 What Insurance will cover my cousin who dosen't have insurance and has currently got into an accident .? |
| What Insurance will cover my cousin who dosen't have insurance and has currently got into an accident in the fog and drove into a 100 ft ditch and was air lifted to the hospital, and the ... |
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 Life insurance policy? |
do i need life insurance when im 20 wit no kids.
i currently have it with state farm but i didnt pay last months premium
its like no point....should i still keep it tho?... |
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 I will be 60 next month, should I purchase life insurance or an annuity? |
| I want access to my investment and I want to pass funds on to my son when I die.... |
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 Switching homeowners insurance companies... do i need to ? |
| let the mortgage holder know?? it is not escrowed into our mortgage but do i need to notify the bank or anything like that?... |
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 For high risk car insurance how ? |
how many accidents do you need to be moved up to a high risk insurance company? I got in a car accident a year ago and last week I came very nearly close to one twice.
how much is the ... |
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 I received money as a bebeficary of a friends accident insurance after his death can anyone question it? |
Additional Details
I was designated beneficiary but I'm not family can his family is there any chance they could get it changed in court?... |
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 Life Insurance: Do you have it ? How old were you when you start paying for it ? Try AIL? |
| I was 21. Since I started paying in to it @ 21, my fam would be left w/ approx $40 000 after my death. I wonder if I'll have a fam by then... Right now I have no husband or kids so right now I�... |
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 I need help pleasseeeeeeee!!!!!!!!!!!... |
| i doing this business work and it's abt insurance. i hv to find the advantages and disadvantages of Insurance but i can't think of any. pls help me!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!1... |
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 How much should we expect to pay for Life insurance? |
| We are both non smokers 29 (male) and 25 (Female) we want a 30 year term life for 250K each. No signficant health issues and we would fall under the "standard" category most likely. How ... |
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 Can you buy life insurance for a sick relative ? |
| My father is very ill and has no life insurance, can I buy a policy for him listing myself or my siblings as beneficiary to pay funeral expenses?... |
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 Whats better ppo or hmo?? |
| just wondering which is better??... |
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 Is there a way to make yourself and your husband a company so that you can obtain group health insurance? |
| I clean and maintain investment properties as a job and sometimes my husband helps me with repairs, etc. Can we form a company and get health insurance at group rates? How do you do that? Thanks for ... |
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 Should I report my tenants on the home insurance policy? |
| I used to live in my house but now I am renting it out. Should I tell my home insurance company that I will no longer live there and tell them about the tenants?... |
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 Why is it health insurance can't pay 100 percent when 80 percent usually leaves most with a huge bill? |
| One big problem healthcare in my family (married couple, 2 children) is that even when our insurance does pay, it only pays 80 percent, and we are stuck with a huge bill or bills especially after a ... |
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 Insurance quote!? |
| Any State Farm Insurance agents want to give me a quote in California? I have contacted two State Farm Agents in my area and not one has gotten back to me. I have 11 apartments.... |
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 Is this fair compensation or not??? |
My wife recently had a slip & fall and has a diagnosed concussion (mild) she has been suffering with terrible headaches and pain in her neck.
She doesn't like noise, and feels generally ... |
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 Life Insurance? |
| Okey dokey, so roughly how much would $250,000 of term life insurance cost annually for a 40 year old male non-smoker for a 20 year term?... |
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 Can I get life insurance on my mother without her knowing or signing anything? |
| I recently got a scare when my mother was admitted into the hospital from smoking complications. She was having trouble breathing and she was put on a respirator. The nurses and doctor kept saying ... |
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♥Bambi McBimbo♥ | I was declined for medical insurance. Why? |
I'm 54 and in good health. Last year about this time I applied for a medical insurance policy outside of my employment. I applied with Blue Shield. I currently take medication for high cholesterol, the lowest dosage possible for borderline high blood pressure, and I've been on levothyroxin for hypothyroidism for about 20 years. I'm with the same doctor as last year and my blood work this year was fantastic! (Below 200 cholesterol, blood pressure normal, triglycerides normal, etc) Last year I was approved with this company and yes they had requested my medical records. I chose not to accept it last year because I went with my husband's employer's plan instead. This year I applied with the same company and I just found out I was denied. What is the logic? Is there anything I can do about the denial and if there isn't what can I do to look more favorable in the future. (Yes, I'm about 30 lbs overweight, the same amount I was last year.) Thanks for your help.) |
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Lori S
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You can try to appeal the decision, but it probably won't happen. The logic is you're a year older and a year closer to requiring more medical care while being insured by them. It's not what you wanted to hear, and I'm not being mean! (um, I'm in the same category!) If you can lose the weight and get off the cholesteral medication entirely, that would be great--for both you and your prospective insurer! |
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mbrcatz
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You're 54, you're overweight, and you have pre-existing conditions with expensive maintenance medications. ANY ONE OF THOSE is a reason to decline.
The sad truth is, you're NOT going to get any younger. I think you're stuck with your current health insurance provider until you're 65 and eligible for Medicare. |
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primalclaws1974
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Unless there was some kind of change the only other thing I can think is with your medical history there is an age cut-off...otherwise their policy has changed. |
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easstotts
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Large corporations often "self-fund" their health insurance plans. Your employer pays the medical claims and is, in essence, your medical insurer. It hires an outside health insurer to administer the plan. Self-funded plans are regulated differently than an HMO or a major medical plan run by an insurance company. They are not regulated by the state, which gives members of such plans less leverage. If you've exhausted internal appeals, you'll have to seek the help of the federal government. Specifically, you'll need to contact the Department of Labor's Pension and Welfare Benefits Administration, or PWBA. The PWBA can be reached at (866) 275-7922. If the PWBA can't help you, your only other legal recourse is to sue your employer. That probably isn't the smartest career move to make.
Another alternative is to get help from the state. While your state's health insurance regulatory body doesn't have any legal authority over your health plan, a patient advocate there may be able to advise and coach you on how to proceed.
Other links to help you with your health insurnce denial below. |
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richard t
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I have blue cross........................I believe you must wait before you are covered for pre existing comditions.........bet 6 months and a year.................. |
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keya
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try medicare or medicade or go to new york city and stay with a relative if you have one and you will definately get approve for coverage i can garentee it the state of new york has the best health care and coverage for people of all ages. good luck hope it helps! |
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C.A.S.
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health insurance companies actually try all they can NOT to accept you. And if you do get accepted, they try even harder not to have to shell any money out for your medical needs. It's really sad, but true in most places. You could move to Canada or somewhere where they have free healthcare. Or take a trip to Cuba (they have free healthcare too and they're infant mortality rate is lower that the US's!) |
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♪♫Jay is Sexy♪♫
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it might be your health.. get a check up and try it again. |
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