 I want to become an insurance agent, do I need do go back to college for that? |
| I've been told that all I need to do is take some classes but others tell me I need go back to college. I already have experience in the field I've worked for agents for almost 3 years. P... |
|
 What is the difference between renters insurance vs. homeowners insurance? |
| I've consulted my insurance company about insuring my personal property and said I need a renters insurance, but I own my home. I am confused. Isn't it what I need is a homeowners insurance?... |
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 Do you think it wise for people to take insurance advice from this website? |
| 90 % of the answers/advice i have seen are incorrect & some even lean towards fraudulent & encourage deception- seek professional advise from an insurance broker!... |
|
 I feel stupid even asking but...? |
...when travel insurers talk about "single trip insurance policy", what does that *actually* cover?
The reason I ask is that I am going abroad, but before I get to my final ... |
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 What kind of life insurance should my husband get? |
| We are looking to get a life insurance policy for my 25 year old husband. We have three young children so we're trying to figure out what would best provide for the family if God forbid ... |
|
 What is the average settlement for a minor car accident? |
| I was rear ended and have minor whiplash. What should I ask for my P&S cost (above my medical bills)... |
|
 If you have Medical Insurance and are treated in the emergency room, unconscious by a Dr. who is? |
....not part of your network, and get a huge bill a month later? What do I do?
Additional Details
The ins is BCBS-PPO and they did pay some already. I'm guessing the Dr is not a BCBS... |
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 Which is better, term or whole life insurance? |
| My husband seems to lean towards whole life because the premium is cheaper and cash value is built? I lean towards term because when I was working in private banking, that was what was recommended. $7... |
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 How long should I get a term life insurance policy for? |
| I'm researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?... |
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 My insurance is void because I didn't declare claims history, But I did, Please help!? |
| I am more than sure that I declared my previous claims history. I have held insurance with them for 18 months. I recently tried to make a claim but it was declined and I was informed that my ... |
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 When people say "I dont have money to buy insurance?" how to solve this objection? |
| Sell people insurance will face a lot of objection.. How I gonna solve all the objection?... |
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 Next year I will not have health insurance, what to do? |
| I am on my fathers insurance and next year I will lose it. I can't afford health insurance as I am a full time student. Is there anything I can do besides dropping out of school?... |
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 Home Insurance? |
When i enquired about home insurance, i was asked if i had a criminal record.
Would they find out if i said i didn't have one?... |
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 Legal rights for life insurance? |
| My late husband beleived that I was the beneficiary of his life insurance. I REMEMBER early in our marriage that we both changed our beneficiaries to each other. He told others that I was the ... |
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missinformed | I need to health insurance but i got laid off work...? |
I understand that i need health insurance. Cuz face it, you never know when it's necessary. I've been looking for a job since I got laid off in March. Cobra turned out to be too expensive.
What are some low cost health insurances that are good? Since i'm low on cash i dont wanna throw money into a bad insurance company.
Are there any programs in California that can assist me? At least until i can find a job. |
 |
 
Zarnev
|
None of the major companies will write a permanent policy on someone unemployed. The reason is they know you are probably searching for employment and will likely find a new job with benefits. It can take an insurance company 5 or 6 months to recoup the cost of issuing a policy.
You can, however, get a short term medical policy. These policies don't have all the bells and whistles but will cover you for catastrophic occurrences and they are low cost. Visit an agent that works with all the major companies in your area for assistance finding the best plan for you. There is no extra charge using an agent. |
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Bill L
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Try this one - http://healthplans.bebto.com - I personally have their health insurance.
As I know it is the cheapest one for my family in our area.
It is affordable and has good coverage. |
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Don
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I recommend a high deductible plan with low premiums. If you had a catastrophic illness or or injury, your'e covered. For the minor stuff, you'll still have money to pay for services.
Don
http://mtnhealthinsurance.com |
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superdog246
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If you are under 21 or have kids in the home, you might be able to get Medicaid. Otherwise, it is really tough to get a private insurance that is cheap and decent. Good luck. |
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Diana
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I don't know about California specifically... here in New Mexico there is a program called State Coverage Initiative that works just like Medicaid with a copay. Check to see if Cali has something similar.
My suggestion to you, if you don't have any ongoing medical issues, if you are in good health, if you are under 40, and if you just want piece of mind is: Go with a POS/PPO plan w/a high deductible but low monthly premium. You will be paying for routine things out of pocket, but it will catch you if you fall into a major crisis, like a car accident.
Also, stay away from Blue Cross Blue Shield of CA, I believe they recently changed their name to Anthem of CA, or just plain Anthem. BCBS is notorious for dropping self insured individuals when they need them the most! For instance, it may cover you in the car accident, but will figure out a way to drop you before you go to your follow up appointments or even surgery. |
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Insurance Pickle.com
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Avoid miracolus, bill and Jason's answers as they're just trying to get you to enter your information into their sites so they can sell it. And if you did that you'd have 30 people knocking down your door.
If you don't have any pre-existing conditions you don't want COBRA as it'll likely be very expensive.
You can scoop up a higher deductible plan to cover the "what if's" while you're looking for a job.
Good luck,
Jeff |
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^nez^
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Try to check this insurance company. I found this one while browsing in the internet. |
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mbrcatz
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None of 'em are better than cobra. You cut the premiums, but taking really high deductibles. |
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daniela
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http://www.asihealthcare.com/website/271733/
or Call 1-800-929-8344 Must use ref# 271733 |
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