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 Who buys earthquake insurance? Is it wise to do so?
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 Howcan i get free help to pay for spine surgery , no insurance unable to pay can some one help me?
my sister is very poor has no insurance unable to work due to a surgery she needs for spine , this state will not give medical card she has appied for s.s.i has not been approved yet i aafraid she is ...


 Which is the cheapest car to get insured?
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 Must I pay? How long can an insurance co charge you for a policy you didn't want, but automatically renewed?
This year I paid off the mortgage on my house. I put the house up for sale, and I decided that after the homeowners insurance would expire, I'd risk going without renewing it, since I never ...


 What type of insurance should I buy to pay for my funeral expense?
I am single. I do not make enough money to be able to save for my funeral. When I save money some emergency always comes along to take it. I do not want my family to have to pay for my funeral ...


 Can anyone other than named beneficiary collect on life insurance policy? I live in Texas?
This is the senenario. My girlfriend purchased a life insurance policy and named her boyfriend as sole beneficiary. She is still legally married, however seperated. If both, the boyfriend and the ...


 Is it legal for a bank to insure a loan with itself?
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 How much does motorcyle insurance run for.?
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 Not a listed driver on insurance policy I got into an accident what to do?
I live in the NY. I was Involved in a accident and hit a bicyclist. I'm 100% not at fault the police report & and street witnesses back me. The bicyclist is now suing my brothers ...


 Does PMI help your spouse with mortgage payments in case you die?
This is the scenario. A family buys a house, pays PMI for 2 years, the husband dies, the wife cannot afforf the mortgage, does PMI help?...


 Who do i claim off?
afrter the bad winds we were left without electricity for 31 hrs who do i claim off insurance company or united ...


 I have health insurance and my wife doesn't and we are having a baby how those insurance work?
i have health insurance through my job and my wife is supposedly not eligible because she those not have a social security number regarding my child, how those it work? can she receive anything ...


 Endowment policy advice needed?
I have an endowment policy that is due to mature in 2013. There is no mortgage linked to this policy and I have been using it as a savings plan. The life insurance element of the policy is no good ...


 What is it when a person is bonded and how does someone become bonded ? also how much does it cost?
CAN A INDIVIDUAL BECOME BONDED FOR DOING ODD JOBS? FOR HELPING PEOPLE OR BUSINESSES WITH VARIOUS ODD JOBS. SOME DAILY , SOME WEEKLY JOBS
OR TASKS BUT ALL TEMPORARY .
BONDED AGAINST THEFT <...


 Do you really need health insurance?
I've been wanting to get some for my kids, but i've been researching it and it seems as though health insurance is really just in case something huge happens like u need 20,000 surgery or a ...


 Insurance and Lawsuit question?
there is a trucking company with a million dollar liability policy, and a car makes an illegal u-turn in front of this trucking company's truck. the trucking company and the driver are decided ...


 Question about Medical payment for rear end accident (someone hit the car I was in)?
We were rear-ended at a red light back in Feb. Police was called and a report filed. I ended up going to see a Chiropractor from Feb - May for treatment for my neck. The bill is close to $2000. The ...


 Health insurace sales pain the neck people!!!!!!!!????
DO THEY ANNOY THE LIVING *BLEEP* OUT OF YOU???
I HAD AMERICAN LIFE RING ME UP YESTERDAY AND DIDNT ACTUALLY GIVE ME A CHANCE TO SAY NO I DIDNT WANT IT, HE JUST WENT ON AND ON AND ON FOR 10MINS, AN...


 How Much do you pay for your insurance(motor cycles Too)?

Additional Details
Also say who you are insured ...


 Insurance Adjuster?
My husband is going to get his insurance adjusters licsense. I was wondering, from anybody who has experiance in this field, what he can expect to bring home. He knows of a couple people who have ...



gh
I just rented my home out and moved. Should I change my insurance policy?
Do I need to convert to a rental policy or is this necessary and if so should I expect to pay more for my homeowners than I do currently, as when I was living in the house?
                     
 




bull_rooster_aardvark
Yes, call your insurance agent and they will change your policy. The cost is probably about the same (vacant properties cost alot more, but you have a tenant so this isn't a big deal) but your current company may not handle rentals (or may charge to much) so you may have to look around a bit to find a good comapny.


inkme
If you don't live in the home anymore, then it is not your homestead. Your must let your insurance co. know this.


bundysmom
You actually need to convert it to a landlord policy.


Phil
Rating
As stated, you need to notify your insurer. This is a different use for the property, and requires different coverages.


mbrcatz
Rating
Yes, you need to change your policy from a homeowners to a dwelling fire policy.

Likely, there won't be a significant price difference. Actually, with a rental house, you don't insure the contents normally, so a lot of times it's actually LESS money.


towanda
Rating
Change your insurance. You will still insure the building but not your contents unless you want to insure any appliances but replacing appliances is usually cheaper than the insurance. When you insure where you are now, ask them to include liability insurance for your rental property. It's a pitance and better to be covered. Also get a very good lease that covers all the bases in your state including a clause requesting your tenants to obtain their own insurance. Good luck--renting can make you want to tear your hair out so try to remember it's just like having another job and your paycheck is equity. You'll appreciate that much more down the line, plus you can get a write off on your taxes some times.


yyyyyy
contact your insurance company, should cost less because you are not insuring the contents anymore, just the structure


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