 Do I really need insurance? What are the problems I have to face if I don't have insurance? |
I'm 17 years old and about to get kicked out of my parents house and family. I'm interested in going to college, but I will have to work my butt off for it.
I know that I have ... |
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 I had my mp3 player & cash stolen abroad; with no travel insurance, is there a way I can claim for the goods? |
| I have reported the offence to the Police and have a case number. Unfortunately, my travel insurance expired last October. I have tried contacting my credit card provider to see if it will cover me ... |
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 If someone dies...........? |
if someone dies and still owes some money on a car what will the car company do will they come and get the car or will they write it off i am lost at to what to do any suggestions will help
A... |
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 Health Insurance question? Everything I have had done I'm getting fully billed for? |
| I started my job in August 2006. Starting in June 2007 I made my first doctors visit and had blood work. I recieved a reciept thing showing what was paid for, which was everything but my co-pay. W... |
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 If you get into a single car accident and your car is not insured who will passengers sue for injuries? |
| My fiance was in a single car accident with a friend. The friend had no insurance on the car that she was driving. He's trying to sue the insurance company that does not exist. A lawyer has ... |
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 Is it fair that you could owe thousands in medical bills, when illegals get it for free? |
Additional Details
I don't know what state JAYMILLET lives in but I know gor a fact illegals get free medical care here.... |
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| Life Insurance For A Parent? |
| I was very alarmed when my father recently told me hat he had no life insurance. He told me that it wouldn't matter because he is dead. I feel that everyone deserves a proper burial. Should I ... |
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 Can you please help me with this question on probability? |
| an insurance company reckons the probability of an accident occuring during the year is 0.1 for a low risk person and .35 for a high risk person. 25% of the customers are low risk and the rest are ... |
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 Which company has the best *TERM* life insurance quotes for people over 50 ? |
Obviously, people over 50 years old will pay a high premium--but is there a company out there that won't "soak the customer" , and at the same time are a reputable company ?
... |
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 What health insurance is recommended for a single dad with 3 kids, with a budget but have decent coverage? |
| I am a single father of 3 kids and looking for health/dental/vision insurance for my family. We don't really go to the doctor as much but still want decent coverage in case I need to do so. Any ... |
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 I feel down a flight of stairs at work. Is this considered worker's comp? |
| I wasn't seriously injured. i have scrapes and bruises and had x-rays done, but nothing was broken. Is this a worker's comp case?... |
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 HELP ME!! URGENT!? =:( Please!!? |
| I've not had a car for a few days, and I've been driving my grandpas, well he found me a new car, and he's going to buy it for me (I'm going to pay him back) He's going out ... |
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 What happens if your tv license direct debit payment is cancelled? |
| Had trouble with my bank and had to open new account and cancel all my direct debits including tv license does this mean i will have to buy a whole new tv license?? (i am currently on the quartly ... |
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 Can you choose to pay solely with cash instead of using insurance at the doctor's? |
I'm 18 and I need to go the doctor without my parents knowing (without it showing up on the insurance or bill). I have plenty of money to pay but will doctor's agree to do this?
A... |
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 Can an insurance company use the fact that I had an HIV test as the basis for increasing my premiums? |
| I heard through the grapevine that someone from GB was in the U.S. and had a mandatory HIV test. My understanding is that subsequent to the test (and independent of the result - the test was ... |
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thevoiceofny | I tore my acl playing basketball. i need to miss 6-8 weeks of work. Am i still entiled to a paycheck? |
Ive been on the job for 5 months and was promised health insurance after 2 which i never recieved. Now Im hurt and can work for 2 months. Do I still get paid? Is my employer responsible for my medical bills evem though I was injured on my own time? |
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Insurance Biz CT
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Medical insurance is not going to pay you for work missed, and your employer is not responsible to keep paying you while you can't work. If your state has mandatory disability insurance, you would be able to apply.
As far as the health insurance goes, if 2 months is the standard waiting period and you were not enrolled, you can file a complaint with the Department of Labor. If you were to be enrolled retroactively, it would be difficult to get the insurance company to pay the bills. Your best bet is to file suit against the employer for failing to follow his own guidelines of eligibility. If you were to be enrolled, since you are not working now, you would be responsible to pay 100% of the monthly premium. |
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Judy1
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Your employer is not responsible for your bills or for your paycheck. And in fact they could fire you if they want to. You have no protection under FMLA because you haven't been with them long enough.
If you had been promised health insurance after 2 months when you started, and didn't get it, you should have asked about it 3 months ago. |
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Just_gone
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I highly doubt it. |
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coachron
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It depends on which state you live. In California you would be illegible for State Disability Insurance benefits based on your weekly income prior to your injury. You would also be able to sue(maybe not a good idea if you want to return there) in small claims court for up to, I believe a maximum of $7500. This sum will not be enough to cover your med bills.
You should talk to your employer about either retroactive enrollment in there health plan based on your date of eligibility |
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mamatohaley+1
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Your employer owes you nothing out of his pocket.
Your medical bills will be paid by your health insurance. If the company benefits state that you will get insurance after 2 months than you should have it.
Your paycheck is questionable. Your employer does not have to pay you outside of the benefits that are promised. That might be a week or 2 of sick pay, a week or 2 of vacation and possibly short term disability. Outside of that you are on the hook. |
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Ashley
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Try for disability- but without health/accidental insurance, you will not get any compensation. |
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Furious Blue
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Only if your job is playing in the NBA. Otherwise, it sounds like you're probably S.O.L. |
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Mr. God
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That is your fault for taking a job without health insurance. Live and learn....you are responsible for your medical bills and unless you signed up for any sort of disaility insurance, they dont owe you squat. |
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mbrcatz
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No, you don't get paid if you don't work. No, the employer isn't responsible for your medical payments.
That's like saying, ok, I mow your lawn once a week for $25. If I get in a car accident, I want you to keep paying me, even though I'm not mowing your lawn. Oh, and by the way, I want you to pay all my medical bills, too.
Sheesh. Think this through. If the shoe was on the other foot, you'd be screaming up a storm. |
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