 Cash business and health insurance ? |
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 If cosmetic surgery can help get you a better paying job or even a better life? |
http://www.msnbc.msn.com
Could there be such a thing as 'beauty insurance'? Where younger people could pay a premium for beauty treatments ... |
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 What is the best home insurance? |
I am looking to get a home insurance for the flat that I am planning to buy soon. Do you know a good home insurances that I could get?
How much would it cost me to insure my flat and the content?... |
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 Question for Auto Insurance agents? |
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 If a branch from a tree in your yard falls & damages your house does it matter if it fell in a storm or not? |
This is under an average house insurance policy.
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 Was there a single event that caused the need for this Bailout Bill? |
I just heard that the bill was just approved but I was just wondering, what actually caused all this?
Additional Details
I also heard it may largely be due to the fact that the Lehman B... |
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 My son had me insured for my car my son as died how do i find out who im insured with? |
Additional Details
thank you all for your answers my son lived with his girl friend many miles away his girl friend does not seem to want me to have insurance details or any of the car ... |
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 Insurance for a Preschool? |
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 If i get an STD and my parents pay for my heath insurance, will they find out i have it.? |
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 Does Worker's Comp cover Carpal Tunnel Syndrome? |
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 Which health insurance do you recommend? |
| I'm a 20 year old female with a federal job. I go to the doctor for womanly visits about twice a year, wear contacts, dentist check up, and I'm on birth control pills. Which health plan ... |
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| The company im currently working for offers Humana health insurance. Are they any good? and they also cover 90%..Is that a pretty big amount?..... |
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Whywhywhy | I need help finding good medical insurance for my and my spouse? |
Any Ideas. Also with dental would be good. we don't want a deductible. |
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mbrcatz
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You're not going to find dental without a deductible, and you won't find private dental that pays out more than it costs.
You need to talk to a local agent, to find the medical insurance. Private policies are likely not going to cover stuff that's already wrong with you. |
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Insurance Pickle.com
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"we don't want a deductible"....yes you do (maybe).
Read my top two blogs on this page...
http://insurancepickle.com/blog/index.php?/categories/7-HSA-Health-Savings-Accounts
Bottom line is if for one indiviudal they could get a zero deductible plan for $200 per month and a $1200 deductible for $80/month you'd be foolish not to get the $1200 deductible.
You have to do the math before you can make a broad statement. It's usually pretty obvious as to which deductible makes the most sense. Bottom line is you don't want a plan that has certain deductibles or copays for office visits, etc... You want the plan that regardless of the amount of medical bils you have in a year (none, some, tons, etc...) that would leave YOU with the most amount of money in your pocket.
Insurance provides MONEY...that's what it does. You just want to make sure that you don't buy a stripped down plan that won't provide money for outpatient care (for example).
Finding it requires a good health insurance broker. There is no cost to use one and a good one can provide years of service and advice.
http://www.InsurancePIckle.com |
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Amy
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I know a great company that has dental and it is an alternative, if your interested send me a email or im! |
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Zarnev
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Any plan without a deductible would have a very high premium. Don't be afraid of a deductible; most individual policies allow doctor visits and prescriptions without meeting the deductible first.
Some individual plans have dental but most don't. In general the dental coverage is not worth the premium. Visit a local agent that works with all the major companies in your area. The agent can find the best plans for your situation and budget. There is no extra charge using an agent. |
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crazyblueeyes
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OK, first on the dental. Yes, you can find a policy that will cover more than what you pay for it. That is crazy! I pay $12 a month and it covers $1,500 a year. I just had a $800 root canal covered! It is worth it.
2nd, the health insurance. I understand how you feel about the deductible. I myself did not want a high one. If something happened I didn't want to worry about a $1,000 deductible! I have a $500 deductible only on major medical, I pay a $30 co pay for dr visits and have co-pays for meds and emergency visits like going to the ER. It is a pretty awesome plan and I don't pay over $200 for it like someone else suggested. It depends on age, preexisting conditions, etc.
Don't just contact any local agent. You need to find someone who specializes in health insurance. If you find a policy and want an honest answer on if it is a good one, I would be more than willing to help out. You don't want someone to promise you the world but not come through with anything! rkinsurancesales@gmail.com
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