 What health insurance company do you like ? |
| I want a ppo and am looking for a good ... |
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 I'm buying a used car in Texas, and need car insurance coverage; what is the minumum required by law? |
| Car insurance in Houston is so expensive!! I was wondering what is the minimum coverage that I need to pay? I can't afford to pay almost half of my monthly payment on car insurance!! That'... |
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 Help! My insurance will not pay ANY of my $30,000 surgery bill!!!? |
I am a full-time college student working part-time and can simply NOT afford this. I had septoplasty and turbinate reduction for chronic sinus infections.
What would you suggest I do?
... |
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 How do you get hospitals to write off bill? |
| I have been recently hospitalized twice for depression. Unfortunatley, my insurance pays very little for psychiatric care. How do I successfully get the hospital to accept just what my insurance ... |
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 Car Insurance? |
I want to know if it is possible to carry no claims bonuses over.
I had 2 years no claims 3 years ago, since that time i haven't had my own insurance ive been on a traders policy for ... |
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 Illegal or just immoral?? |
| My husband and I got car insurance. Before our policy was up I got into a minor accident (me and my neighbor accross the street backed up at same time- it was ruled I was at fault --I had the slower ... |
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 Does medicaid cover circumcisions? |
| i was just wondering if utahs medicaid covered getting your baby boy circumcised. i have read to different things, i read that if u get it done after delivery it covers it and i also read it doesnt ... |
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 Baby health insurance question!!? |
| my insurance company told me when i called that i couldnt put my son down without a SS# but when i got the ss card i called back and they said i cant do it because it has been more than 31 days since ... |
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 How can i get life insurance for my family? |
What do i need to do to get life insurance for my family ,what exactly do i need,and how do i do it ?...and where do i go ?
Additional Details
whats the amount is best to ask for ?... |
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 This is really ridiculous. Two months ago I totaled a car that I am still financing. I didn't have full? ? |
coverage on it. I want to get this car out of the collision shop and junk it.
Today I heard one of the most ridiculous things- that I can't junk a car that I am still financing, EVEN if I ... |
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 What is workers comp? |
i was doing overnights at work, and i broke my toe. [i'm a HUGE klutz] but anyway. my parents told me to go through workers comp and i had to go to a different doctor and everything.
i have ... |
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 How much does insurance usually cover for a nose job? |
I'm thinking about getting a nose job when I'm 17
It's for a slight deviated septum and to make it smaller
How much does insurance usually cover?... |
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 Can an Insurance company take back paying for an illness after they have paid 10 months for all of your bills? |
| An insurance company has paid for a pregnacy - All doctor visit and the delivery and now they are saying that my daughter is not covered - Can they do that?... |
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 Do you have to use your primary health insurance at a doctor's visit, since I have secondary insurance? |
| I have a better secondary health insurance from my spouse. I tried to drop my primary insurance, but I have to wait a year by law to drop it. I went to the hospital for a MRI. It would cost me $600 ... |
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 Question about insurance? |
| i plan on going to school next fall and joining the football team but I have to have insurance to join. My parents want nothing to do with me after i graduated from highschool and don't want to ... |
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 Who are health insurance companies accountable to? |
In other words, if you have a compliant or need to resort to some legal measure, to whom are some people you can report a given insurance company?
To be specific: the problem is that I was ... |
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 Based on experience, which exclusive insurance company would you say is the best overall to work for? |
| I want to open a captive agency to write P&C Insurance. Which company do you think has the best rates and best overall product line available today.... |
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 My dad recently passed away I know that he left an insurance. How can I found information about it.? |
| So if anyone has experiment on this before please let me know.My dad would really had wanted me to find out about everything he lefted for us.Thank You.... |
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 Denied for medicaid? |
| Okay, I applied for medicaid for my family two months ago. After what seemed like forever we finally got our information in the mail. My children were eligible, but my husband and I weren't. I ... |
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Sandra | I just started my own consulting firm what's the best way to set up health insurance...i'm the only one. |
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MissV
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Ask the health insurance provider if they have a 'one man group' policy. Prudential and some of the larger companies used to, however, as a new firm it may be difficult to show that your company can pay the bill. So to assist in building credit ask if the company can be billed and you serve as the personal guarantor.
Depending on the amount of coverage you need and your age, you may want to purchase an individual policy with large deductibles to keep premiums low. |
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Insurance Biz CT
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Most of the people answering this question have good ideas, but I think we sometimes forget that laws of insurance differ from state to state. We don't know where you live, so we shouldn't assume anything.
In CT, there is insurance coverage for a "Group of 1". While it is not guaranteed issue, they are a bit more accepting of conditions that would not be covered in individual policies.
Individual policies are typically less expensive than "Group of 1" policies, however, there also may be limitations on coverage. In CT, they limit your prescription benefits to an annual max, typically less than $2000, and most don't cover maternity.
The bottom line is to find a licensed, experienced, independent agent in your area who works with health insurance and make an appointment to discuss your situation with them. |
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worldstiti
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talk to an insurance professional. if you belong to a business organization like a chamber of commerce, they sometime have health insurance plans for members. |
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ny2fl
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depending on your state's laws, you may be better off in an individual plan or an association plan. i'd speak to your local chamber of commerce to see if one exists. |
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Rick
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You might want to try and bookmark this site for research information on health insurance. news, articles and more. It may have the resources to help you with your question about setting up health insurance for a business.
http://www.healthinsurance-guide.net/ |
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Ameriplan Broker
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there are various options depending on what your needs are. Check out these websites for additonal information.
http://www.IBOPlus.com/40485726
http://www.EveryoneBenefits.com/40485726 |
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LMR
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If you are healthy (no health issues in the last 10 years) then you will probably qualify for an individual health insurance plan. Everything else being equal, an individual health plan will be approximately 1/2 to 1/3 the cost of a comparable group health plan.
It was mentioned by another answerer that you are not eligible for a group plan as it is only you - that is usually correct but not always. You may be eligible for a group plan depending on your state of residence and a few other factors. For example, in the state of FL there is an open enrollment every August for sole proprietors which wish to enroll in a guaranteed issue group of one plan.
You will do well to read the article in the source box below outlining some of the important things to know as a self employed person with regards to health insurance. |
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larsgirl
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talk to the local chamber of commerce, business and professional women's club.. they may have options for independent biz owners.. and the networking won't hurt either. |
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mbrcatz
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Contact the agent that's handling the rest of your insurance, and ask him for a quote.
You'll be getting an individual health plan. There aren't any options - you can't have a group of one. |
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hightechchic
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Unless you have serious pre-existing conditions, your best (and cheapest) option is to get an individual policy.
Most companies require a minimum of two people to start a group policy. And even if you were able to get one, the prices are typically much more expensive (if you're healthy.)
However, if you do have serious pre-existing conditions (and it might suprise you what qualifies as "serious" to a health insurance company), you should probably look into going through a third party W2 contracting firm.
Right now, I have my own business, but I run my contracts through a company called MyBizOffice (see link below.) I get access to their health insurance plan, which isn't cheap though it is by comparison to an individual plan for a diabetic. Even better, they handle the taxes and there are other benefits including a 401k as well as reimbursement for expenses (pre-tax instead of waiting till the end of the year.) And no, I don't get any kind of rewards for referring people.
If you decide to get a policy on your own, you could start with the online comparison tools to find out what companies are available in your area. However, the quotes from those things really aren't terribly accurate since they don't ask for a lot of medical information (which is the biggest potential for rates to sky-rocket.) They also don't tell you anything about the local networks in your area (and since most plans are based on using networks to reduce costs, that can be a VERY big deal.) I recommend you find a local agent (maybe you already have one for your car insurance, etc?) and make sure that they take the time to ask you some questions and listen to you before they starts throwing quotes at you. |
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