 What is the best life insurence package for me? |
| I am a 30 Male got 18000 Salary with a family od 3... |
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 Where can i get affordable health insurance for less than 100 dollars a month? |
| just for me. i dont want a company that will take a week to decide..i want something fairly fast...can anyone help/? ... |
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 Self-employed... yes or no? |
| Overall, cosidering the pros and cons, is being self-employed a good idea?... |
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 Can spouse cut off medial insurance for me? |
my husband left and cut me off from the credit cards and took me off the medical insurance from his job, can he do this? and if not what should I do. Please let me no asap.
Thanks
K... |
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 Best health insurance? |
| self employed, 59, good ... |
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 How long can you wait to notify a insurance company about a potential claim? |
| You know how an insurance tell there clients that they have to report a claim(personal injury/premise liablity) or something. Most insurance policies have a requirement that your notify the insurance ... |
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| I am currently living in New York State and am considering moving to North Carolina. How do I get individual health insurance quotes while still living in NYS? All the websites ask you to provide a ... |
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 How can i become a model at 16 who gets paid? |
| do you guys know any good websites i can apply for or any trustworthy agencies?what does it TAKE to be a great model? im 5"9 btw and my **** arent so huge either(like a B cup borderline C)... |
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 Where to get the cheapest car insurance? |
| girlfriend is unable to be covered in my insurance from work, sshes a new driver and is looking for where to get the lowest quote, any ideas?... |
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 Who's fault is it? |
| Recently, I was in a minor car accident. I was backing out of a parking stall, so was the guy behind me at the same time. We ended up hitting eachother's back bumpers. There was no damage done ... |
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What are the logistics? Also: If they really make a profit then doesn't that mean that we really don't need them? (If you know what I mean)
Additional Details
It seems that ... |
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| Multiple choice?????????? |
Sena lives in a state with a no-fault insurance system. Twiggy runs a stop sign and damages Sena's car. Because Sena was not at fault, she can make a full claim on:
(A) their states no-... |
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 I'm being sued after rearending someone.My insurance will pay for it all. Will this stil impact my credit?how? |
| I am worried about this lawsuit negatively affecting my credit even though it is well within my insurance limits and will be paid. This is my very first accident and I am 42 years old. I have great ... |
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 I'm a 24 yr old female, and I am looking for health insurance.? |
| I'm single and I don't have any kids, so I just need something to cover the basics like medical and dental and at a somewhat decent price. What do you suggest? Which health insurance ... |
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cpuchkoff07 | I need a life insurance policy that is affordable for my mom who has cancer? |
I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her insurance under $100 a month. Ant ideas? |
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Chris C
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There are no life insurance policies that you can get. Sorry to hear about your mom and I wish there were options for you.
Life insurance is something you will never use until you actually need it. And when you need it you can not buy it for any amount of money. It's just like a toilet plunger or a spare tire. You never buy it with the intentions of using it that day, you buy it just in case. And when you do actually need it, it's priceless.
If insurance companies offered it to people with terminal illnesses no one would buy it when they are healthy and the insurance companies would go broke over night.
Carmine, there are gauranteed issue products out there, but they all have qualifying periods or pre-existing clauses where if a person dies within a certain period of time from one of a number of conditions (almost ALWAYS including cancer) the claim will be denied.
If she recovers from the cancer, typcially the waiting period to apply for insurance is 5 years (depending on the seriousness of the cancer and the treatments and follow ups required). |
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Spock (rhp)
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there aren't any.
and any policy will come with a rider absolving the company from paying for any known in advance condition, such as cancer. |
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kwflamingo
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Because of your mom's condition, insurance companies will not insure her. If she goes into remission, and is cancer-free for a certain amount of time (maybe 2 years), then MAYBE they will write a policy. Take the money you were going to spend on life insurance and just stick it in the bank in a high-yield account (as high as you can get these days). This way you can also access the money if it is needed. |
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Richie Rich
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Any life insurance you get now will be a very small policy. It will cover burial and very few medical bills.
They would all be under a guaranteed acceptance plan of up to roughly $25k. Most also have a 2 yr exclusion on them for anything.
Your best bet right now is to put that $100/mo into a money market or similar account and let it accrue interest.
I wish your mother the best. Now, if she beats the cancer, it will be about 5 yrs on average before she can get life insurance without a penalty (or at all). |
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burtongrl
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Most insurance companies require a 6mo -10yrs waiting period after completion of all cancer treatments depending on the type of cancer and weather it metastasized or not.
Check any current policies your mom may have to see if they have a GIO or guaranteed insurability rider... which would allow her to increase a current policy regardless of her health.
If she has none, I have heard of a company called Globe life which does everything through the mail. It only does accident and term policies. Make absolutely sure you are not buying accident only insurance through them. They make it very hard to decipher the difference. Get the term policy and she will not require a physical. |
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annazzz1966
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Usually the state will provide catastrophic insurance for people with terminal diseases. Check it out with social services. |
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carmine
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read your answers so far all I can say is wrong wrong wrong there are simple issue policies that will cover her depending on age will be less than 100 dollars please,if you want help respond back my address is included |
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