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 Will any doctor who accepts medicaid see me before i get my card?
will any doctor who accepts medicaid see me before i get my card? i had a miscarriage and i am pregnant agian and want to get to a doctor asap to see how things are going. i am six weeks and 2 days....


 "can i take out term insurance at my age? I am sixty-nine yrs ?
Since the insurance company are so restricted is it possible for me or anyone older then dirt-take out term life insurance???,thinks for any answer!!...


 Should Auto insurance socialized?
...


 How much is health insurance in arizona?
...


 I am looking to switch Auto Insurance companies, and would like to hear some experiences ?
that others have had with other insurance companies as policy holders. Right now Liberty Mutual has given me the best price. I am currently with Allstate, and will have to sell a kidney to pay them (...


 Can My Car Insurance be cancelled for failing to provide my fiance's information? ?
Here's the deal, My fiance does not drive my vehicle, and has her own.
We are not married, but ever since my insurance co found out I was engaged, they have badgered me for her s.s.# and ...


 So WE have to pay thousands??!!?
me and my mom are a little confused. we were in a car accident about a year ago. the insurance company finally agrees on an amount. well, let me just show you what the letter says from out lawyer. it ...


 Why is Insruance failing americans?
no one can afford it?...


 Negotiate settlement with own insurance co under uninsured driver policy?
After being injured by an uninsured driver, the uninsured policy on my own insurance stepped in and paid for the medical treatment. Now they have made an offer for settlement that includes pain and ...


 Weston super mare pier,insurance job or not?
...


 Travel insurance?
i need single trip insurance which lets me take part in volunteer work abroad.
most travel insurance companys online and through the online quotes do not give in depth enough detail which shows ...


 I was in an auto accident and now have medical bills. My health insurance paid them but doesn't the auto pay?
I have copies of explanation of benefits where my health insurance paid my medical bills from an auto accident. I live in the state of Missouri. Doesn't the auto insurance company still ...


 Can the goverment use my life insurance to pay off my student loans when I die?
meaning there would be nothing left over for my son & is there a way around this?...


 Can anybody tell me specifics of a Primerica life insurance policy?
I had a Primerica rep come to our house. We were unaware of what was going to be presented and felt very overwhelmed by the entire meeting. I am really curious about their life insurance and cannot ...


 Can you collect from two different insurance companies?
I had some expensive equipment stolen from my office. I claimed the loss on my homeowners insurance and collected from that. My office also has insurance that covers this type of loss and I was ...


 If your in the marines and your mother has just been diagnosed with cancer and she doesn't have med insurance
and is not married would the person in the military be able to claim her so that she could use your medical?...


 Why do insurance companies have a 10 to 12 month waiting period to cover maternity?
The only reason I ask is because I am looking for insurance we are going to have the optional maternity coverage added. With my daughter I was 2 months pregnant when I got hired at the company that ...


 Has anyone used ehealthinsurance.com?
I want to get cheaper health insurance. I am in very good health, and think I am paying too much.

What do you think of ehealthinsurance.com? Have you used them personally, or known ...


 Can the State force a Mother to carry Health Insurance on her children?
I live in Arizona and my daughter's two children have always had Medical Insurance provided by their Father ordered by the court.Now their father decided he doesn't want to work any more ...


 Is there a case in this accident?
I had a car going north bound and I was going south bound. he lost his left rear tire and it hit my jeep in the front. It caused alot of damage. Do you think i can get anything for this besides the ...



robin *
I recently had to go to the emergency room...i don't have insurance and i wait tables?
3 different bills came and add up to over $3000...i don't know what to do. my bf told me that if i don't pay them, it won't really effect my credit, but i don't want to be that person...i called to set up payments, one place said they would allow $15 a month, another said they would accept $160 a month....i just can't afford it. if i send them only $5 a month, will that be enough?? what are my options??
                     
 




mbrcatz
Rating
Well, your bf is dead wrong - medical collections are particularly aggressive.

You really need to call each of them, and ask them to reprice the bill to a CASH PRICE. Rather than trying to pay off $3K, get them to knock the bill down to the $600 or whatever the insurance company would have paid, if you had had it.

Then you can ask if they have any financial aid programs for low income people, to help you pay for it.

Don't try to work out a payment plan, until you've knocked the bill down A LOT. It's much easier to pay off $600 bill in a year ($50 a month) than $3,000.


bookworm
I had the same situation. This is what I did. I told them this is what I could afford to pay and that I will pay all of it but it will have to be in installments. I got the name of the person I talk to and when I mailed in my bill I referred to the person that I talked to and the arrangements that I had made with her concerning payments. Just pay what you can however long it takes you.


Steve M
Rating
Your BIG mistake was letting it go this far. You lose options that you could of had with the hospital once it goes to collections. Hospitals have "charity care" and state Medicaid programs for low income cases. Avoid letting it go to collections. The hospital collects only 50% of the money you give to the collection agency, so they have a interest in keeping your account current with them and not sent out to collections. The collection agencies can't ruin your credit, but, if the bill gets turned over to the hospitals attorneys they can garnish your wages.

If this ever happens again negotiate directly with the hospitals business office to pay a reasonable sum on a monthly basis.

If you want to be honest and pay, You have to pay more than $5 a month. That does not cover interest on 3 grand. Look at it this way, 3000 divided by 5 = 600 months = 50 years!

Offer to pay each place $50/month. That's a lot less than insurance will cost you every month.


Jacky
Rating
Your boyfriend is wrong..and you'll ruin your credit doing that..and that's hard to fix.


Angee
Rating
you can only afford $5 a MONTH??? at that rate, you will be paying off that debt for the rest of your life. i would cut out the things you dont really need to spend money on in your life and pay as much as you can.

and about your boyfriend, hes wrong. dead wrong. it WILL affect your credit, and if you dont pay the bills, they can sue you. and, garnish your wages if it goes that far. bad advice.


thesongfairy
Rating
Call the hospitals back and ask if they offer financial aid. Public hospitals usually are required to do so. If they do have it ask they why they didn't inform you of that. Call Social Services and see if they have any programs. It will effect your credit. File a complaint with the BBB and don't be talked out of it. Also see if the hospital has an ombudsman. GL 8~)


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