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gb298888 | I need to find out about what insurance company someone have? |
Im looking on information on someone. Because he isnt responding to my lawyers demand letters. My lawyers have sent two out to him already. Its been going on since May 1st. He havent notify his home insurance company. Because they would of been contact my lawyer. And i know he have insurance because the apartment building/ house he took out a mortgage for the building and in order to take out a mortgage you need to have home insurance. I know the company he took out the mortgage for: Century 21 Mortgage, I know the Loan number, His name address. Would that help me with finding out what home insurance he have? |
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ernesto_tig
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That's private information between the insurer and insured. If he decides to let the insurer defend him, he'll have to file a claim. No claim, no notice to defend. No notice to defend, insurer will fight any judgment. But you can't force someone to file a claim.
At some point, your attorney will force this guy to respond and you'll find out; until then it's private information.
The mortgage company would know what insurance company he has, but I don't think they would disclose this to you due to privacy concerns. |
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mbrcatz
 |
You can't, because it's private information. Heck, they might not even have any insurance at all. If they do, their insurance company can't take a claim directly from you, only from their insured.
If it's an APARTMENT building, they have to carry FIRE insurance. It's NOT a homeowners policy, which is usually for SINGLE FAMILY HOMES.
His Fire insurance for the mortage, doesn't need to have any LIABILITY coverage. So he very well might NOT have any liability coverage.
You can't find out this information, any more than you can get his banking information. It's private information.
Go ahead and have your attorney sue him. LIkely, he'd wait for lawsuit papers first, before reporting to his carrier ANYWAY. Keep in mind, just because you SUE him, doesn't mean there's any insurance coverage for whatever you're suing him FOR.
And if your attorney hasnt' told you all this before, you've got a rotten attorney - so you'd better SWITCH before he messes up EVERYTHING for you. |
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MMMomma C
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If this person owes you money and they own a house you can put a lean on their house. I have done that before with a company/individual. Hopefully the Mortgage Company is able to help you as he would have to have insurance to get the mortgage |
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Gambit
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Even if you did know the inurer and policy number, the insurer will not deal with you. The insurer deals with claims filed by their insured, not by Third Parties. You cannot file claims on other peoples policies, just as I cannot file a claim on yours.
The only thing you can do is file a lawsuit in court and force the other party to respond or risk having a summary decision made against them. This should force them to either file a claim, unless they're adamant to pay for everything out of their own pocket. |
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njunprincess
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So, if you have a lawyer and know what mortgage company and loan number he has, then why doesn't the attorney just notify Century 21 and ask for, or subpeona the info? Also, why doesn't the attorney follow through and file a lawsuit against the guy so he will HAVE to present info in court?
I'm no attorney but it seems like you have enough info to get somewhere.
Good Luck. |
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