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 What laws in California can a doctor use against me for spending insurance check?
What laws exist in California that a doctor can use against me if I spent the money the insurance sent me for medical services he performed?...


 What company offers the best commerical auto insurance ?
...


 Retroactive auto insurance premium?
I obtained an auto insurance policy in August 2007. In January 2008 (five months after the policy was purchased) I received my policy renewal. The renewal price was substantially more than the ...


 Should I purchase Identity Theft?
I lost my ssn card a few days ago, so I applied for a new one, and I also put a fraud alert with the 3 credit bureaus, BUT I was reading this Protection Plan they offer for $15 a month and I was ...


 What is the meaning of "EMPANELMENT"?
this i hava read from a resume that "eampanelment of highnetworth individuals and retail advisors". he is applying for the post of branch manager for an insurance company....


 Are there any affordble insurance plans that back pay for 2 month old hospital bills?
i had a baby before my insurance was active and they billed me for it and now their saying they cant pay it. so now i could be stuck with a bill i probably wont even be able to pay.. any advice? no ...


 Where can I get private health insurance?
I need health insurance, like I know many people do. I have cancer, but I guess that's not considered a disabilty because I was turned down. My job does not pay for medical.

I ...


 What is the best life insurance for a young person 22-35?
I want to be able to use it against my mortgage. Is it possible to get money from it and not have to pay it back after a while or something? And will that change my policy in anyway?...


 Most mortgages are repaid in equal monthly payments. What two amounts are included in each payment?
Most mortgages are repaid in equal monthly payments. What two amounts are included in each payment?...


 Dad's insurance won't pay for needed treatment...?
I'll make this as brief as possible...my father has a blood condition; he is missing a chemical in his blood that is essential for his immune system. He receives shots or "infusions" ...


 How can I get US health insurance for my (non US residents) parents (in late 50's)?
This is both an "Immigration" question and a "Health Insurance" question. My parents will start living in the US several months a year or more as legal visitors to live with us ...


 Do they have to offer benefits?
I'm trying to find out where I can look to see if my employer should be offering health benefits to full time employees. I thought when a company employed a certain number of employees they had ...


 Living on my own?
igonna have to leave home soon when i turn 18 so im making my financial plan. its kinda hard and im not sure if ive got all the correct numbers. how much does life insurance, dental insurance, and ...


 Have I been tricked into a contract?
Ok I know in a lot of cases this would be considered my fault.

I'm getting ready for college and my goal is to make the football team. I wanted to be prepared for the tryouts so I ...


 Ok where can someone get health insurance?
ok where can someone get health insurance to get a vasectomy reversal is there any health insurance that helps pay for ...


 I'm 24 years old. My auto insurance 170 per month. How much % will drop insurance premium after 25?
...


 My Dad lost one of his eyes because his health insurance wouldn't pay for it, what lawyer should I contact?
Hello,

My dad is retired and on welfare. He has 3 health insurances total and a letter from one of his health insurances that states the other health insurance should pay for all of his ...


 I had renters who burned down my home, my insurance company is reviewing the case any advise?
I have a home owners insurance policy and assumed that was enough coverage, the renters had renters insurance when they rented from me but did not keep up their payments. The insurance company said ...


 Can I get Medicaid just because I'm pregnant?
I just found out I'm pregnant. I have health insurance though my job, but it won't pay for everything. My husband and I tried to save money while he was in Iraq so we could one day ...


 Bank of america?
i recently got my car stolen with my bank account numbers and my id in there... is there anyway that the sadistic thief who robbed me to somehow get into my bANK account and take the money?? and no ...



sigmagammarho
I live in louisiana and my fiancee wants me to insure his car.?
What risk are there for insuring his car? Could I be sued?
                     
 




Answer Man
Technically, you can not insure another person's vehicle on your policy. You must have an "insurable interest" in the vehicle. Which means that you must be an owner of the vehicle to have it on your policy.

But, if you lie to your agent and tell him you are the owner of the vehicle and your boy friend will just be driving your car, you could lose a good driver discount if he has an accident or ticket.

Check this link for more info:

http://file5.com/search5/auto-insurance-"insurable-interest"-louisiana

.


mamatohaley+1
Chris is correct. You have to have insurable interest.

If you went ahead and obtained insurance by not telling the truth coverage could be denied if claim filed.


Chris
You can't insure a vehicle you do not own. You have no insurable interest.


bbumple
Rating
A few corrections to previous answers. You can get liability insurance for this vehicle, even if you don't own it. Your insurable interest in this case is the fact that you would be driving the vehicle and thus be liable for any damage caused as a result of any accident you caused. However, if you are living in the same household and you insure the vehicle in your name only and he is in an accident with it there may be no coverage, depending upon how thorough of an investigation the insurance company does.


robert w
Rating
Since you can not insure his car . You better ask your self - Why does he want you to do this?
Never co mingle assests before the ring and ink are dry. Bad business.
you might look at DaveRamsey.com for pre marriage (money) counseling befor the wedding.
Better saved than sorry.


mbrcatz
Absolutely!! Plus, if YOU are insuring his car, it will need to have ownership transferred to you, as well.

Also, if he's driving it, he will STILL need to be listed as an operator.

I'm not sure what he's hoping to gain by this, but you have NOTHING to gain, and everything to lose by it . . . I would wait until you guys are married before hitching my horse to his wagon!


Big V
Rating
I live in Michigan. My mom always told me to never insure anyone elses auto including my own children even.

When you put that vehicle in your name you can probably be held liable for anything the other driver does behind that wheel.
Everything goes back to the Title holder. Be careful

Sure he isn't looking to get married to save on insurance?
that is one tall order. I would not do it.


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