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 I'm scared to file for workers comp?
I've been working as a cook at the same restaurant off and on for the last several years. For the last several months I've been working as the grill cook which involves repeated lifting of ...


 How much does an insurance agent make yearly?
...


 I have state farm insurance ..how long does it take for a ticket to be cleared from insurance?

Additional Details
i live in ohio and the ticket coming up on 3 yrs is a minor accident......


 My brother is primary beneficiary and Iam secondary can I challange the money allocation?
My father recently passed away and my brother was listed as primary and myself as secondary. He has chosen to keep the entire amount and not split it between the three siblings. Can I challange this ...


 Is Gerber Life Insurance a scam or a lagetimate company?

Additional Details
are you sure it's ligitimate? Becaus i was working for a company that was involved and paying into this for 2 daughters but have stopped because seeing one of ...


 Can I get a medicare card at 65 and not use it?
can I get a medicare card when I am 65 and not apply for the medicare insurance ...


 If you're pregnant, use your employers Insurance and change jobs, will your new Insurance cover the pregnancy?
My Friend is faced with this situation. He is considering chaging jobs but his wife is pregnant. Will there be a loss of coverage if he changes jobs or will the health benefits of the new employer ...


 I need health, vision and dental insurance. Who has the best rates in Michigan?
I am starting a job that does not offer insurance and I need to purchase some for my son and I. Any suggestions?...


 Why was he so lucky?
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 Does life insurance cover suicides?
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 Can I put my girlfriend on my health insurance if she lives with me? Or do we have to be married?
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 What do you think abou gerber life insurance for babies and children...?
anyone ever cash in a policy after age 21?...


 Can anyone tell me how i find out if an insurance policy that is over 40 years old is worth any ting?
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 I was declined for medical insurance. Why?
I'm 54 and in good health. Last year about this time I applied for a medical insurance policy outside of my employment. I applied with Blue Shield. I currently take medication for high ...


 Lack of heath insurance in Georgia?
My friend's husband got into a motorcycle accident recently and ended up going to the E.R. Problem is, they don't have health insurance because he was fired from his job. I've been ...


 Why should we pay for hurricane insurance year round?
There is a hurricane "season" after all! A law should be made that non season months we are not charged and they cannot raise the payment for the hurricane season months once the other non ...


 Insurance question?
Is it necessary to get full replacement insurance for a home or is this the more expensive level needed for home ownership. example, we are being insured for what it would cost to replace the home 25...


 I am 40 yr old and have 3 children age 2,5and 7 respectively i have about 1.5 lakhs an want to invest on them?
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 Why can't I find out what complaints State Farm?
I have search the BBB, NAIC, AMbest.com I am not paying a penny to insurance until I can determine what complaints exist, how many, and for what reasons. Does anyone keep track of these records?...


 I have a serious doubt with regard to term plan insurance. In the present scenario, 21st Century, is it worth?
In term plan insurance, if the sum assured is 10 lakhs for 20 years, paying Rs.2500 annually as premium, then if the person is still alive after 20 years, will he receive a single penny back?
W...



MarJohn
I need affordable health insurance?
I live in Monmouth Co., NJ, and I need to find affordable health insurance. I was covered under my parents insurance when I was in college, but I am now 22, and own my own home w/ my fiance. My job does not offer health insurance, but I make a decent amount of $ there. I am getting married in 2008, so I will be covered under my spouse's insurance then, but I need to go to the dr. now! Nothing life threatning, but I would like to have the piece of mind knowing, god forbid, if anything happened. Please help!
                     
 




trish
Have you thought about doing a civil marriage before your "real" wedding in 2008? That would allow you to get on your fiance's health plan. Your coverage would be effective on your marriage date.

My husband and I got married at our local courthouse a year before our "real" marriage for health insurance purposes. We are also in NJ and were paying over $500 a month for his health insurance. It was a good plan with prescription coverage, which we needed due to his asthma and some other health issues. We took the money we saved on health insurance and extended our honeymoon by a few days.


Rick
Rating
You might want to try and bookmark this site for research information on health insurance. news, articles and more. It may have the resources to help you with your question.

http://www.healthinsurance-guide.net/


noob23
Rating
Join the club. NJ sucks and so does health coverage. I live in Bergen County, NJ, and my company health plan costs more than $1,000 a month for the family coverage!

I'm moving down to FL next month. I hope it's better down there.


answers for people!
check out prices for the major players in your area. i'm not sure what they are in NJ, but websites should be able to help you out.

keep in mind that the lower monthly price, the more you will pay out of pocket when you do visit the dr. say, a $60 a month plan is cheap, but a visit to your dr may cost you $80 in addition. prescription drug co-pays may be high. etc. whereas a $300 a month plan isn't cheap, but you will most likely not have to pay any out of pocket expenses besides office co-pays etc.

don't want to say it, but if you have a major accident and have cheap health insurance, you could owe tens of thousands of dollars when you get out of the hospital. it's all about risk. what level of risk are you comfortable with?


mbrcatz
OK, well, the INSURANCE is likely to cost much more than the doctor visit. A comprehensive plan with copays and not much deductible will run you about $250 a month. If you take on a hefty deductible, like $5,000 (and you KNOW the doctor visit will be under that!), it's going to run you about $100 - $125 a month.

That's just what it is.

So visit the guy who does your house insurance, and ask for a quote. It will probably take a few weeks to get the health insurance in place, so allow some time.


generous
please try this <a href="http://www.anrdoezrs.net/click-174... target="_top">help!</a>
<img src="http://www.lduhtrp.net/image-174819...


iceman
At 22 the best thing to do is get catastrophic insurance for now. That only costs about 75-100 a month and will protect you against real expensive health issues. Studies have shown that its cheaper to go to doctor up to 5 times a year for general check ups then it is to get full health care coverage. So you are better off just paying for Doctors visits and pills on your own for now and get the catastrohic as a back up in case of severe medical bills.

Thats what I did until I got on my wifes coverage also. In the last 4 years I have spent less then 1k total on doctors bills. Getting full health care coverage would have cost me at least 250$ a month ( even for a lousy plan).. so you do the math.


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