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 I work for a guy who commits insurance fraud on a daily basis and it is driving me crazy, what can I do?
He will damage vehicles on purpose to make a bigger estimate, charge for new parts and put old ones back on, charge for premium paint and then use the cheap brand etc.He is the owner of the company ...


 My neighbor accidentaly shot firework through my window and caused some fire damage to my living room.?
The works needed are covered by my buildings insurance policy. what I want to know is, are the insurance company likely to say that the person who caused the damage is the person who I should be ...


 Anyone here know how to convince your insurance company your not commiting fraud?
I am looking for a way to fake out my insurance company and make it look like i really have the items i dont have my appartment was "broken into"
i filled out police report but the ...


 I am very weak in maths what should i do to improve in maths?
...


 Is death row more affordable than life in prison?
...


 Is anyone know where I can get some good life Insurance for a person 80? its my grandma she is dieing.?
I know it is very late to be finding a insurance policy for someone that old. But my family really wants to know where we can get some good insurance. My grandmother wad dignosed with cancer. Please ...


 WHAT should you do when you have eaten a bug that was in your salad at a restaurant.?
By the way the resturant was Fudruckers....


 Do learning drivers need to be insured?
I have my permit-- do I need some kind of policy, or does my parents' car insurance cover me as well? Their worry is that if I have a crash I won't be insured and the money will come out of ...


 Is it worth taking out an insurance o my computer?
My warrantee expires on the 3rd December and they are asking for £159 full payment for two years or £215 full payment for 4 years.Its a compaq Pressario and I cant live without it even for a minute....


 Im pregnant with no insurance and do not qualify for Medicaid?
Is there any insurance that will accept me?...


 If I committ suicide, will my life insurance still pay?
I want my life insurance to pay my benefactors after I'm gone. Will they still do it after I kill myself? Or, does that void the agreement/contract?...


 Can I sue a Collection Agency??
VICTIM OF FRAUD

My wife was having a baby back on May-2006, Her primary Doctor sent her
To the Obstetrix Medical Group Located in Hamilton Ave San Jose, Ca.
Her primary Doctor ...


 What is the best kind of life insurance?
...


 Can I be covered under my girlfriend's insurance plan if we have lived together for a year and a half?
My girlfriend works for AT&T and is enrolled in their insurance plan. I just graduated from college, and have not started employment with my job yet. The insurance coverage I had with my parents ...


 If I have a 5000 deductible for health insurance, what is the point of getting it?
I need to get insurance for a year while i take some time off of school so i need insurance. If there is a deductible, does that include office visits and prescriptions? Do I have to spend thousands ...


 What's the average cost of life insurance? -per month?
...


 Can my insurance company sue me?!?
I have an SR22 filing in the state of Ohio. Last Sept I was in an accident (my fault )hit a young woman. The brakes on the car failed.I stated this to the officer and insurance company. The insurance ...


 Is their a law saying that I have to pay the insurance company of an auto accident of another partly?
I hard an auto accident on March 07.
I made a left turn at a Intersection at 10 mph and hit a 2007
Audi that is slightly damage to my 94 Caprice Chevy more damage was done to her Audi. No ...


 What does it take to become an insurance agent?
...


 Why can't I insure myself against the end of the world?
All the insurance companies I've been to - laughed at me and told me to leave! WHY???...



Peter
I just received a Speeding ticket for going 75MPH in a 55MPH zone.?
I'm 16 teen years old and my dad said if i got a speeding ticket he would take away my license what should I do. He is going to kill me. How should I tell him. Is there any way for the ticket to be earased from my record its my first offense. Can this be earased and is their anyway for this to not affect my insurance discount. i have with statefarm
Additional Details
I live in Illinios
                     
 




Kenny
Rating
For going that fast, GOOD LUCK. States tend to be unforgiving for more than 15 over. Some states let you plea down, for instance, Iowa doesn't report tickets to insurance companies if you're going less than 9 over the limit in a 35 or over zone. Since it's your first offence, traffic school may also be an option to keep it off your record, though not all states do this, and not always for certain amounts over. California is pretty good about this, though, from what I've heard. Check your states laws and talk to the judge. Wait until the court date, plead not guilty to the ticket, and talk to the prosecuting attorney before the second court date to determine what could be done.

I do hate to say, though, that since you're a minor, your parents will probably have to be around for most of this.


glassflower
if you have the same policy as your parents on your insurance, it's going to show up within the next 6 months. Unfortuantely, there really isn't much you can do... there are sometimes options where you can take a drivers class to take 2 points off your record, but I don't think that's an option until you get to the point where your license is in danger. You may also want to double check because in Ohio if you get any offense on your record when your 16, you have to go to the city courthouse to pay the fine and you parent has to be there. Good luck... quit speeding!


Grand pa
Rating
Do the crime do the time.. lay off the BS How many times before you got caught I drove for 50 years, Taught driving for 25 of those years had 3 tickets all that means is I was caught 3 times and was dam . lucky plus highly trained.. sorry no crying toel from this old man.. Tell your dad before he finds out. you can go to court. it may be waste of time and cost you more


jesusfreak
Rating
No you can't erase it. The best thing would be to let your dad know as soon as possible. the longer you wait, the more angry he will get with you.


Dave1001
Rating
Mm. Depending on what state you live in, that could depend. If it's 20 mph over the speed limit, it can be considered a major violation. That's not good.

Since you're still a minor, there's not really any way you'll avoid telling your dad since he's still responsible for you. If you're really determined to "man up" or "woman up" (if you're a woman. I'm betting you're a guy because most women don't feel the need to go 20 miles over the speed limit), I'd go to your dad and tell him the whole thing. Take your lumps, and learn from the experience. IF you take responsibility for it, I will just about bet you that your dad will behave much nicer than if you try to skate by without telling him.

Also, just so you know, going 20 miles over the speed limit is unbelievably dangerous, especially as a new driver. Your reaction time is so much lower at that rate of speed, and your driving inexperience doesn't help at all.

If you take responsibility, own up, pay your fine, you might be able to go to traffic school and get it erased.


bostonianinmo
Rating
You may not have to worry about your Dad. In many states, a major infraction while on a provisional license will result in losing you license up to age 18 or even 21. 20 over is a major issue, and may be considered reckless driving or even dangerous driving in some jurisdictions.

Cowboy up and take the hit. Your old man might be pissed, but you WILL earn his respect for being honest.


Tbone
Rating
You're screwed kid. Wait till Dad gets the new insurance bill.

Hope you have a job.


mbrcatz
Oh, bummer, you have NO IDEA.

Going 20MPH over the speed limit isn't just a speeding ticket, it's a MAJOR VIOLATION. Even if he takes your license, he's going to pay a HEFTY SURCHARGE on his insurance, most likely, for three years.

You can't erase a major violation from your record.

If it were me, I'd sell the PS3, and maybe your kidney, and see if you can get a lawyer to get the judge to agree to a plea, under 15mph, because it won't HURT your father so badly financially.

In some states, the insurance company can cancel you for a major moving violation. That wouldn't mean you, personally, being removed from your father's policy, that would mean YOUR FATHER'S POLICY CANCELLED. And he'd be high risk to insure with someone else.

You need to tell him TODAY. You need to give him as much time as possible to figure out a plan of attack, to do damage control. This isn't something you can "damage control" yourself.


insuranceguytx
Congratulations on an expensive lesson.

Be thankful this was not a tragic lesson.

Own up to the fact that you were speeding and got a ticket. If your father takes away your license, then that is part of your punishment. It will give you time to reflect on your future driving habits.

Remember the Driver's Ed classes you took?

Speed limits are there for a reason. Teenagers have the most accidents. Speed is often a contributor.

You have a long future in front of you. Take your time.

A 30 mile trip takes 33 minutes at 55 mph. At 75 mph, it takes 24 minutes. You save 9 minutes on that long of a trip. Not worth it especially on short trips. You will only save a couple minutes at best. You will waste that at a traffic light.

Pay your fine and tell your Dad.


shelcom
Rating
the state will probably suspend your license anyway. There is no way it can be erased (notice the correct spelling) from your record. You'll lose the discount and pay a surcharge. Nice job.


crustysob
Rating
It depends on your state and the judge. In many states, judges can defer a sentence pending completion of a state certified defensive driving course. You will still be out some money in court and class costs, but it will keep it off your record.


kikidismom
In some states, if it is your first ticket, they will let you go to driving school and then you pay a fine but get no points. Points is what makes your insurance rate go up.
Fess up to your dad b/c you are about to start receiving letters from lawyers who will offer to represent you in traffic court mailed to your house b/c they buy the ticket filing reports, so better now than later. AND SLOW DOWN! The first time is the only time you can avoid the points and you don't have the experience behind the wheel to be able to compensate for someone else's mistakes if they are on the road and are being stupid like you were.


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