 My insurance is void because I didn't declare claims history, But I did, Please help!? |
| I am more than sure that I declared my previous claims history. I have held insurance with them for 18 months. I recently tried to make a claim but it was declined and I was informed that my ... |
|
 When people say "I dont have money to buy insurance?" how to solve this objection? |
| Sell people insurance will face a lot of objection.. How I gonna solve all the objection?... |
|
 Next year I will not have health insurance, what to do? |
| I am on my fathers insurance and next year I will lose it. I can't afford health insurance as I am a full time student. Is there anything I can do besides dropping out of school?... |
|
 Home Insurance? |
When i enquired about home insurance, i was asked if i had a criminal record.
Would they find out if i said i didn't have one?... |
|
 Legal rights for life insurance? |
| My late husband beleived that I was the beneficiary of his life insurance. I REMEMBER early in our marriage that we both changed our beneficiaries to each other. He told others that I was the ... |
|
 Why would they want my car insurance information if i was the pedestrian injured in an accident? |
I was crossing the street and was hit by a car. Why do they want my car insurance information?
Additional Details
Why would they want it? and what if my insurance expired?... |
|
 Is it legal for a doctor to refuse doing a procedure because insurance doesnt pay them enough to do it? |
Additional Details
let me add some..I am on medicaid, i want to have a procedure called essure done...medicaid covers it and there are a list of docors who perform the procedure that ... |
|
 Cancel Health Insurance? |
| My boyfriend works for DynCorp and is not happy with his insurance. They're charging him $375 per payday (he gets paid bi weekly), and it's just for him and his daughter. They told him ... |
|
| Mortgage Payment Protection...is it worth it? |
| We currently have mortgage payment protection & are going to try & find a cheaper policy for it as our one seems quite expensive. But is mortgage payment protection worth it? I've read ... |
|
 Fiance's mom pushing life insurance? |
My fiance was recently diagnosed with Hyperemeis ( http://hyperemesis.org ), a disease which affects 1% of pregnant women. Due to this she's been in the hospital 3 times in the last month.
<... |
|
 Ok big decision here so I need some expert advice. Question about Life Insurance? |
| I'm buying Life Insurance. I have a 8 month old and I'm 28, non smoker and in perfect health. I got a quote that is for 30 years and for a 1,000,000 premium I would pay 70.84 a month. T... |
|
 Car insurance WITHOUT a bank account? |
does anyone know where/what car insurance i can get as i can not have a bank acount or debit/credit card.
can only pay with cash by monthly ... |
|
 I own a office condo , i was told that i didnt need property insurance,? |
| because the condominium association does that since condo owners only own whats inside not the structure itself, but i have the bank calling me about property insurance., What kind of insurance ... |
|
 Where is a safe place to keep important papers like life insurance policies, your will etc.? |
| I read that you shouldn't keep these in a safe deposit box but the article didn't say why.... |
|
 Does term life insurance take into account the combined income of a married couple? |
| I have seen around the internet that the maximum term life insurance policy allowed for a person in their 20s is usually 20 times their income. However, I was wondering if there are any policies that ... |
|
|  |
cory22bal | I want to become an insurance agent, do I need do go back to college for that? |
I've been told that all I need to do is take some classes but others tell me I need go back to college. I already have experience in the field I've worked for agents for almost 3 years. Please HELP! |
 |
 
fkd1015
|
It would depend on the company you are looking to work for, but generally no. As an agent you need to be licensed through the state in which you live. each state has their own insurance commissioner (Florida actually licenses by County), contact that office to discover that state's licensing requirement.
Generally you will need separate licenses for Property & Casualty, Life, Health and Securities.
The tests for those licenses are difficult so take the class and the test prep seriously.
That is a very hard business to be successful in. Work hard, build relationships, always ask for referals and always be truthful in products you are representing. |
|
insureman613
|
Check out some of the newbie thread at www.insurance-forums.net/forum There is a lot of good advice for starting up in the insurance field. |
|
§ ☼ JLG ☼ §
 |
While a college education always looks a little better, a lot of companies don't require any college - if your experience is equivalent to that of a degree. For example, if you work in an agents office and prove your ability (with your sales, etc), the company knows your worth. Good Luck! |
|
goldenlizzy04
 |
Hi, a college education is not necessary in order to become an insurance agent. I have been an agent for over 23 years in Texas. I only had to take a state exam to obtain my license. Good luck! |
|
Odessa R
 |
Each resident life, disability, property or casualty insurance agent, broker or solicitor is required to complete twenty-four (24) hours of approved continuing education as a pre-requisite to license renewal or re-issuance (reinstatement). Three of those hours must be Ethics.
Effective January 1, 2008, a licensee whose authority is limited to Vehicle products will also be required to meet the continuing education requirement. A Vehicle line of authority covers both personal and commercial vehicles. It is a limited form of the full line of property and casualty, since it does not include homeowners coverage.
The completion of self-study course hours are limited to eight hours within a single twenty-four hour period. Therefore, if someone orders a 16 hour course, it cannot be completed any sooner than the second day from purchase.
Non-residents are exempt from continuing education requirements (with the exception of Long-Term Care and Long-Term Care Partnership insurance. |
|
puzzle66
|
If you have been working in this field already your co-agents should be able to answer your questions. If not, talk to the human resource manager and ask his advice.
Most of the major insurance companys have a requirement for a degree for their agents who want their name on the sign. |
|
Walking on Sunshine
|
You need to be licensed (so there are classes or study involved) but you don't need to go back to college. I would recommend some business management classes and advertising especially if you intend to open your own office but these are weekend type classes that don't necessarily have to be a major return to college. Good Luck! |
|
mbrcatz
|
No, you do not need a college degree to be an insurance agent. All you need is a license - which you get by passing a test given by your state. Some states require you take an insurance "class" prior to being able to take the test, but it's NOT a college class - it's a state class.
Check with your state insurance department's web site to see what THEY require. |
|
clemenza222
 |
No, you do not need a college degree to sell insurance. What you do need is a life license and health license from the state. the class is about a week and then you have to take a test and score at least a 70% to pass. |
|
abdiver12
|
I did that once and its true, you just need to take a few classes and pass an exam to get your license, but, here's the catch, you need to be hired and sponsored by a company first. You cannot take the classes or the exam without being employed by the company first. So apply to the company, get them to hire and sponsor you, and they will pay for all the classes and the exam. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 23 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
9 | 10 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
9 | 1 week(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
