Contents Insurance refusal due to minor conviction?, advice please? |
| I want to get house contents insurance, and until recently were insured with one of the high street banks, I have a minor conviction for common assault which has led to me having a criminal record, ... |
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If i have medicaid, does my baby's father have to pay child support? |
| Me and my daughter have Medicaid and they want her father's information so they can get child support from him, but he is in our lives, and helps me take care of her. I do not want him to pay ... |
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Health insurance question!!!? |
| i was looking at some health insurance and i was wondering what it means when they say "0% Coinsurance after deductible"... |
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Health insurance for a baby? |
what insurance would be the most economic for my infant?
i tried applying for the Oregon health plan for my baby but they denied it to my daughter because of my parents income. any suggestion on ... |
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My son was burned in a house fire, will the homeowners insurance cover his expenses? |
| My son was spending the night at a friends house when a fire occurred and he suffers from 3rd degree burns possibly needing skin grafts. We cannot afford these costs and they have homeowners ... |
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Can my wife collect unemployment insurance in California if she quits in order to move with me 150 miles away? |
| I read somewhere this is possible, does anyone also know where I can find out about the exact details of this law? Thank you.... |
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Does anyone know a insurance company I can work for that pays salary + commission? |
Additional Details I'm in memphis,tn and had an interview with New york life Insurance, anyone famaliar with this firm. I'm wondering if they offer salary + commission. I ... |
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Best individual health insurance plan? |
| My husband and I just found out that his company is raising our medical insurance rates from $212 a month to $400 a month, so we are trying to shop around for the best rates. We have found some, but ... |
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Can I have life insurance from multiple insurers? |
| I have life insurance through my employer. But the max I can get is 5 times my salary. Because I don't think that's enough to support my wife in case something happens to me I also have ... |
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I am looking for the best ppo plan and the best company for me and my family in Texas.? |
I have researched alot of the different coverages and it seems that ppo is the best option.
We live in Texas, my wife and I and our 2 year old daughter, I need a solid/excellent insurance ... |
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Renter's Insurance??? |
| My property manager at my apartment building just notified me that I have 30 days to provide proof of renter's insurance (minimum $50,000 in liability coverage). I've never heard of a ... |
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What would life? |
| be like if we didnt have to pay taxes....better??... |
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How much do contact lenses cost without insurance? |
| Including the price of the exam to. What about glasses?... |
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Should we have whole life insurance? |
My husband is 26 yrs old and he bought whole life insurance. I tried to tell him to get term sicne we are so young, but he wouldn't listen. Can anyone help me? Additional Details i ... |
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What in the world is going on? |
I have insurance through Fidelis Care New York. I have NEVER had any problems with them, ever.
Today, however, I got this strange letter in the mail from them. Basically, it is saying ... |
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xclusivityforu | I need a second opinion on this bus.fianance question? |
Bob Brown was recently involved in a minor auto accident. His car was hit from behind, and he, in turn, slammed into the car in front of him. He would like someone to explain his coverage and show him where, in his auto policy, each of his losses might be covered. The explanantion of coverage and the location of coverage should be in general terms for most auto insurance policies, please do not use only your personal auto insurance policy as your guide for your response.
Help him out by doing that for each of the following items.
The cost of a medical checkup for his passenger, Ruth
The front and rear damage to his car
The damage to the car in front of him
The damage to the car behind him
The total amount of liability protection for bodily harm and property damage |
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mbrcatz
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some states use ISO auto forms, and some don't. It's an impossible question, not knowing which state he's in.
Also, some states have "no fault" for medical, meaning Ruth would always collect under her own policy. And some states don't do seperate medical benefits at all. |
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♥alsmom♥
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It's called cheating doing school assignments like this! |
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Helmut
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I agree with alsmom. The answers are probably readily available in your textbook. |
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STEVEN F
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The car that rear-ended Bob is liable for the damages to all vehicles. The only case in which Bob's insurance would cover anything is if the driver that hit him does not have sufficient insurance. In this case, 'uninsured/under-insured' coverage on his policy would cover damages to his vehicle and injuries to him and his passengers. The vehicle in front of him would have a claim against the 'at fault' driver or their own 'uninsured/ under-insured' coverage. Bob is not liable for damages or injuries involving the front vehicle. |
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jbowler
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In this situation the driver who caused the accident, the last in the chain, is the responsible party for damages caused to both cars ahead of him.
The car in the middle and the first car owe no liability damages to either each other or the last car.
As far as medical expenses and collision coverage is concerned, each car's insurer would pay for medical care to each car's occupants.
If injuries are serious enough, a lawsuit will be filed against the last driver.
Collision damage should be paid by the last car's insurer to avoid having to pay your deductible.
If the last driver has no or not enough insurance, claim under your uninsured motorist coverage.
Total liablity protection is based on the coverage carried by the last driver and if necessary your unisured motorist coverage. |
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mkulda
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This is totally going to depend on the state insurance laws in Bob Browns' state.
If he is in a traditional tort state there is going to be a different nexus of coverage than if he were in a no-fault state.
You have to determine that before you can begin answering any of the above questions. |
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