never married when we had our son so I am worried that if something were to happen to him, I would be stuck with just social security and I feel that is not enough to help our son ... |
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 No Insurance What to do? |
| Hey Im 22 and dont have dental insurance. Ive had a bad cavity for about 2 years and off and on gives a really intense pain. At times I go a few days without sleeping because as soon as I fall asleep ... |
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 Which is the Best and Cheapest Term Insurance Policy? |
am 32 years old. I would like to know the following
1. Which are the companies which provide the best quotes for Term Insurance? Are the quotes for these companies available online?
2. How ... |
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 Home insurance? |
| im looking for some insurance that will mean if either my fiancee or i die our house will be paid off in full (this way our kids have a home) im still quite young (38) any one know any good companys ... |
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 Can companies go back on their word? |
| Holiday Insurance - baggage delayed 24 hours, policy in bag as not allowed on plane at that time, called Insurance Co. from Spain. Told £100 to spend, when ? anytime before return they said. Lodged ... |
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 If I have a lapse in my health insurance coverage after leaving a job will I be able to get health insurance? |
| once I start another job? I have type 2 diabetes and am hypothyroid if that makes a difference. I know there will be a 3 month waiting period as well as possible more time for pre-existing ... |
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 65 yr old man struck by van in auto sales parking lot ......? |
| thrown 5 ft through the air,speaks to owner of parking lot who is alledgedly the one who drove into him,the 65 yr old man says he thinks he is ok and walks away,then a few hrs later people start ... |
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 When getting a quote for homeowners insurance, should I tell them that I have a dog or not? |
| I know dogs are considered a liability but if my dog prevented an intruder from entered my home would he be considered an asset? Bottom line, when they ask if I have a dog, should I say yes or no.... |
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 How does AD&D Insurance differ from Life Insurance? |
| I understand a little about how AD&D works (for example, if you lose a leg you get x% of your benefit), but who is it for? If I have Life and Medical Insurance, am a white collar worker, and do ... |
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 I was in an auto accident...? |
| (after getting a lawyer) ...When an insurance company offers a settlement, does it offer a second or third if the first one is refused? Or does the case go to trial after one offer is turned down?... |
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 I seriously discovered a chest full of money? |
What should I do with it? The contents are two dollars bills quarters hundreds fiftys and twentys.
Additional Details
I was redoing my garden and sprinkler systems and i dug it up in the ... |
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 ER visit no insurance does this sound right..? |
| I had a panic attack one night. i had been drinking but i wasn't totally drunk. i went to the er because i thought i was going to die. they did an ECG and i sat there for about an hour and a ... |
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 I received a check for 12,000.00 from my insurance from surgery.? |
| I cashed the check and spent it. 2 weeks later,I was told that the money wass to pay mt doctor bill. I plan to pay it back but I dont have a job now. What can I do????... |
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kizlynj | I just got engaged....is there an insurance company out there that will only insure a ring?? |
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mbrcatz
 |
Sure, you can go to an inland marine company such as Great American, and do a stand alone policy. Premiums START at $1,000.
It's MUCH cheaper to buy a renters policy, even if you live at home with your parents, and add the ring to that - maybe it will cost you $300 max.
So you get to choose . . .do you want it YOUR way, or do you want it the most cost effective way?
See a local, independent agent in either case, they'll be able to write it both ways. |
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mamatohaley+1
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I added a separate personal property policy for my ring with my auto carrier - State Farm. At the time I lived at home so I had no renters or homeowners insurance. It is replacement value and cost about $70 a year, no deductible.
Typically homeowners and renters policy will not cover the full value of your ring and will have a deductible |
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efrankbkkcam
 |
special companies do it |
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desert_kats
 |
If you have a tenants policy or homeowners you can add a rider for the value of the ring. Unless you get the rider you would only have coverage of $500 to $1000 under the tenants/ho policy.l |
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mymoon
|
If you have Homeowner's or Renter's insurance there is coverage for jewelry, but there is normally a limit that will apply. If you need to insure the ring separately for the appraised value you can insure it on a personal articles floater, but you must have a renter's or homeowner's policy in order to purchase the personal articles floater. The premium will most likely be very inexpensive. |
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john a
 |
you have to get a Homeshield isnurance cover first and declare your valuable things on the the policy. It is covered even you will travel. |
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zippythejessi
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Congrats!!!
Any insurance company will - often it can be tacked on to your homeowners or renters' insurance or call the broker who handles your car insurance. (It's like $75 or so a year, I heard.)
Good luck and best wishes! |
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from HJ
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Just one addition to the prior answer about the personal articles policy-- make sure you get an appraisal to take with you-- this will save you lots of time/waiting. |
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kELLy
 |
If you have homeowners insurance, they will. That is what my ring is covered under.
Try calling Big Insurance Co's such as stste farm or farmers. |
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Rvn
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Yeah, but just call the same place you already have your other insurance and ask for a rider on it. |
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