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asda | I signed a release for an insurance settlement but havent deposited the check? Can I back out? |
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mbrcatz
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Ya know, I KNOW that you don't automatically have 3 days to back out of any contract, because insurance policies are contracts, and you can't cancel them flat in the first three days. So OG is wrong.
OTOH, this is VERY much a legal question, rather than insurance. If you've agreed to the terms in writing, and they've done their part - ie, issued the check, I think they can hold your feet to the fire on this. But you're going to have to consult an attorney to be sure. |
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Cosmo
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If you signed a legally binding document with an insurance company, it is a done deal. They have everthing that they need. If an attorney tells you differently, they are lying. You may as well deposit the check, because after a certain number of days, it will becomee null and void. Sorry!!! |
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Don Drapers woman
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Possibly, depending on the circumstances, however you may have a fight on your hands and litigation. Call the adjuster that sent you the settlement check and ask. If you felt you were coerced into signing the settlement offer, you may have grounds for backing out, but the burden of proof will be on your shoulders to prove you were coerced. |
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dimples_in_nj
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The question behind the question would be:
Why did you sign a settlement and now want to back out?
You must prove that there were misrepresentations, omissions or other items that were not brought to your attention at time of settlement. Most settlements are binding and do not take into account some mythical 3 day back out period.
Unlike buying a car, there is no cool off periods or lemmon laws here. Claims settlements are production environments and the judge's don't often reopen them without significant cause. |
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MSAD
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Nope.
Once you signed the release the claim was ended once and for all never never to return. If you had read the release prior to signing it you would see that in there. (and not reading a release prior to signing is not grounds to get it voided).
The insurance company extended an offer and by signing the release you accepted the offer. As such, the claim is over. |
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OG
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You have 3 days to rescind any contract. After that, youre screwed. |
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