Why does Suze Orman hate whole life insurance? |
Orman repeatedly says how much she hates whole life on her show.
I was doing a bit of research and found that Robert C. Wright who is the head of NBC Universal (Suze's Boss) spends 506,000 ... |
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Is plumbing failure covered by home insurance? |
| pipes under the house are broken th the sewer lined requires breaking up the floor of basement and lavoratory to ... |
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What's the cheapest/best insurance company? |
| I've seen all the crap on TV... insurance companies claiming you can save hundreds of $$$ if you switch to them... I currently have my full coverage policy through State Farm. Can I REALLY save ... |
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Does a homeowners policy cover excessive damage that the tenants did to a rental property? |
| After surveying the property upon the tenants' moveout, I discovered that they had completely trashed the place, doing damage far in excess of the security deposit. Is that something that would ... |
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Insurance Agent? |
| If I wanted to become an insurance agent, how do i go about getting an insurance job, just so i can gain some experience? Are there companys that do paid internships near stamford, CT? T... |
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How will know if an auto insurance company is fraudulent or not? |
| what agency should i go to check whether if its legal or not?... |
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Is sump pump failure and related damage covered by most homeowner’s insurance? |
| Is sump pump failure and related damage covered by most homeowner’s insurance and do I have to wait for the assessor or can I repair the pump and start getting the water and damage dried out...... |
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Does having an STD make your LIFE INSURANCE higher? |
| I want to ask a couple friends about getting life insurance. They don't know that I know they have an STD. I don't know how to handle the whole situation....any advice?... |
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High deductible, low premium? |
hello,
can someone please explain insurance terminology?
what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing insurance ... |
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What does a person do when they cant afford medical insurance? |
| My husband is self employed and we cant afford medical insurance......we dont qualify for medicaid .....i had to go to the ER and the doc said i need a hystorectomy.... costing ALOT of bucks......so ... |
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How can I stop the computerized sales calls about any kind of insurance? |
| Several times each week, I find messages on my answering machine trying to sell me health insurance or warantee packages for my car or ways to lower my credit card balance. How can I get this to STOP... |
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Why is it that some small companies don't offer health insurance for employees? |
| I work for a successful company but there is only 6 employees in it. Our company doesn't offer any health insurance benefits. why?... |
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What's required of me to start a business in Insurance? |
I'd like to start a business offering car insurance, but I don't know a great deal about the industry and how it works. Are there any special requirements in order to offer insurance?
<... |
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Why are insurance companies allowed to take information like sex and age into account? |
| Okay, I am pittyfully unknowledgable about insurance, but it seems like one of the few areas where a company is allowed to descriminate (for want of a better word) based on information like age and ... |
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sarava | I need a knee surgery? if i get medical insurance. it will cover the 5500 i need? |
my question is when i get interviewed for insurance, should i not tell him about the bad knee so they will take me?
i know the surgery will help and i can just wait a month and say i had a sporting accident? |
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Faye H
 |
You could tell them you had an accident and then get prosecuted for insurance fraud too. Then you could get your knee surgery for free in jail. |
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Insurance Biz CT
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Making a false statement on an insurance application is fraud. If, within a few months of obtaining coverage, you go into the hospital for surgery, the insurance company will investigate your medical records. Your doctor will have to tell them that he advised the surgery on the date that you initially saw him. This will disqualify you due to the pre-existing condition. They have the right to decline coverage for the injury, cancel your insurance coverage and/or prosecute you for insurance fraud.
Use your head and be truthful. If you do not have coverage and are in need of surgery, you will be responsible for the cost of the surgery. Insurance is for unknown future risk, not for a known, planned procedure to correct an existing problem. |
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Cindy Roo
 |
No, they will get your medical records and find out you lied on your application and cancel your insurance and return the premiums. You can't wreck a car and then purchase insurance to fix it, it just doesn't work. You can purchase the insurance and tell them about it, and if you can go without treatment for two years, then it will be covered. |
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nkc72
 |
Your best bet is to go overseas to have the surgery. There are a number of top-notch hospitals in Thailand and India who do all sorts of procedures for fractions of what it would cost in the US or other Western nations.
http://www.bumrungrad.com/thailand-hospital/ |
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mbrcatz
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Well, a doctor has ALREADY told you you need knee surgery, right? So if you don't thell them about the knee so they take you, they WILL find out through medical databases - and not pay.
So I don't think it's going to matter either way. I don't see them paying. |
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Sheree H
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You won't be able to get insurance to cover anything pre-existing.....did you really think they are there to help you? Heck no! They are there to make MONEY and the more they can squeeze from you without covering you the better!
However, this doesn't mean that you are stuck paying full price for that knee surgery, nor should you have to wait to get it done!
Check out this:
http://www.qualitymedicalcare.org
There are no claim forms, no pre-existing injury clauses, no waiting periods....none of that garbage and it is saving people like you thousands of dollars every day!
Good luck!! |
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BOOBABY
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They will know....they are great detectors of false claims..... |
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