 Help with a home insurance claim...? |
we want to claim on our home insurance but have never done so before, what is the best thing to say and will they come out personaly to check we are telling the truth?
also how often should we ... |
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 Can my health insurance company refuse to pay for my son's broken arm because it happened at the neighbors? |
| My son broke his arm playing at the neighbor's house. Can my insurance company refuse to pay for the medical expenses? We got a letter stating that they wanted us to use the neighbor's ... |
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 Can you rephrase this in English please....? |
I asked about insurance covering an IUD that costs approximately $400 with an in-network provider.... this is the answer I got:
It would depend on your going to an in-network provider, ... |
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 How will this speeding ticket affect my insurance? |
| I got a speeding ticket today for going 80 in a 75. I'm 20 years old. I got one when i was 17 for going 37 in a 25. If age matters. This raised my insurance a little bit. Will this one raise it ... |
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 If someone vandalizes your car, will their insurance company pay for it? |
| This guy threw something at my car, and i was able to get his license plate number. He was later arrested that night for felony vandalism, he is being charged by the state for the felony vandalism, ... |
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 Insurance? |
| I am carried under my mothers insurance because I am in college currently and unmarried. I am pregnant though, so when I deliver, will the baby be carried under my mothers insurance also? Capital B... |
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 Who pays for the people who get health care without insurance? |
| If hospitals are required by law to treat anybody who walks into an emergency room, who picks up the cost if that person does not have insurance?... |
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 When you call the insurance companies up, do they reduce the premium price? |
I mean the quote you get online, do they reduce from that? or they ask some more questions and look for chances to increase it?
i'm 19, just passed and don't know much about all these. ... |
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 Will life insurance pay benefits if death occurred due to suicide? |
| Certain states have suicide clauses. I live in the state of Florida. I was wondering about restrictions and payouts.... |
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 Life insurance or real estate? |
| i have been weighing out the two. which would be a more successful/more fun career. i'm thinking real estate. life insurance seems to have alot of schemes to it that you can kinda screw yourself ... |
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 If you needed life insurance would you "rent" it or buy it? |
| Term insurance vs permanent insurance, one is cheap but is pure insurance, you do not build cash value, the other is more expensive and builds cash value over time. One is betting you will die, the ... |
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| Pregnant but insurance doesn't kick in until October 1st? |
| I just found out the other day that I am 5 weeks pregnant. So I haven't been to the doctor yet, I've just had a positive pregnancy test. I got a new job which has Blue Cross Blue Shield ... |
|
 Hello everybody........i am sooo soo so upset right now. i have been getting ripped off by my car insurance co |
| they have been charging me double my monthly rate. i have proof of my payments as well as what there billing statements state and contradict, on my monthly bills . who do i complain to? what are my ... |
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 How do you get started selling insurance? |
| Trying to find out what it takes to get a temp. insurance license.... |
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SadieAnn_1917 | I just purchased a auto insurance policy a few days ago. Can I cancel and go with another company? |
At last minute, I had to get auto insurance with Esurance which I hate. But I really had no other choice. Can I cancel with them and go with another company that will give me a better deal? |
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Brandon H
 |
You might be able to cancel it without any fees if you just signed up for it a few days ago. If you have found a cheaper rate at another company, then I would go ahead and cancel even if you have to pay a fee. There is nothing worse than over paying for your auto insurance. That's exactly why it is so important to do your research and compare quotes from atleast 3-5 different insurance companies before you decide who to sign a policy with. |
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Ace
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Yes you can cancel, but before you cancel check to find out if there is a cancellation fee. |
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#2 in the oven
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Depending on what state you are living in, there may not be a short rate fee. Also, make sure you secure other insurance BEFORE cancelling. |
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Arq_angel
|
Yes I did exactly that. Call up Esurance and tell them you wish to cancel the policy. You don't need to give them a reason.
If you've already made the payment, they will refund you with the unused amount minus any cancellation fees (if applicable). |
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james m
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Question:
Why did you allow a cartoon to sell you an auto policy in the first place?
In my opinion, the best place to buy an auto policy, or any policy, is to buy from a local professional agent. You have a "face" to speak to if you need to, and the local office can assist you in filing claims.
(Yes, the local agent EARNS a commission from the purchase of your policy, but he/she is there to help you, and to advise you, about your particular insurance need)
You can cancel your policy with esurance, but you will more than likely be charged a "short rate". Which means you will receive a refund of the unearned portion of your premium, minus a 10% surcharge for cancelling midterm. |
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Need to Change1
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I'm sure you can. I don't know if they will give you any money back if you've paid for part of it, though. When I switched from Allstate, I waited till I was due to pay again before I canceled, just to be on the safe side. |
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LesElle
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You can cancel your insurance anytime, but there will be a penalty to pay. Cancelling an insurance policy in the middle of the policy period (rather than when it expires) is called a "short rate cancellation." The penalty is 10% of the unearned premium (the premium that applies to the policy period after the cancellation date). For example, if the premium was $600 for a six month period and you cancelled the policy one month into the policy period, you would have used $100 worth of the premium. The remaining $500 premium is unearned. You would get back $450, not $500 because the penalty of 10% ($50) would apply. |
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mbrcatz
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Sure you can. But it will probably cost you a month's premium, and maybe a cancellation fee. |
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