 Illegal or just immoral?? |
| My husband and I got car insurance. Before our policy was up I got into a minor accident (me and my neighbor accross the street backed up at same time- it was ruled I was at fault --I had the slower ... |
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 Does medicaid cover circumcisions? |
| i was just wondering if utahs medicaid covered getting your baby boy circumcised. i have read to different things, i read that if u get it done after delivery it covers it and i also read it doesnt ... |
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 Baby health insurance question!!? |
| my insurance company told me when i called that i couldnt put my son down without a SS# but when i got the ss card i called back and they said i cant do it because it has been more than 31 days since ... |
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 How can i get life insurance for my family? |
What do i need to do to get life insurance for my family ,what exactly do i need,and how do i do it ?...and where do i go ?
Additional Details
whats the amount is best to ask for ?... |
|
 This is really ridiculous. Two months ago I totaled a car that I am still financing. I didn't have full? ? |
coverage on it. I want to get this car out of the collision shop and junk it.
Today I heard one of the most ridiculous things- that I can't junk a car that I am still financing, EVEN if I ... |
|
 What is workers comp? |
i was doing overnights at work, and i broke my toe. [i'm a HUGE klutz] but anyway. my parents told me to go through workers comp and i had to go to a different doctor and everything.
i have ... |
|
 How much does insurance usually cover for a nose job? |
I'm thinking about getting a nose job when I'm 17
It's for a slight deviated septum and to make it smaller
How much does insurance usually cover?... |
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 Can an Insurance company take back paying for an illness after they have paid 10 months for all of your bills? |
| An insurance company has paid for a pregnacy - All doctor visit and the delivery and now they are saying that my daughter is not covered - Can they do that?... |
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 Do you have to use your primary health insurance at a doctor's visit, since I have secondary insurance? |
| I have a better secondary health insurance from my spouse. I tried to drop my primary insurance, but I have to wait a year by law to drop it. I went to the hospital for a MRI. It would cost me $600 ... |
|
 Question about insurance? |
| i plan on going to school next fall and joining the football team but I have to have insurance to join. My parents want nothing to do with me after i graduated from highschool and don't want to ... |
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 Who are health insurance companies accountable to? |
In other words, if you have a compliant or need to resort to some legal measure, to whom are some people you can report a given insurance company?
To be specific: the problem is that I was ... |
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 Based on experience, which exclusive insurance company would you say is the best overall to work for? |
| I want to open a captive agency to write P&C Insurance. Which company do you think has the best rates and best overall product line available today.... |
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 My dad recently passed away I know that he left an insurance. How can I found information about it.? |
| So if anyone has experiment on this before please let me know.My dad would really had wanted me to find out about everything he lefted for us.Thank You.... |
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 Denied for medicaid? |
| Okay, I applied for medicaid for my family two months ago. After what seemed like forever we finally got our information in the mail. My children were eligible, but my husband and I weren't. I ... |
|
 I have an insurance question? |
| If I'm 18 years old, do i need to have a parent present with me when i go to a doctors office if i'm still under their insurance? in this case.. blue cross blue ... |
|
 Questions about life insurance? |
| I'm looking into getting life insurance and I'm wondering how the whole process works. If I take out a $300,000 whole life policy on myself with my fiancee as beneficiary, and I pay the ... |
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| Affordable health insurance? |
| I need help finding affordable health insurance. I'm helping my dad out. He wants to cover himself and my little brother. Any suggestions?... |
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 I Can no Longer Afford Health Insurance? |
| I buy health insurance through my employer, and I love the insurance. However, I can no longer afford to pay for it. My husband lost his job about 3 months ago and we are only working off of my ... |
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 Stop insurance from sending info about my doc. visits to my parents? |
| I am on a policy that my father holds. Is there any way i can prevent my insurance company (UHC) from sending info. about when I went to the doctor, how much the claim was, to my parents? I live at a ... |
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FromTheTop | I want to sell Life Insurance to a friend...but i am almost positive he has smoked pot within the last month.. |
I know that for the life insurance, he will have to have a paramed come to his house/work and check him over real quick, and they almost always do a urine test depending on the amount of insurance he is purchasing. If I am fairly certain he HAS smoked weed within a few weeks, am I wasting my time approaching him on Life Insurance? |
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Nabil
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You could be liable for misrepresentation since you are the agent of the company they are expecting you to protect their interest,and hiding information that if the underwriter would know about he would not give the same rate. this is also could be moral hazard. Just write the correct information and let the underwriter decide the tests and rats. |
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Doing the Right Thing
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If your friend has smoked anything in the past 12 months, he won't qualify for the preferred rate. He will be rated as Tobacco user.
I hope you are doing what is in the best interest of your friend and not the best interest of you earning lots of commissions. |
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KE
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No. If he has a need for insurance and you are looking our for his best interest, approach him about the insurance. It is not likely he will be turned down but he will receive a tobacco rating. |
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fargo
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Tell him to be honest not all insurance companies look badly on smoking pot - better to be honest - you could lose your job if it came out later on. |
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derek
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If you don't know...you don't know.
If you're uncomfortable, tell him.
Ask him. If he says yes, tell him it'll show in his blood and urnine test. That will probably scare him enough to not even apply. Then it's on him...not you. |
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adamd
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Find a limited underwriting policy (I think Jefferson Pilot has one) where no paramed is required. Don't do anything that would jeapordize your license, but you can find a policy he'll qualify for. |
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The Advocate
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Just tell him if he wants the insurance to clear up for the drug test. Well worth it, I have Cancer and can't buy. |
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backinbowl
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Heck no, wait until he's REAL STONED and then sell him every policy under the sun! |
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