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| I need some info. about disability insurance and unemployment ins while pregnant? |
I work for a temp agency and Im on a contract which ends in May. I am due to give birth in July. So my question is since Ill be unemployed in May and June, should I or could I collect money from unemployment in May and then cancel it and collect from disability ins. in June since I can collect 4 weeks before the due date and six weeks after? But then Im not sure If I can collect disability ins. since i wont even be employed. I need some serious advice! Thanks in advance!
Additional Details
Im not looking for handouts, I just need money to pay my bills, and in the state of california pregnancy is considered a disability!! |
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sweet_wretch
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Pregnancy is NOT a disability. And if you try to claim you can't work after giving birth, you are doing a dis-service to all mothers. Also you can't collect unemployment unless you are ready, willing and able to take a job offer. You may be able to collect workman's compensation. |
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redebeth
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This stuff is hard to find out unless you talk to the disability people directly. I think you might get jacked because you can't get unemployment if you have a physical condition that keeps you from working. If I were you, I would fake sciatica or tendinitis to get put on disability early. Good luck! Oh, and if you are in California you can get an additional 6 weeks of paid family leave (PFL) after your disability ends. I don't think you'll have a hard time getting a doctor to put you on disability a month early. And as far as Wretch's answer goes, preg. disability is totally different than Federal disability. Mothers deserve time to be with their babies and we pay into the system, sweetie. That type of thinking is the real disservice. |
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renogal1972
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This all depends on what state you live in...different states have different laws...if you live in California, you're in great shape, if you live in Nevada you're screwed....You should go to your Human Resources Manager, as they are usually trained to answer those questions. |
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Jen
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ill give the info as it applies to my state (Arizona) pregnancy is not considered a disability. unemployment insurance will not cover you, you are considered leaving on your own accord. FMLA may protect your job, but that's only if you fall under the guidlines, wich temp work would not. (you also could not get uneployment from temp work) also, workers comp only covers you due to workplace related injury or illness. sorry, in my state you would be betewen a rock and a hard place.
Update-
Ok, it looks like you may be covered, these are the links to the info you need. It appears it may cover you; it’s based on your earning in a quarter
http://www.edd.ca.gov/direp/difaq1.htm#Pregnancy
http://www.edd.ca.gov/direp/diloc.htm
http://www.edd.ca.gov/direp/dipub.htm
http://www.edd.ca.gov/direp/diind.htm
A private policy may not cover you seeing as how you’re already pregnant; it could be classified as a pre-existing condition
Good luck to you. I’m moving to California as soon as I can. |
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MISS-MARY
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No, you will not be covered by disability ins. You must be working there for that to be in place. believe me they will get out if they can under the best of times. so, if you can collect unemployement go for it. you may get hired during that time and then you won't have the option if you decide to stay home with the baby. You'll have to take the job, if you refuse they will not pay...or they will say they overpayed and want that money back...it happened to me. So, collect and go to places and apply where you probably won't be hired, maybe you're underqualified or something. That way you collect and hopefully don't get hired for the time you want to spend at home. I'm not sure how they treat the time you have the baby when you are collecting. I know when I collected and was moving they took that week off my payments. yeah, they did because it was out of state. So, talk to the labor board about that stuff, they are usually pretty nice about giving advice. Better to know than get in a mess right? Good luck. If you are getting medical help while having baby can't you get monitary help too? |
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mbrcatz
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You can only collect disability coverage if the disability begins when the policy is active.
Some disability policies exclude pregnancy as a disability, as it's a pretty normal event.
You can file unemployment at your state office, and they'll let you know whether or not you'll qualify, based on your prior employment history. Usually your temp work will NOT qualify you for unemployment benefits. |
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kittyrogers
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Dear, pregnancy is NOT a disability and therefore YOU are NOT eligible for it. In addition, unless they fire you, you are NOT eligible for unemployment either. You might be eligible for maternity leave pay but that is different from the other two and provided (possibly) by your emlployer. Being pregnant does NOT qualify you for handouts. Sheesh! |
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