What is State Farm Universal Life Insurance Option 1? |
| My brother passed away about 2 weeks ago and the other day he received a letter from State Farm telling him that his policy had started (about 20 days before he was killed). I think that it is Life I... |
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Got my life and health insurance producer's license.Whose a good company? |
| Feel like I got the license in vain.Everyone that I look into wants money from me(UGA,Cornerstone) to join even though I have the license.... |
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What should insurance companies do to deal with the possible implementation of Obamas healthcare proposal? |
I want to know what is going to change in the market and what companies should anticipate with the new program that will be implemented in 2010. Additional Details I need to know what to ... |
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Dental insurance?? |
| My dad gets dental insurance through work but there is a problem, no dentist in our city take the insurance that he gets from work, there is only one dentist and they are full and won't take any ... |
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My mother-in-law has money taken from her account from FSA. How can we find out who that is? |
| My mother-in-law died recently. We checked at the bank to see if she was paying on any policies. There were 4. Two of them were contacted by the funeral home. We are waiting on them to send the ... |
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Question regarding buildings/contents insurance |
| When applying for household insurance (buildings and contents) is it necessary to have my husband as a joint applicant - it makes the form filling easier if I don't but would it have any ... |
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Health Insurance Plans??? |
Is there any good health insurance plan???
Which is the best among all???... |
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Is the housing market going to continue to drop and for how long? |
| My wife and I plan on buying our 1st home soon within the next yr but really want to wait till the housing market is at it's lowest.... |
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How much does scoliosis surgery cost with insurance? |
| i know it costs about 100,000 with out insurance i was just wondering how much money the insurance company ... |
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Life Insurance in the millions.... |
| Isn't it true that when you have a life insurance policy in the hundred thousands and even the millions the life insurance company sometimes doesn't have the money to pay you all up front. A... |
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Legal Advice please: My son threw up on the piano at his lesson...who is responsible to pay for the damage? |
| My son threw up on the piano. His lessons are at a piano studio in an office complex. The owner asked if I intended to pay for a professional cleaner and "implied" this could permanently ... |
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Change in health insurance is required.. |
Hi ,
I am in Chicago and I want to change my insurance company for health.. Currently I am paying above $90 per month which is high for me. I feel unnecessary to pay so much..so I would like ... |
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How do pre-arranged funerals work? |
| Back in 1986 my mother pre-arranged and paid for her funeral. I was just a kid back then and didn't think anything of it. When she passed away I found out that it was actually some sort of ... |
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Where can I get E+O coverage as an independent insurance agent in Texas? |
| I want to begin work as an independent insurance agent. I am licensed in P+C, plus Life, Accident and Health. I live in Texas. I want to start selling insurance for multiple companies. But a lot of ... |
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If spouse is retired nypd and i am working full time, whose heath insurance is primary FOR HIM? |
| My husband is retired nypd and gets ghi health insurance through them. i am working full time at a public school and get family insurance thru them. i have been told that my insurance is primary ... |
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video production | I know this may seem like a silly question, but can you insure just a body part? |
my husband is an artist, and I was thinking one day what if (God Forbid) my husband injured his arm. That is basically something that could devastate us financially. Could I insure his arm/hand? |
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Cat
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Yes, it's possible to get special coverage for something unique. It's generally expensive, and not all insurance carriers would be willing to write up a policy for it.
If might be cheaper to get a disability policy that deals with any injury or illness that prevents him from working, and pays benefits accordingly.
And that would cover a head injury that affects his ability to use his arm, and any illness as well, rather than JUST injury to the arm. Getting a policy that only covers the arm, leaves open that "devil's details" circumstances - where he's injured or ill in some way that prevents his making art, but the arm itself is undamaged. |
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ME
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yes, there are specialty companies that insure body parts. Lloyds of London, for example, would insure something like J. Lo's booty. I imagine its pretty expensive, but it is available. |
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Insurance Pickle.com
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Yes and no. You can't insure his arm, but you can buy disability insurance in case he's unable to do his job. A model can insure a body part like legs, face, etc.... They could become scarred, burned, etc.. whereas they would still function and not physically keep them from doing anything, but as a model their economic value would be gone.
So, yes you can, but not for your husband. Just buy disability insurance. |
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bud68
 |
What he needs is disability insurance, not "body part insurance." |
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golferwhoworks
 |
done all the time Lloyds of London is the company and they will insure any thing. Singers have had their voices dancers their feet. Hand models their hands on an on it goes |
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joearnold00
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Yes. There are companies that do that. A majority of models actually do that. Especially people who are hand models or models for specific body parts. |
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