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I was in a minor accident in 2006. Technically it was my fault but I blame the other douchebag! Can the insurance company still jack my rates up even though I took traffic school?
Additional D... |
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regarding a trip to the emergency room i had in may.
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Your social insurance card or just social insurance is just so the government can keep track of your money and how much your making right?
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| Right now I'm paying between $300-$400 in monthly prescriptions without insurance. But I'll only be needing these prescriptions for less than a year. My dad is paying for my doctor visits, ... |
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| My Dad purchased whole life insurance through AXA Equitable which is all paid for. What happens if the life insurance company goes bankrupt or their assets are under water like so many other ... |
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| The policy is participating and through a mutual insurance company (guardian Life). I figure after about 15 years of paying, the dividends could end up paying for the policy and id have it for the ... |
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 Who will they sue? I need help!? |
| Over the weekend my friend was visiting my apartment and she fell on one of the staircases. It was outside of my actual apartment in a common area. She wants to sue my apartment complex. I called ... |
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Beverly D | I took out a insurance policy in 1990. The agent wrote down the wrong year of my birth. and now he tells me ? |
He tells me that when I die, the money that I should have been paying monthly, will be subtracted from the total amount of my policy. This means the face value of my policy will greatly decrease. That was his error, not mine. What can I do? |
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mbrcatz
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It's YOUR error. YOU signed the application, with THAT year on it, or you signed a blank application. Your signature, is YOUR GUARANTEE that the information on the application is accurate.
You're not going to be able to go after the agent for this, AT ALL.
But what I'd do, is ask the agent to go to the carrier, and see what you have to pay them, to "make it right", and NOT have the face value decrease. |
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oakhill
 |
Since you reviewed and signed the completed application with the incorrect birth year, the company's response now is fair. If you do not want the face value to be less, then you can always pay the extra premium now and bring it back up to the original amount. |
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johnnyangel226
 |
Get a lawyer. Chances are you screwed yoursel by signing the policy with a false birthdate. However, insurance companies are famous for trying to screw people, and there is bound to be some form of action you can take. And what? HE gets to just keep the money? Do some research. Find out how manzy times this has happened on this broker's watch. If there is a pattern, then maybe he had malicious and misleading intent. Talk to a lawyer that specializes in insurance claims. It doesn't seem right that he can just pocket I8 yaes of premiums. |
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Insurance Pickle.com
 |
Shop it....dpending on the type of plan maybe it makes sense to swtich to a policy that will be accurate. Just depends on what you have and what not.
You could also get it corrected -- by paying to make it right or reducing the face to the amount.
http://www.InsurancePickle.com/life-insurance
Sounds shady to me. Sounds like the agent lied back then to get a lower premium and basically screw you to make a sale. He just so happens to still be in the business and now feels bad about it. How else would he have "figured that out." |
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Richie Rich
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More than likely what they would do would be to lower the face amount to what would have been purchased had the age been right from the beginning.
The other option, call up the company directly and let them know. They may just adjust it to the correct premium and move on. May have to pay past premiums, may not. Depends on your company. |
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hippybarton
 |
He wrote the date down incorrectly on purpose, insurance companies will screw you any way they can. (How else would they make money? Their entire business is to collect money from you then give less in return.) |
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