 Life insurance - is this a scam? someone help me....? |
| my mother is getting life insurance (she's in her 50's). she had a man come to her house - he said he wants to withdraw her monthly life insurance payments out of her account next month. I ... |
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 Should I purchase Term Insurance not Whole Life and invest the difference? |
Whole life cost more, but with Term I could cut that in half and invest the other portion of the payment...it's a good idea eh?
Additional Details
The anwers from my question has ... |
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 I am in a relationship and the man says that he cannot divorce his wife because she will loose her medical ins |
She has diabetes and had cancer. He says that no one will give her insurance because of her medical history. Is this true? Are there alternatives? What are other options?
They are ... |
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 What do you think about No Win No Fee Insurance Claims. I have been approached by a company...? |
| I have been approached by a company who knew that I had had an accident back in March 2006 in Norfolk. I am from Essex and the accident was actually my fault. They are saying they will claim on my ... |
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 A question about health insurance... Please Help.? |
| First of all, I am twenty years old, and currently living at college. I have finally (after several days of debating) decided that I need to go to the hospital. I am either pregnant, or some other ... |
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 What should I do? My grandmother got ripped off.? |
| I just found out from my grandmother that her annuity has been taken advantage of by my older sister. My sister got the account information from my grandmother and then logged onto the company's ... |
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 What can I do? accident no insurance? |
| I had a car accident approx one hour before I had car insurance. I submitted the claim and everything is there a way to get them to pay for everything? will they pay much attention to the time?... |
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 Will health insurance cover existing medical bills? |
| I have a kidney stone that is unbearable and I want to get it checked out. I just applied for health insurance but I have to wait to find out if it's approved. Can I go to the hospital today and ... |
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| Re: California Fires. Aren't homeowners responsible for obtaining homeowner's insurance and if so why is the |
| government spending millions on this disaster. Is it for those who are not insured? Please someone who knows answer I don't need B>S>. I had a fire in my house and my homeowner's ... |
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 Insurance question Yes or no and if no why please? |
| My friend has just phoned me and told me that she has been burgled ( she went into her lounge and found that the rear door was wide open ), and that a few articles were missing, she has reported the ... |
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 Health insurance? |
| I have a doctors appointment for my son on Thursday, and i just don't like the doctor office we have been going to because everyone is so rude, so i want to switch doctors how do i go about ... |
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| Is homeowners insurance a complete scam? |
| my former agent admitted it was worthless as insurance and explained that i was buying it because my lender required me to do so. she could not explain why she did not tell me this when i bought the ... |
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 Why does State Farm Insurance rip-off clients? |
| Why is it necessary for State Farm Insurance to deny claims and try to acuse the client of filing false claims? Is it because the don't know any different, or they are dishonest rats from hell ... |
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 Why isn't health insurance required when many other forms of insurance are required? |
Wouldn't this solve the health care crisis?
Additional Details
The people don't forgo health care, they don't pay the hospitals or doctors.... |
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 Should all tobacco products be banned from the workplace? |
| My employer banned indoor smoking years ago. This just drove the addicts outside where you have to go through their smoke whenever entering and exiting a building, just sickening! The company won'... |
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 Will health insurance cover a serious pre-existing condition? |
| I believe I may have a serious medical condition. I know I should go to the doctor ASAP but I have a concern about my health insurance. My coverage is ok but not the greatest. I may or may not be ... |
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Karl L | I want to cancel loan insurance, but I've been told I need to take out a new loan. Is this right? |
I took out a loan last year, and this included insurance. I then wrote to the company a few days after receiving my policy and cancelled the insurance. The loan company now tell me that as I haven't paid the insurance I'm in arrears, and I need to take out a new loan (nearly a year later) to cancel the original insurance. All I wanted to do was continue the original loan, but not with the insurance included.
FSA rules are often quoted as a right to cancel, but just what are these rules? Can someone quote them? |
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Dr. Trevor
 |
Yes, it could be true that your contract does indeed require you to carry insurance and that they can enforce that clause.
It is criminal; just another scam perpetrated by the rich to screw the poor. But once you sign the contract they have you. Sorry to deliver bad news, and I feel for your plight. Believe me, you are not the only person to be misused this way. The practice of demanding insurance is unethical and usurious. I believe it should be outlawed. So long as the rich make the rules, and the poor are kept in the dark, these abusive practices will continue.
Depending on your circumstances you may have some legal recourse. Only a proper barrister can help you with that. |
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minty359
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look here
http://www.moneymadeclear.fsa.gov.uk/news/payment_protection_insurance.html |
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b
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are u directing ur questions to ur clan? be comprehensive and explain certain terms not recognized outside ur zone,ok? |
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byebye
 |
you dont need a new loan,there after more interest |
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**Kesha**
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hiya, when you apply for a loan, if you include the insurance the interest is added to include the insurance (you pay interest in the insurance too!) If you sign the contract accepting the repayments including the insurance then if you do not pay that amount you are in arrears. the only way you can cancel the insurance is if you havent sign the contract and ask them to recalculate the payments for you. |
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welcome news
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You have 30 days right to cancel a pure protection contract under FSA rules. The 30 days begin when you received the full policy documents or when the cover started whichever came latest.
Your standard response should be to find out if an administrative error arose (it can happen) then to contact the loan company with a copy of your letter asking for the insurance to be cancelled (just cancelling a direct debit mandate does not cancel a policy - you have to go through the correct cancellation procedure). If this cannot be sorted then you will have to contact the loan company and the insurance company with a request for a formal complaint to be heard and, if you get no suitable redress once you have gone through the procedures you will then be able to go to the Financial Ombudsman Service (full details will be provided by the insurance company/ loan company) |
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