How to claim?? Help! I lost my birthday necklace during the weekend, found out it was missing last night.? |
| My hubby insured it when buying it. Didn't know will use it oneday. I read the t&c. It says I have to report to the police and then filed the police report to the jewlery company. then they ... |
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Car Insurance rate increased when I moved???? |
| I recently moved WITHIN the same county and my car insurance rates increased because of the move. Should it increase even though I am in the same county???? It's seriously like 5 miles from my ... |
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United america insurance job scam? |
today i saw a now hiring sign for united america insurance...
So i call this lady and she sets me up for an interview at 10am.
i was expecting the normal one on one interview with a ... |
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What type of information do insurance companies disclose to your employers? Illnesses, prescrptions? |
What type of information do insurance companies disclose to your employers? Illnesses, prescrptions? Any info would be appreciated. Additional Details Do you mean health insurance ... |
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Does it make any sense that a child should be rated as uninsurable? |
| I have a child with ashtma, and two years ago her father, quite his job with no warning, he stopped paying child support and her insurance ended. I found out in December she had no insurance, my ... |
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My sister's company health insurance is $750 a month. She and her husband are expecting a baby in Sept. Help!! |
| They are afraid the insurance will be $900 or more a month after the baby. Does anyone have any insurance ideas for this young family? I please need insurance options not comments like: Get a new job.... |
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National Insurance???? |
Hello,
I am confused about how much (if any) I should be paying.
I am 16 years old in full time education, and currently working full time for £200 a week.
I am paying £10... |
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Parents own car and insurance but im moving to California with it.? |
| My parents own the car and the car insurance is under their name. Im pay them montly but its cheaper that why i think. Im planning on moving to California in june but I need to take the car with me. I... |
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Anyone have any expertise on Life Insurance? What happens to the monies invested once a policy lapses? |
| I have a friend who's Life Insurance policy lapsed due to non-payment of premiums, after losing her job. She had paid into the policy for 10 yrs. I thought she might have some sort of refund ... |
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Does anyone know of a good health insurance on pre-existing condition? |
| I am changing jobs and will loss my health insurance. I was waiting till this winter to have knee replacement on both knees both in pretty bad shape, anyway does anyone know of a insurance company ... |
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Help....what do yu think my rights r?? |
| oka so we had a fire in my 5 family home..the fire started becuz some lady was smokin and feel asleep...the fire started on the other side a the building which is a whole different address.our whole ... |
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Should I switch my wife from my COBRA plan to Medicaid? |
| My wife is 6 weeks pregnant and we are currently under the COBRA plan from my previous employer. The COBRA monthly payment is very high and I am not sure when I am going to get another job. So I am ... |
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E-Insurance.com, has anyone had experience with this company? |
| Supposedly growing company, I am looking for info from anyone who has used their services and can offer credibility or trustworthiness.... |
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Why are bicycles not licenced nor needing insurance ? |
| After all, they are considered vehicles and must follow and obey traffic laws, so why not make them act like the other vehicles, license and insurance. It might also cut down on crime by deterring ... |
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Will my insurance pay for my car to get fixed after it was sideswiped by a unidentified person? |
| I own a 2006 nissan altima and last night i parked it on my street like i do every night. When i went to go out today i saw that the left side mirror was knocked off then i realized the whole left ... |
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Lost heath/dental insurance, anything more affordable than COBRA? |
| I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about $350 a month) or find other insurance. I don't mind having to use in-network doctors. I'm ... |
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Can I get renters insurance with the company my parents use for auto if I don't live with them? |
| I'm still under my parents auto policy for car insurance, but I live on my own now in the same state. The auto insurance company we use sells renters insurance too. Can I get a renters policy ... |
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Can the Hospital sue me and take my money? |
I am a Veteran and have the VA Hospital insurance.
My income consists of the following:
SOCIAL SECURITY
JP MORGAN PENSION
SOCIAL SECURITY DISABILITY
401 K
A... |
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D1Balla | I really need health insurance for my family but the ones that aren't astronomical sound too good to be true? |
like national benefits consultants and a few others that called me saying it was around 150/mo for 80% coverage for all major medical expenses, a one-time fee of 120 to start up, and the price doesn't raise for adding my wife and child. are these red flags or is this legit? is there a website i can check insurance ratings? |
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stargate
|
Some health insurance companies, or organizations such as AARP, will compare policies for you. The most difficult obstacle is that no one can predict the future, either with respect to:
1. one's health needs,
2. policy coverage, or,
3. policy premiums.
One approach is to compare policies and premiums based upon one's current needs.
Note: Federal Employees Health Benefits are most probably the best, and least expensive, but it is absolutely essential to comply with all rules and regulations, because the G will go to absolutely unbelievable extremes to deny coverage.
A career federal employee once wrote to the editor of newsletter saying that, regardless of the law, the federal government does what the then-president wants. |
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Tom Z
|
You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even suggest a discount plan which is not insurance at all.
Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low co-pays your monthly premiums will be significant.
On the other hand if you are young and healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.
Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.
Use the Internet to educate yourself but use an agent to purchase the coverage. |
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mbrcatz
 |
That's absolutely right. With health insurance, you get what you pay for. What you're looking at there, is a health DISCOUNT plan. Read the small print. They don't actually use the word INSURANCE. That's because they never PAY anything. |
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