 Mom has insurance on me at 23, still snoops? |
| My mom has insurance for me still because Im in college, however she faked my signature so that she could get a free credit report through their company too, and then lectured me! This really ... |
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 Need emergency surgery have no insurance. How can I get a loan? |
| I have a friend that needs surgery for a bad tumor. He has no insurance and has a bad criminal history so can't get a loan. Is there any other suggestions or loans out there. Live in north C... |
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 I am 16 and im wondering if i have a social insurance number? |
| (i live in bc, canada) and also is your bc care card your social insurance number?... |
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 Will this lawsuit work in your opinion? |
| My dad is trying to sue his company for discrimination/wrongful termination. He is suing for 25 million. he already has an attorney and his case is solid and has no chance to lose. The company he is ... |
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 Will car insurance always be expensive when I first purchase it? |
| I've never had car insurance and I'm about to purchase a car. I've been researching different companies and they are all pricey. Should I wait until I'm 25 to get my own ... |
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 How to understand a insurance payout for house roof replacement? |
| adjustor wrote a summary for 10,000 less sales tax and deductable of 2000 gave a check for 5000 a promise of another check for 3000 when they recieved the bid. we found some one to do it cheaper. ... |
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 Will my homeowners insurance cover this type of mold damage? |
| Apparently water has been getting through cracks in the grout of our tile. We've completely gutted that bathroom and have found mold and moisture that's gone totally throught the sheetrock, ... |
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 Florida insurance crisis? |
what happens if no one is willing to offer flood insurance in florida anymore?
Additional Details
we already have a state run insurance of last resort, which is soon to be the biggest. ... |
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 How can I find out someones insurance info if I need to file a claim agains them? |
| My neighbors dog attacked me while I was in their house with them. They are not exactly being cooperative with us. How can I obtain their insurance info, if they aren't willing to give it to ... |
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 My brother has no health insurance...How can my family help him? |
| My brother was laid off from his job some years ago and now he is currently applying for disability. He is sick and I would like to know if one of us can add him to our insurance plan or will we have ... |
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 What are some basic insurances that I should take? |
| Im 20 years old, undergraduate. Im thinking of buying some insurance but I dont know which plan should I take. I dont have girlfriend and not planning on getting married until the age of 30++ but its ... |
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 Explain to me how insurance works? |
I'm a student currently and there is 'health insurance for students' being offered at my school through United Health Care. I've been debating whether I need insurance or not.
... |
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 What type of insurance plan should I get? |
| I want to purchase an individual health insurance policy and need help with all the options! I'm planning on getting surgery on my foot as soon as I am insured. Other than that I am normally ... |
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 If a step-parent dies and you are told by your living parent the insur. policy only had the 2 of u listed.? |
| are u intitled to a porton of the money left? My stepfather died and my mom said the policy had myself and her listed on it as beneficiaries. She has gotten monetary settlement, however i have not ... |
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 Auto Insurance Terms - Help Me Understand? |
Can you explain these terms?
Comprehensive
Collision
Property Damage Liability
Bodily Injury Liability
Medical Payments
Uninsured Morotists
Bodily I... |
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angiefloyd1977 | I want to start my own house cleaning buisness, what insurance's do i need? |
i wanting to start my own domestic cleaning... house cleaning business. does anyone out there know what insurances i need?? |
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Mr.Answers
|
You can most likely call and talk to your own house or car insurance, as for many insurance company's deal in many different insurances! then what you get covered for at your own insurance company!
I know you would have to have liability insurance to cover any property you may accidently break or damaged and an insurance to protect you from lawsuits! because we live in a world of sue crazy people today, and you'd want an insurance for yourself if you get hurt on the job and can't work for a while!
And you'd want to get insurance on the equipment you use, in case someone was to accidently break into your car and steal it all! when owning your own business you will want to cover yourself for everything in your business and to not leave anything unprotected now days, and once you get your business going good, I believe its 6 months, you can purchase a new cargo van for your business and use it as a business tax right off! |
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Michelle C
 |
Hi
You will need Public Liability Insurance to make sure that if anything goes wrong whilst you are working etc then you will be covered against any damages which are being claimed against you.
I know of this company through previous experience, they are quite local to me, cheap and reliable.
Their Website is http://www.oakland-insurance.co.uk |
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Hibee
|
Look in here.......
http://www.myownbusiness.org/s5/index.html#1
Good luck! |
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Matt1331
|
Standard is liability, if you have equipment that you are hauling around you should also buy a small inland marine policy (for equipment and supplies), if you set up an office you should buy some property insurance for your office materials/equipment and supplies being stored there, if you hire anybody to work for you buy work comp, clients would feel better if you have some theft coverage and you should title the vehicle you are using to the new corporation you are buying and purchase commercial auto coverage, if you don't do that buy hired and non-owned auto along with your general liability.
That's what I can think of off the top of my head. |
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rambo123
|
you need liability insurance as well as insurance for any equipment that you own.
if you lease or buy any vehicles inthe biz you need business insurance.
if you have employees you might need workers compensaton
and disability insurance
different states vary on the last 2
check on the web... many sites to geta quote quickly.. the insurance may be a bit pricey...
rambo 123 |
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welcome news
|
There are no insurance that you 'need' i.e. required by law unless you employ anyone. I would suggest the following as desirable:
Public Liability insurance: covers your liability to people for injury or damage - the policy may NOT cover the actual cleaning itself e.g. if you accidentally knocked over a vase you would be covered but if you damaged the vase when dusting it you would not be.
Professional Indemnity (E&O) to cover the above
If you have equipment then you should consider insuring that.
Make sure that your car insurance covers business use if you use a car to drive to houses. If using a van then 'own goods' use should be adequate. If you have tools then they may need covering in the van - this may be available under the liability policy, as an extension to the equipment insurance or you could take out a Goods in Transit Policy!
Then consider yourself - if going self employed you will have no income if not working so consider:
Personal Accident and Sickness Insurance - up to 1 year illness cover
Permanent health Insurance - long stay sickness
Private Medical Insurance - get into hospital quicker
If you have a mortgage consider MPPI - make sure self employed can be covered under it.
If you have dependents then life insurance should also be considered.
If you can't afford all the insurance you need, you need all the insurance you can afford. |
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