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 How do I file an insurance claim for my roof?
The damage occurred appx. 6 weeks ago, will this affect my claim and my rates?...


 On a medical card (medicaid) can a boyfriend be on it or does it have to be a spouse?
I am not sure if we can get it together?...


 Can a beneficiary of a money market account agree to pay 3500 on funeral and keep 6500 or keep whole 10,000?
...


 Is the organizer of KBC under appeasing policy in bringing SRK as navigater?
...


 I am wanting to have weight loss surgery and I have aetna Insurance Can you tell me what it was like for you?
I am wanting to have this surgery. I was required to have a 6 month superviesd diet, a heart evulation, lung and psyc done. after having this done will I be approved? I want to hear why you were ...


 How much can i make as a state farm insurance agent or any type of selling in the insurance field?
...


 What is an insurance rider?
...


 What type of student Health Insurance should I purchase (PODIATRIST ?
My main concern is fixing my ankle and I know I need to see a Podiatrist
I have SUPINATION in the left ankle and I am trying to fix it. I am also a student and I dont want to pay alot of money. S...


 Tell me if this is true or not: If you add your spouse to your insurance, will/can they get lower coverage?
since they are only added on to the insurance and are not the primary? Has anyone experienced this or heard of it?
Additional Details
As in, he would have to pay 40.00 max on ...


 $ocialist $ecurity, medicare, medicaid, K-12 education, welfare, unemployment insurance.?
A list of inefficient, ineffective socialist government programs that would be better managed by the private sector.

Dems will have none of it changed from it's current form because ...


 When a insurance policy is terminated and the unearned premium is calculated on a short rate basis,
Who canceled the policy?
A.the producer
B.The agent
C.the adjuster
D.The insured

10 points to insurance agents only!...


 Can a company take pay out of your check for a mistake you make(error)?

Additional Details
Printing blueprints and a page was missed. Pure human error, but we are hourly employees and have no ...


 Where does an insurance company invests its policy amount ?
The policy amount which the insurance Company gets from policy holders where does it actually invest such policy amount so that it can provide benefits to its policy holders?...


 Homeowners Insurance question.. We had a loss due to our car being broken into..?
This was a long time ago,,, and now they want me to come in for a personal deposition.. I do not like attorney's and I do not want to do this.. I'd much rather just not press it and cease ...


 A man takes out life insurance. He becomes a death row inmate. Can heirs collect ?
Is a death row inmate's life insurance still valid for his heirs to collect after he is executed?
Thank you for any information.
Additional Details
Can you give an ...


 My disable son that is working partime is under my work health insurance if he gets married willtheytakehimoff
...


 How to buy an umbrella liability insurance policy?
Homeowners who insure their homes and cars with the same insurance company can often buy an "umbrella" policy that covers everything beyond their homes and vehicles.

Although I ...


 Injured in an automobile accident 4 years ago and still NO settlement!! HELP!!?
Four years ago on Decemeber 17th, I was injured in an automobile accident. My stopped car was hit by a semi-truck hauling pipe and pushed 150 yards up the road. I was lucky. I came out of the ...


 By taking advice from you great people, I have invested in LIC long term plan. now I am interested in sharemkt
...


 Blue Cross Blue Shield Expert?
The benefit summary states service dates, amt. bill, amt. allowed, deductible, copay, coins, amt. pd., you owe, remarks.
The amount paid never equals the amount billed, does this mean my doctor /...



nonnie
I need help deciding on Supplement Insurance for medicare looking at Humana?
                     
 




Lori S
Rating
This link will allow you to find and compare supplemental policies available in your area. It doesn't check for prescription (part D) but there is a link on this page for that as well.

http://www.medicare.gov/MPPF/Include/DataSection/Questions/Welcome.asp?version=default&browser=IE%7C7%7CWinXP&language=English&year=2008&PDPYear=2008&MAPDYear=2008&defaultstatus=1&pagelist=MPPFHome&MPDPF%5Fzip=&type=ZIPCOUNTY&ExternalSourceID=&MPPF%5FPDP%5FIntegrate=N


velvetca1972
Rating
There are many out there, reach out to your Insurance professional, I know Mutual of Omaha has some great ones. They can help you wade through everything and find the right plan for you. My relatives used a Mutual of Omaha rep and all are very happy, except for one uncle who tried to do it himself, now he has to re-do it all because the one he chose turned out to be the wrong one. Some things are best left to professionals, I'd have to say this is too important to leave to chance. Good luck.


B
Rating
I am an expert on both Humana and Medicare. You have two choices under medicare you can either choose Option A: Original Medicare +Part D+ a Medigap (Medicare Supplement) or Option B: Medicare Advantage plan with Part D. Medicare Supplements fill in the gaps left in medicare such as deductibles and the 20% coinsurance. If you choose a supplement choose a plan F. All supplements are standardized a plan F is a plan F whether it be from Humana or any other company; the only difference is the monthly premium- what you pay. Choosing a supplement depends upon 3 factors- age,cost, and health. If you are a healthy person and you may go to the doctor a few times per year and are rarely- if ever hospitalized then Humana's Medicare Advantage plan maybe the way to go. However, if you are sickly then opt for the Medicare Supplement. With a supplement you will pay your monthly premium each and every month whether or not you use it (i.e. doctors visits, etc) Whereas, a Medicare Advantage plan you only pay at the point of service, Humana offers several MA plans, if it's available in your area opt for the $0 premium Private Fee For Service that includes prescription drugs and extra benefits not offered through Original Medicare. Although you pay co pays and coinsurance with the plan, it is cost effective because you will usually spend less annually in co pays and co insurance than you would in the Med supp premiums (which increase with age..fyi).
If you join a MA plan you are still in the Medicare program with the same rights and protections; you are just choosing to receive your benefits via a private insurance company. MA plans are government funded by tax dollars that's why the have little or no monthly premium.


parker
check out AFLAC they r good.


JoAnn N
Rating
It depends which state your in. My husband chose the one that our doctors office would accept (the only one that they would accept) and that would cover some of his prescriptions, after the company pays out $2,000.00 for prescriptions you fall into a donut hole where they don't pay anymore for a long time. If you don't take allot of medications you would be fine. I had to put my husband on my insurance just to cover his medications because he takes so many.
You can talk to your doctors office and ask them which ones they recommend.

God Bless and Good Luck!


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