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My employer does not provide health insurance and I have to buy my own. What am I looking for? It's just my wife and I, no kids, no plans to have any.
What health insurance provider ... |
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I just purchased this medical insurance a few minutes ago,
"Breakthru 80 Plan, $500 Deductible" with Regence Blueshield. I am a little concerned on what is going to happen. I see a A... |
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| Will my insurance cover this?!? |
| i was wondering, health insurance covers a lot of things, such as it will pay for half of your gym membership if you go a certain amount of times. i want to sign a martial arts center, could this be ... |
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| If the doctors are all computerized and paper work for patents as well as for filing insurance claims made faster by less paper work, will it drive the cost of health care down? Thanks in advance for ... |
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 Am I paying too much for health insurance? 29 year old healthy non-smoker paying $114 a month? |
| I am a 29 yr old, in shape, non smoker/drinker no history of health problems, and they just raised my health insurance from $98 to $114 a month. I live in Florida, and this seems very high to me? I ... |
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| My workplace is switching our health care provider from Anthem to Connecticare starting Jan. 1st. I have been seeing a Psychologist for PTSD for the past two months. She has only billed my ... |
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| I would like to know if any health insurance company offers a policy that covers unmarried sisters, mother and brothers and also i would like know if there is any tax exemptions available for that.... |
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 Good Guaranteed return pension plan ???? |
| Please suggest a Good and Best Pension Plan of any company (private or government) which gives me a guaranteed return approx 25000/- every month (as pension) after 20 years up to my death and then ... |
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 State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal? |
| What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on ... |
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 I has my daughter when i was in high school mom provided insurance and everything else always have I got an? |
| apartment through the housing authority my daughter stays most night with my mom an so do i am i eligible for any benefits medicaid food ... |
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 If a dependent child commits suicide while under a life insurance policy, does it still pay? |
| I've been checking around to see whether life insurance policies pay out for suicide, and it says that usually the catch is that they don't until two years after the establishment of the ... |
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jadebugsmom | I need an honest answer: Are you ready financially ready for death? |
What about disabailty?
Do you feel you have enough disability insurance?
What about life insurance? |
 |
 
Asset Management
|
Hmmm, Sounds like your looking for customers- not answers?
An Financial Needs Analysis can anwer your questions to all the above.
Free at http://www.primerica.com/kathyreilly |
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McCann
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I think it's perverse that in our society we have to worry more about our end of life financial situation rather than our very death itself. Life insurance is not a great option for most of us healthy enough to qualify for it, my advice would be to move from the US to some Nordic country which cares for its elderly.
When I die, I want people to say of me "That guy sure owed me alot of money." |
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SMITIMB
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Easily - it costs about $16 per month for my $300,000 policy, but I'm a 29 year old non-smoker. It will be different when I'm 85 paying $150 per month for $8,000. (adjusted for inflation of course)
I do do disability, but I probably don't need to. Maybe my money will go to someone that needs it. |
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£500 million
 |
I'm not sure |
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Samuel
 |
Yes. First of all, after I am dead, I won't need any money and I won't have to worry about anything. But to seriously answer your question....
I have a small universal life policy that I use almost like a planned savings account, the rest of it I invest. I figure if I die now, I have no debt to pay off, all that my spouse would have to pay for would be the funeral, and she could continue to work and if she ever needed to, she could use our investment money.
The bulk of my money I invest (in mutual funds, stocks, bonds, ETFs) since, 1) I am young enough to earn a good return, 2) the money isn't going to be taken away from me like in the case of a term-policy where after 65 I am pretty much screwed, and 3) with diversification even these bear markets don't hurt too bad.
I think everyone needs a little bit of insurance, or at least enough to cover their debts, but that is the main problem in America today, and the reason people can't afford insurance. Consumer debt. People simply buy too many things they can't afford and get stuck in the debt cycle. I am shocked at how many people have credit card debt equalling greater than 2 months of their income.
I am beginning to like that Dave Ramsey guy more and more everyday that I listen to his show on the way home from work, but that is off-topic, and his advice doesn't really apply to me because I've never really been in debt, and I've been investing and saving since high school. |
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