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 Is it Insurance Fraud if you keep the check?
Say you get in an accident and its the other drivers fault. Someone from their insurance company comes out and does an est. on the damages and then they send you a check in the mail for the damages.<...


 How to make a will?
I want to make a will, is there any good websites that will help you? Is there templates that has just fill in? Whats something you must do and dont in a will? Thanks
Additional Details
W...


 How much do you pay for your home insurance?
There are so many types of home insurance that I'm confused. Could you roughly estimate how much you should pay if you have a house in Dartford, 3 bedrooms, semi-detached in a good area? The ...


 How much do you spend on car insurance for your new 2006 Sonata ? I pay 116 a month am i being ripped off?
I have a 2006 Sonata by hyundia and i pay 116 a month
Additional Details
I have insurance through A...


 Can an insurance company cancel home owners insurance because you own a dog?

Additional Details
We have a friend that was told by insurance company that he had to get rid of his 2 labs because they are high on the bite list. If he diesn't get rid of them ...


 Life insurance at 54?
My husband nor I have any life insurance; he is a heavy haul driver and I am a home maker. Both in pretty good health. I am so confused when I try to research which one would be the best option for ...


 Insurance companies..is it just me, or are they all?
becoming more lax and incompetant , yet charging the earth for their shoddy services.? for example. virgin car insurance. my car was written off, payment was taken for the years insurance from the ...


 Who should pay for your life insurance?
I have heard both sides of this argument & I can kind of see both sides of it. What is your opinion?

1. you should own & pay for your life insurance policy for your spouse. Because ...


 Hi..ive lost my sss #..how can i get back my sss #?
...


 Health Insurance App - what if I lie?
I need to apply for individual health insurance. I already got denied by Humana because I have ADHD and take medication for it. What if I simply omit that information on my next application? I have ...


 Life insurance policy?
policy pending ,waiting on toxicology report. Husband killed in truck accident. What does that mean?...


 Medical insurance won't cover you if you are sick?
Is it true that medical insurance companies in US won't admit you to their plan if you have pre-existing medical condition?...


 What is Important Benefits of Term Life Insurance?
I just read this blog and it is very useful with good links and quite informative. please share your comment here... Thanks

L...


 I have lost my old insurance certificate and i had 5yrs no claims.?
Cant remember what company i was with as it was 2 yrs ago. How can i find out which company i was with as i need insurance again?...


 I need Health insurance, but not offered by my job...?
I make to much money for any state or goverment help, but have checked on buying my own ins and can not afford it....
Is there any org's that I could join that has group ins.? Or ???
A...


 Employee injured during lunch beak claiming Worker's Comp. Can he?
I own a body shop. One of my employees got hurt playing soccer during his lunch break. He is claiming worker's comp because it happened on my property. Does he have a right to claim WC?? Do ...


 Am a student full time with no finicial help from my parents what do i do?
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 How long is an employee covered by the company's group insurance plan after termination?
...


 Hi everybody, my neighbours are stopping the workmen repairing my chimney because the structure they are using
is overhanging her "air space" (quote). She is also now asking for some compensation from the insurance company who is paying for this repaires. What are my options?
thank you in ...


 Why do we even need insurance companies?
Why can't doctor's just set their own prices, and the exchange be between patient and doctor? What purpose does the insurance company serve? Say for example I break my leg, and go to the ...



savmysol1
I need references for good whole life insurance company?
                     
 




Doing the Right Thing
Rating
Whole life insurance is the worst type of life insurance out there. They build cash value, but rate of return on them are very low.
Plus, if you wanted to use it for anything, you have to borrow the cash value as a loan or cancel the policy.
If you were to die, your beneficiary will only get the death benefit and the company keeps all the cash value.


corpsengineer
Northwestern Mutual Financial Network

Northwestern is the only company that has received the highest ratings from all four ratings services. (Am Best, S&P, Moodys, Fitch)

Dividend interest rate- 7.5% (highest in the industry)
20 year average- 8.62% (highest in the industry)
30 year average- over 9% (highest in the industry)

Dividend payout- 2005- 3.9 billion
2006- 4.2 billion
2007- 4.65 billion
(all highest in the industry)

Lowest lapse ratio's in the industry
Extremely high investment return
Lowest expenses in the industry
Lowest mortality in the industry

Fortune magazines annual (for the past 20 years) survey of American life insurers has ranked Northwestern #1 every year it has conducted the survey. It should be noted that this survey is done among it's peers, so the competition believes they are the best.

Fortune started the worldwide survey about 10 years ago, again, Northwestern has been ranked the Best in the World every year by its peers.

Northwestern is one of the few mutual insurers left, meaning it shares its profits with its policy holders, not stock holders. They have been in business for 150 years, since 1857.

Check them out at www.nmfn.com, and if you need an agent, email me back! Only Northwestern agents are allowed to sell Northwestern products.

Check out the ratings services and call your state insurance commissioner to ask them about the ratings and what they mean. This is a purchase you are going to have to live with for the rest of your life, think it through carefully.

Hope this helps


butter
if you want life security you have to check more info
http://www.freewebs.com/getinsurance


Emperor Norton II
Rating
Going to Yahoo Answers for references is not possible. You can come here for suggestions - but references generally entail knowing the person who you are asking for a reference.


waggy_33
Go to A.M. Best web site. They rate insurance companies. So does standard and Poor's and Moody"s


some advice
Rating
You will want to look at a quality mutual company that is at least 100 years old. The key to whole life from a mutual company is dividends, which are a return of premium and are not taxable. Be sure you ask your agent before you buy if the company she/he represents utilizes DIRECT RECOGNITION when determinining dividends payable to you. It can dramatically affect the illustration, and if you take out a policy loan or withdraw cash, it will seriously hurt the amount of dividends you are set to recieve! Do not price shop an important decision like this, leave that to shopping for plasma tvs. You want to align yourself with a quality company and an agent you can trust. Talk to your friends, and happy hunting!


deep5223
go to insureme.com


splatz
are you sure that you need/want whole life? Make sure you shouldn't be getting term or a universal life policy instead...


efrankbkkcam
maybe there, do you homework


Jinha
Rating
state farm insurance is good


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