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Katherine Green | I thinking of buying life insurance is it possible to buy 2 life insurance from 2 different company? |
Additional Details
because i can't afford it.
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JD_in_FL
 |
Yes, you can have multiple policies. One good reason to buy another policy is that some companies, such as AFLAC, lock my rate in for 25 years. My coverage will not be reduced and my rate never goes up.
If I were to up that limit on the existing policy, I would get a new, higher rate on the entire coverage.
Adding another policy would mean my increase would only affect that second policy, not my entire coverage amount. |
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T. Bansal
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YES - You can. You have full rights to get best deals at best price. I personally believe buying and selling "Product Mix" i.e. combination of different plans as per the requirements. No matter it is from a single company or 2 or 3.
And even this is good tool to judge the services of different Insurance companies. |
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betotron don
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best insurance guide.com any 4 star rated company is good and then buy both policys from one company...my opinion... |
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bcyouletme
 |
Yes, you can have as many insurance policies as you like. They will ask if your new policy is replacing an old one or if you have current insurance. Any reason why you wouldn't just buy a larger policy from the same place? |
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bud68
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Yes, you can have multiple life insurance policies (I have four). |
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mooreinformationservices
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yes you can, but be sure they can provide good insurance not like other insurance who keep promises.
if your going to buy life insurance
you need to secure that insurance some company help your insurance not to be gone.
try this site http://www.mooreinformationservices.com/
this one can help you.
they secure your credits and insurance, they help if you need informations. |
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googie
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you can buy as many policies for whatever amounts from as many companies as you desire. The only drawback is that you must pay premiums, for the amount contracted, within the specified time period, on time and never late. Since it sounds as though you are a novice at the game, may we suggest that you pick a reputable firm, talk with a representative and learn something about the business before committing to a purchase. |
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Laissez-Faire Guy
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I do.
I first bought one several years ago, but then wanted to increase my coverage. In the end, it was cheaper to keep the old policy and add to it with a policy from another company, rather than to cancel the existing one and then replace with a higher coverage one. |
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Richie Rich
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Having 2 polices means you also pay 2 policy fees.
Although you can have as many policies as you want, they do check to see how many times you have applied and how much you have current (based on what you told them).
If they believe you have too much, they can decline it for that. If you have applied too many times in a short period, they can decline it.
Just get one policy and get what you can afford. If you need more, either find ways of cutting back or get the additional coverage later. |
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