 What is mortgage insurance? |
When having somebody co-sign for a morgage with no $$$ down, how does mortgage insurance work?
1) Is it required?
2) Is it permanent?
3) Is it like a car insurance policy - where the ... |
|
 Can you own two home owners insurance policies? |
| I have one Home owners insurance policy. It just barely covers the cost of rebuilding which is close to the mortgage amount, in case of fire etc. Can I get a 2nd Home owners insurance policy to ... |
|
 What does one do for a job with Primerica? |
| my brother has an interview there and he would like to know exactly what it is they do? they didn't give him details about it just very briefly explained it to him.... |
|
 A follow on question on insurance payouts? |
| I would like to know the amount of moneies in total, that insurance companies have paid out for water damage,(due to burst or leaking plumbing, not flood ) in the uk in any 1 year. All insurance ... |
|
 Do you get your money back if you switch car insurance companies one month into a term? |
| I am buying a new car and found cheaper rates than Geico with Allstate. Problem is, I am one month into a six month term for my old car. I have already paid for the six month term. Will Geico have ... |
|
 How can i get this insurance information? |
I ALREADY TRIED going to insurance websites but they all want me to fill out and get a quote
i dont want to put all my information in
i just want to know these things for 3 different ... |
|
 Life Insurance......? |
| well i'm pregnant right now and i'm starting to think bout what if something happens to me after the baby is born, so i'm looking into life insurance. i'm 21 right now, and a ... |
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 I got rearened in an accident and was not wearin a seatbelt. Will their insurace cover my medical? |
| I was rear ended in an accident. Called 911 and the police was not dispached. I did not ride in an ambulance but went to the ER about an hour later due to back spasams. I told the ER doc i was not ... |
|
 What is an workers comp audit? |
| I am a California licensed contractor and today i got a paper mailed to me from workers comp company, saying i have to have an audit. I have had 3 people work for me for a short period of time, all ... |
|
 What is considered as pre existing conditions for health insurance? |
| will an insurance company just turn you down automatically if you have pre existing conditions, or will you find out later on when you try to file a claim that your coverage is limited? i get bcbs ... |
|
 What is considered good value for a life insurance policy? |
| A 73 year old smoker pays $60 per month and the policy is only worth $10K. That seems to be a waste of money, especially when this person could use the money on a weekly basis right now. I'm ... |
|
 Affordable car insurance company's? |
I am currently with farmer's insurance but i feel they are too expensive
so is there any company's that are cheaper and affordable rates?... |
|
 Life Insurance question, If you are licensed in one state can you sell to all 50? |
| Can you work under a company like AIG and get your own leads, advertise, and sell in all the states beside you own state? How does it work? How can you be a broker and sell different companies to all ... |
|
 Health and dental insurance question? |
| can I receive money from my employer for not taking insurance if my spouse is a state employee and I am on the state's benefits? This is in the state of Minnesota and I don't want to take ... |
|
 Do I have to pay if the house burns down? |
I'm renting (UK) and wonder if I had to pay anything in case of fire. The contract we have with the company that owns and rents this says nothing about fire damage.
Who needs to pay ... |
|
 Insurance Question? |
I have recently received my house& contents renewal, to my horror they had me done as making three claims ?? upon investigation, 1 claim I agree with, the other two are as follows.
No 2... |
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varsha282000 | I want to choose LIC policy. How to choose the LIC policy? What are the factors affected? |
Any suggestion of the current benificial policy? |
 |
 
big b
|
or speak to an independent finacial advisor who would have analysed all the products available and can help u chose one..i know sum1 if u need help lemme know |
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captain
 |
u dont go for LIC instead u can opt for ING VYSYA LIFE INSURANCE choose freedom plan |
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jimbob
|
hi |
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clinton_diana
|
Being an agent myself , I like unit link policies best. These r share market linked, so v hope that with India shining expectations, these will give best returns with bima. However investments by govt. owned LIC can not compete with HDFC or ICICI . u can check out mutual funds performance urself. These r published in news papers daily or weekly.
If ur only intention is savings- then purchasing shares of UCO bank/ Dena Bank/ IDBI bank is good. |
|
Ranbir
 |
Are you looking for Insurance policy or LIC policy only.
Before buying a policy, you should think of following:
what is my age, who all depend on me & if something were to happen to me, how would it impact them.
If you are a systematic investor, buy a term policy and invest in a mix of stocks, mutual funds, bonds & deposits.
If not then,
what do you need it for (& how much you need & when do you need) -
kids education/ marriage,
for regular payback (money back policies)
lumpsum money at fixed intreval of time (endowment policy)
your pension/ retirement
First plan your requirement and then decide. Or meet a broker/ agent to help you plan |
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gopal_gopal46
|
Very good , I pleased that you are thinking for L.I..C. policy.
it is necessary for secured life.
You can choose one of many type police as your requirement and income.
there are some type of policy;-
1.whole life policy
2.money back policy
3.terms policy
Factors affected to policy amount and type ;-
1. Age factor
2. Income factor
3. Work risk factor
4. Your health condition
5. family history
6. condition of your life style ets.
I advice you
you must be purchase a high risk policy[jiwan mitra] if you have a regular income
you must be purchase a money back policy if you want risk cover with investment
you must be purchase a share market relactive policy if you want
purchase policy for investment purpose
At last you must gone to L.I.C. office or a gent. |
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